A C LLOYD HOMES LIMITED

🌳Matureactive
00784694 · ltd · incorporated 1963-12-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pursue
Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 72). Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

21 live charges · 6 lenders · oldest 57.1y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 57.1 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 63/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
21 charges (21/21 with lender, 21/21 with type)
90
Directors & officers
21 officers (4 active, 21 linked, 18 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
157 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (91 events)Click to expand
  1. 2026-02-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-02-03
    🔓
    Charge satisfied #20
  3. 2025-07-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-03-19
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2025-03-03
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  6. 2025-03-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-03-01
    ➕
    SKEAT, Hans Peter appointed
    secretary
  8. 2025-03-01
    ➕
    SKEAT, Hans Peter appointed
    director
  9. 2025-02-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-02-02
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2025-01-31
    ➖
    SKEAT, Hans Peter resigned
    secretary
  12. 2025-01-31
    ➖
    SKEAT, Hans Peter resigned
    director
  13. 2025-01-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2025-01-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2024-12-31
    ➖
    CLARK, Robert Alistair resigned
    director
  16. 2024-12-31
    ➖
    LANGHAM, Glen Matthew, Mr. resigned
    director
  17. 2024-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2024-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2024-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2024-06-30
    ➖
    AVERN, Darren resigned
    director
  21. 2024-06-30
    ➖
    HENLEY, David Philip resigned
    director
  22. 2024-06-30
    ➖
    MEREDITH, Darrenn Malcolm resigned
    director
  23. 2024-03-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  24. 2024-01-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2023-10-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2023-09-30
    ➖
    WYNNE, Desmond Patrick resigned
    director
  27. 2023-09-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2023-09-20
    🔒
    Charge registered #21
    Lender: Barclays Bank PLC
  29. 2023-06-01
    📄
    accounts-with-accounts-type-full
    accounts · AA
  30. 2023-02-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  31. 2022-03-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  32. 2022-01-18
    ➕
    LANGHAM, Glen Matthew, Mr. appointed
    director
  33. 2022-01-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  34. 2020-11-27
    🔒
    Charge registered #20
    Lender: Barclays Bank PLC
  35. 2019-05-28
    ➕
    EDWARDS, Mark Royston appointed
    director
  36. 2018-01-01
    ➕
    AVERN, Darren appointed
    director
  37. 2018-01-01
    ➕
    HENLEY, David Philip appointed
    director
  38. 2018-01-01
    ➕
    MEREDITH, Darrenn Malcolm appointed
    director
  39. 2014-08-05
    🔓
    Charge satisfied #19
  40. 2013-10-15
    ➖
    READING, Michael Richard resigned
    secretary
  41. 2013-10-15
    ➕
    SKEAT, Hans Peter appointed
    secretary
  42. 2013-10-15
    ➖
    READING, Michael Richard resigned
    director
  43. 2013-09-04
    ➖
    NICHOLLS, Gordon Thomas resigned
    director
  44. 2013-03-14
    🔓
    Charge satisfied #18
  45. 2013-03-08
    🔓
    Charge satisfied #16
  46. 2013-03-08
    🔓
    Charge satisfied #14
  47. 2013-03-08
    🔓
    Charge satisfied #13
  48. 2013-03-08
    🔓
    Charge satisfied #10
  49. 2013-03-08
    🔓
    Charge satisfied #7
  50. 2013-03-08
    🔓
    Charge satisfied #6
Showing most recent 50 of 91 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 16 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Ac Lloyd (Asset Management) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Ac Lloyd (Asset Management) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
A C LLOYD HOMES LIMITED
This company · 00784694

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ac Lloyd (Asset Management) Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1963-12-16
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings

Registered office

5a Tournament Court
Edgehill Drive
Warwick
CV34 6LG
England

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26

Officers (4 active · 17 resigned)

