HARDY INVESTMENTS LIMITED
🌳Matureactive
00806735 · ltd · incorporated 1964-05-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 77/100 (strong), bankability 77/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 40.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 40.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 6 with DOB)
83
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
138 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 persons-with-significant-control
Last 180 days
8
filings
- • 6 persons-with-significant-control
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2026-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-18➕BETTS, Megan Elizabeth appointeddirector
- 2024-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-24📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-08-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-11➕HARDY, Harry James appointeddirector
- 2022-05-10➖HARDY, David Michael resigneddirector
- 2017-09-13➕HARDY, David Michael appointeddirector
- 2017-09-13➖HARDY, Michael Lawrence resigneddirector
- 2016-03-30➖HARDY, David Michael resigneddirector
- 2015-12-24➕BETTS, Lynne Michelle appointeddirector
- 2009-01-29🔓Charge satisfied #6
- 1996-11-30➕BETTS, Lynne Michelle appointedsecretary
- 1996-11-30➖HARDY, Sheila Ann resignedsecretary
- 1996-11-30➕HARDY, David Michael appointeddirector
- 1996-11-30➖HARDY, Sheila Ann resigneddirector
- 1994-04-12🔓Charge satisfied #5
- 1994-04-12🔓Charge satisfied #4
- 1994-04-12🔓Charge satisfied #3
- 1994-04-12🔓Charge satisfied #2
- 1994-04-12🔓Charge satisfied #1
- 1993-11-10🔒Charge registered #6Lender: Lloyds Bank PLC
- 1989-08-10🔒Charge registered #5Lender: National Westminster Bank PLC
- 1989-08-10🔒Charge registered #4Lender: National Westminster Bank PLC
- 1989-08-10🔒Charge registered #3Lender: National Westminster Bank PLC
- 1989-08-10🔒Charge registered #2Lender: National Westminster Bank PLC
- 1985-11-29🔒Charge registered #1Lender: Barclays Bank PLC
- 1964-05-27🏢Company incorporatedAs HARDY INVESTMENTS LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "HARDY" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Megan Elizabeth Betts Individual · British · DOB 02/1995 · age 31 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 18/08/2025 |
Mr Harry James Hardy Individual · British · DOB 10/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 10/05/2022 |
Ms Lynne Michelle Betts Individual · English · DOB 09/1963 · age 63 | — | — | sig. influencesignificant influence | 09/02/2026 |
2 historic (ceased) PSCs
- Miss Jessica Bettsceased 09/02/2026· 25-50% shares · 25-50% voting
- Mr Michael Lawrence Hardyceased 10/05/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST CALL GLASS LTD→ 13541354 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1ST RESPONSE HIRE AND SALES LIMITED→ 10869026 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 24 BUILD LIMITED→ 11959593 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 360 ELECTRICS LIMITED→ 11869541 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A & B CONCRETE PUMPING LIMITED→ 11092622 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A BINNS ELECTRICAL (TESTING) LTD→ 12633197 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A&A BEST CONSTRUCTION LTD→ 09255580 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| A1 (HIMFENS) ALARMS LIMITED→ 05248976 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| A1 CONSTRUCTION & REFURBISHMENT LTD→ 15498721 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AAGARAN ENGINEERING LTD→ 08891271 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AALTEN ELECTRICALS LIMITED→ 11991895 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AARON ADAMS DECORATING LTD→ 17079269 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1964-05-27
Jurisdictionengland-wales
Primary SIC41201 — Construction of commercial buildings
Registered office
C/O A W Hardy & Co Limited
Stock Road
Southend On Sea
Essex
SS2 5QG
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-02
Last: 2025-08-19
Officers (4 active · 5 resigned)
BETTS, Lynne Michelle→
Activesecretary · appointed 1996-11-30
View their other companies + combined net worth →
BETTS, Lynne Michelle→
Activedirector · ~63y · appointed 2015-12-24
View their other companies + combined net worth →
BETTS, Megan Elizabeth→
Activedirector · ~31y · appointed 2025-08-18
View their other companies + combined net worth →
HARDY, Harry James→
Activedirector · ~28y · appointed 2022-05-11
View their other companies + combined net worth →
HARDY, Sheila Ann→
Resignedsecretary · resigned 1996-11-30
HARDY, David Michael→
Resigneddirector · ~60y · appointed 2017-09-13 · resigned 2022-05-10
HARDY, David Michael→
Resigneddirector · ~60y · appointed 1996-11-30 · resigned 2016-03-30
HARDY, Michael Lawrence→
Resigneddirector · ~87y · resigned 2017-09-13
HARDY, Sheila Ann→
Resigneddirector · resigned 1996-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 2 properties | 10/11/1993 | 29/01/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 10/08/1989 | 12/04/1994 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 10/08/1989 | 12/04/1994 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 10/08/1989 | 12/04/1994 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 10/08/1989 | 12/04/1994 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 29/11/1985 | 12/04/1994 |
Recent filings (138 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-09
change-person-director-company-with-change-date
officers · CH01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-05
appoint-person-director-company-with-name-date
officers · AP01
2025-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-24