G.A. WISBEY & SON LIMITED
- · Oldest live charge 39.3y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 90). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 39.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 39.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £639.2k | £622.9k |
| Current assets | £529.6k | £465.7k |
| Net assets | £639.2k | £622.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (25 events)Click to expand
- 2025-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-18📄capital-allotment-sharescapital · SH01
- 2015-12-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-09-07📄capital-allotment-sharescapital · SH01
- 2012-12-28➖WISBEY, Michael David resigneddirector
- 2012-08-20➕WISBEY, Andrew appointedsecretary
- 2012-08-20➖WISBEY, Philip George resignedsecretary
- 2012-08-20➖WISBEY, Philip George resigneddirector
- 2006-06-16🔒Charge registered #4Lender: Lloyds Tsb Bank PLC
- 1996-04-01➕WISBEY, Andrew John appointeddirector
- 1995-09-28🔒Charge registered #3Lender: The Agricultural Mortgage Corporation PLC
- 1987-04-15🔒Charge registered #2Lender: The Agricultural Mortgage Corporation PLC
- 1987-04-15🔒Charge registered #1Lender: The Agricultural Mortgage Corporation PLC
- 1964-03-17🏢Company incorporatedAs G.A. WISBEY & SON LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "WISBEY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 90 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 90 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 62 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Wisbey Individual · British · DOB 06/1972 · age 54 | — | 25–50% | 25-50% voting | 06/04/2016 |
Mr Paul Anthony Wisbey Individual · British · DOB 10/1955 · age 71 | — | 25–50% | 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 16/06/2006 | — | |
| outstanding | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | Deed of transitional charge | 1 property | 28/09/1995 | — | |
| outstanding | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | Legal charge | 1 property | 15/04/1987 | — | |
| outstanding | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | Collateral charge | 1 property | 15/04/1987 | — |