CHAMBERLAYNE FARMS LIMITED
- 56302Public houses and bars
- 68209Other letting and operating of own or leased real estate
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 86). Biggest value-creation lever: Consolidate lender relationships. 11 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
23 live charges · 11 lenders · oldest 62.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 62.3 years old — likely at or near maturity.
- · 11 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Cash | £77.1k | £108.9k |
| Net assets | £3.37M | £4.81M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 mortgage
- • 3 mortgage
- • 3 mortgage
Corporate timeline (64 events)Click to expand
- 2026-07-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-07-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-07-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-07-30🔓Charge satisfied #22
- 2026-07-30🔓Charge satisfied #21
- 2026-07-30🔓Charge satisfied #18
- 2025-11-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-31📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2025-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-15➕DENNISS, Neil Michael appointedsecretary
- 2024-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-31📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-31📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-06-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-05-20➕SPENCER, Florence Louise appointeddirector
- 2021-05-18➖CHAMBERLAYNE, Luke Patrick resigneddirector
- 2020-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-14➕CHAMBERLAYNE, Gregory Eric appointeddirector
- 2014-04-14🔒Charge registered #23Lender: The Agricultural Mortgage Corporation PLC
- 2013-03-09🔓Charge satisfied #11
- 2012-10-11🔒Charge registered #22Lender: Mch Building Services
- 2012-09-27🔒Charge registered #21Lender: Ms Sian Jennings
- 2012-08-02🔒Charge registered #20Lender: Radis LTD
- 2011-02-16🔒Charge registered #19Lender: The Really Helpful Marketing Company LLP
- 2010-08-01🔒Charge registered #18Lender: Resolution Data Management
- 2007-01-10➕CHAMBERLAYNE, Robert Scott appointeddirector
- 2004-07-22🔓Charge satisfied #10
- 2004-03-09🔒Charge registered #17Lender: Clydesdale Bank Public Limited Company
- 2004-01-13🔓Charge satisfied #3
- 2004-01-13🔓Charge satisfied #2
- 2004-01-13🔓Charge satisfied #1
- 2002-10-18➕CHAMBERLAYNE, Robin Francis appointeddirector
- 2002-01-09🔓Charge satisfied #13
- 2000-05-07➖CHAMBERLAYNE, Francis John Frederick resigneddirector
- 2000-03-17🔒Charge registered #16Lender: Clydesdale Bank Public Limited Company
- 2000-02-01➕CHAMBERLAYNE, Humphrey John appointedsecretary
- 2000-02-01➖CHAMBERLAYNE, Francis John Frederick resignedsecretary
- 1994-03-14🔒Charge registered #15Lender: Clydesdale Bank PLC
- 1992-05-15🔒Charge registered #14Lender: Clydesdale Bank Public Limited Company
- 1992-05-15🔒Charge registered #13Lender: Clydesdale Bank Public Limited Company
- 1992-05-15🔒Charge registered #12Lender: Clydesdale Bank Public Limited Company
- 1992-05-15🔒Charge registered #11Lender: Clydesdale Bank Public Limited Company
- 1992-05-15🔒Charge registered #10Lender: Clydesdale Bank Public Limited Company
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "CHAMBERLAYNE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 86 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Humphrey John Chamberlayne Individual · British · DOB 05/1945 · age 81 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control · trust interest | 16/10/2025 |
Mr Jeremy Rudge Chamberlayne Individual · British · DOB 07/1940 · age 86 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control · trust interest | 16/10/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BATHURST ESTATE FARMING LIMITED→ 11788515 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BLACKHOUSE FARM LIMITED→ 04966043 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BOUNTIFUL BEES LIMITED→ 15153759 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BUTLERS HILL LIVERY LIMITED→ 12293623 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CACKLEBEAN LIMITED→ 12521501 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CCR EQUESTRIAN LTD→ 12359416 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHASTLETON HILL FARM LIMITED→ 00332185 · est 1937 · no financials extracted | — | — | — | — | 88y | — | — |
| CHELMSCOTE MANOR LIMITED→ 10205220 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHELTENHAM IS GROWING CIC→ 13453326 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CHERRY LAKES LIMITED→ 07821678 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CHERRYWICK LIMITED→ 11000365 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHRIS TILLING FORESTRY LTD→ 13400782 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | A registered charge | 1 property | 14/04/2014 | — | |
| satisfied | Mch Building Services | Rent deposit deed | 1 property | 11/10/2012 | 30/07/2026 | |
| satisfied | Ms Sian Jennings | Rent deposit deed | 1 property | 27/09/2012 | 30/07/2026 | |
| outstanding | Radis Radis LTD | Rent deposit | 1 property | 02/08/2012 | — | |
| outstanding | The Really Helpful Marketing Company The Really Helpful Marketing Company LLP | Rent deposit | 1 property | 16/02/2011 | — | |
| satisfied | Resolution Data Management | Deposit | 1 property | 01/08/2010 | 30/07/2026 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Legal charge | 1 property | 09/03/2004 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Charge | 1 property | 17/03/2000 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Legal charge | 1 property | 14/03/1994 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Legal charge | 1 property | 15/05/1992 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Legal charge | 1 property | 15/05/1992 | 09/01/2002 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Legal charge | 1 property | 15/05/1992 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | (Second) legal charge | 1 property | 15/05/1992 | 09/03/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Legal charge | 1 property | 15/05/1992 | 22/07/2004 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Legal charge | 1 property | 15/05/1992 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Debenture | 1 property | 27/01/1992 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 19/12/1975 | 15/05/1992 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 19/12/1975 | 15/05/1992 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 20/05/1975 | 15/05/1992 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 20/05/1975 | 15/05/1992 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation LTD | Further charge | 1 property | 17/08/1973 | 13/01/2004 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation LTD | Further charge | 2 properties | 25/06/1969 | 13/01/2004 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation LTD | Legal charge | 1 property | 25/03/1964 | 13/01/2004 |