SKEAT, Hans Peter→
secretary · appointed 2025-03-01
View their other companies + combined net worth →
Active
BEDDOES, Peter Charles→
director · ~72y · appointed 2010-04-22
View their other companies + combined net worth →
Active
EDWARDS, Mark Royston→
director · ~58y · appointed 2019-05-28
View their other companies + combined net worth →
Active
SKEAT, Hans Peter→
director · ~63y · appointed 2025-03-01
View their other companies + combined net worth →
Active
READING, Michael Richard→
secretary · appointed 1991-10-01 · resigned 2013-10-15
Resigned
SKEAT, Hans Peter→
secretary · appointed 2013-10-15 · resigned 2025-01-31
Resigned
AVERN, Darren→
director · ~53y · appointed 2018-01-01 · resigned 2024-06-30
Resigned
CLARK, Robert Alistair→
director · ~65y · appointed 2011-09-27 · resigned 2024-12-31
Resigned
COX, Emily May→
director · ~113y · resigned 2007-09-27
Resigned
HENLEY, David Philip→
director · ~67y · appointed 2018-01-01 · resigned 2024-06-30
Resigned
LANGHAM, Glen Matthew, Mr.→
director · ~49y · appointed 2022-01-18 · resigned 2024-12-31
Resigned
LLOYD, Mildred Alice→
director · ~107y · resigned 1998-04-30
Resigned
MEREDITH, Darrenn Malcolm→
director · ~62y · appointed 2018-01-01 · resigned 2024-06-30
Resigned
MITCHELL, Bernard Brian→
director · ~72y · resigned 2004-03-05
Resigned
NICHOLLS, Gordon Thomas→
director · ~95y · resigned 2013-09-04
Resigned
READING, Michael Richard→
director · ~88y · resigned 2013-10-15
Resigned
RICHARDSON, Ann Cecelia→
director · ~71y · resigned 1998-04-30
Resigned
SKEAT, Hans Peter→
director · ~63y · appointed 2010-04-22 · resigned 2025-01-31
Resigned
STALLARD, Janet Elizabeth→
director · ~78y · resigned 1998-04-30
Resigned
STALLARD, Michael John→
director · ~82y · resigned 1998-04-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

21
Total charges
2
Outstanding
2
Active lenders
Status:Lender:21 of 21 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge—20/09/2023—
satisfied
Barclays
Barclays Bank PLC
A registered charge—27/11/202003/02/2026
satisfied
National Westminster Bank
National Westminster Bank PLC
Charge of deposit1 property19/10/201005/08/2014
satisfied
Crest Nicholson Residential (Midlands)
Crest Nicholson Residential (Midlands) Limited
Legal charge1 property01/11/200014/03/2013
satisfied
Donald Mcgregor / Janet Elizabeth Stallard / Ann Cecilia Richardson
Mortgage1 property02/03/199808/08/2001
satisfied
National Westminster Bank
National Westminster Bank PLC
Memorandum of deposit1 property22/02/199308/03/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Memorandum of deposit of the deeds under seal1 property26/10/198912/01/1999
satisfied
National Westminster Bank
National Westminster Bank PLC
Memorandum of deposit under seal1 property20/03/198908/03/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Memorandum of deposit under seal1 property20/03/198908/03/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage1 property21/09/198526/01/1993
satisfied
National Westminster Bank
National Westminster Bank PLC
Memorandum of deposit1 property06/05/198326/01/1993
satisfied
National Westminster Bank
National Westminster Bank PLC
Memo of deposit1 property13/09/198208/03/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Memo of deposit1 property19/02/198226/01/1993
outstanding
National Westminster Bank
National Westminster Bank PLC
Memo of deposit1 property19/03/1981—
satisfied
National Westminster Bank
National Westminster Bank PLC
Memo of deposit1 property19/03/198108/03/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Memorandum of deposit1 property30/11/197808/03/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Memo of deposit1 property23/11/197626/01/1993
satisfied
E.M. Cox / T.H.G. Coleman / D. Mcgregor
Charge1 property02/07/197326/01/1993
satisfied
National Westminster Bank
National Westminster Bank PLC
Memo. Of deposit1 property27/10/197208/02/1993
satisfied
National Westminster Bank
National Westminster Bank PLC
Memo of deposit1 property21/12/197129/06/2001
satisfied
District Bank .
District Bank LTD.
Builders equitable charge1 property21/04/196929/06/2001
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (157 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-03
change-person-director-company-with-change-date
officers · CH01
2025-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-01
accounts-with-accounts-type-full
accounts · AA
2025-03-19
appoint-person-secretary-company-with-name-date
officers · AP03
2025-03-03
appoint-person-director-company-with-name-date
officers · AP01
2025-03-03
termination-director-company-with-name-termination-date
officers · TM01
2025-02-02
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-02
termination-director-company-with-name-termination-date
officers · TM01
2025-01-09
termination-director-company-with-name-termination-date
officers · TM01
2025-01-02
termination-director-company-with-name-termination-date
officers · TM01
2024-07-01
termination-director-company-with-name-termination-date
officers · TM01
2024-07-01
termination-director-company-with-name-termination-date
officers · TM01
2024-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30