A.J. ROBERTS CONSTRUCTION LIMITED

🌳Matureactive

00825941 · ltd · incorporated 1964-11-04

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£2.10M

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Development of building projects

Sector: Construction

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 77/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

12 live charges · 8 lenders · oldest 41.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 41.5 years old — likely at or near maturity.
· 8 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

12 charges (12/12 with lender, 12/12 with type)

Directors & officers

8 officers (5 active, 8 linked, 6 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

135 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,096,503

Net assets shrinking

Down £144,094 YoY

Cash YoY

-14%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£1.1m

↓ 14% YoY

Net Worth

£2.1m

↓ 6.4% YoY

Current Assets

£2.4m

↑ 4.2% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£2.15M	£2.30M
Current assets	£2.45M	£2.35M
Cash	£1.13M	£1.30M
Debtors	£116.5k	£3.3k
Net assets	£2.10M	£2.24M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 mortgage

Last 180 days

filings

• 2 mortgage
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2026-04-27
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-17
🔒
Charge registered #12
Lender: The Trustees of the Ajr Developments Pension Scheme
2026-03-27
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-26
🔒
Charge registered #11
Lender: Homes and Communities Agency (Trading as Homes England)
2025-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-05
🔒
Charge registered #10
Lender: Handelsbanken PLC
2024-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-31
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-29
🔒
Charge registered #9
Lender: Andrew Jonathan Roberts and Amanda Jane Roberts
2023-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-09
➕
ROBERTS, Grant appointed
director
2023-05-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-03-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-07
🔓
Charge satisfied #8
2022-12-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-19
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-09
🔒
Charge registered #8
Lender: Dominic Benjamin Blakeley, Helen Elizabeth Blakeley, Daniel Paul Blakeley Acting Together as Secured Parties
2021-02-09
📄
capital-name-of-class-of-shares
capital · SH08
2021-02-09
📄
resolution
resolution · RESOLUTIONS
2021-02-09
📄
memorandum-articles
incorporation · MA
2021-01-22
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-01-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-01-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-01-08
➕
ROBERTS, Ben appointed
director
2020-12-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-18
🔓
Charge satisfied #7
2020-05-18
🔓
Charge satisfied #6
2011-12-31
🔓
Charge satisfied #5
2011-12-31
🔓
Charge satisfied #4
2011-12-31
🔓
Charge satisfied #3
2011-12-31
🔓
Charge satisfied #2
2011-12-31
🔓
Charge satisfied #1
2011-04-12
🔒
Charge registered #7
Lender: Svenska Handelsbanken Ab (Publ)
2011-04-12
🔒
Charge registered #6
Lender: Svenska Handelsbanken Ab (Publ)
2010-05-25
➕
ROBERTS, Amanda Jane appointed
secretary
2010-05-24
➖
ROBERTS, Sheila Mary resigned
secretary
2010-05-24
➖
ROBERTS, Sheila Mary resigned
director
2009-01-21
➖
ROBERTS, Arnold Jeffrey resigned
director
2005-10-28
🔒
Charge registered #5
Lender: Barclays Bank PLC
2005-10-28
🔒
Charge registered #4
Lender: Barclays Bank PLC
2005-08-04
🔒
Charge registered #3
Lender: Barclays Bank PLC
1997-04-06
➕
ROBERTS, Amanda Jane appointed
director
1992-02-17
🔒
Charge registered #2
Lender: Horace Lamb and Lillian Lamb
1985-01-02
🔒
Charge registered #1
Lender: Barclays Bank PLC
1964-11-04
🏢
Company incorporated
As A.J. ROBERTS CONSTRUCTION LIMITED

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "ROBERTS" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 66 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — ROBERTS, Grant (same surname) appointed 2023-05-09. Pattern consistent with intra-family handover.
primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 62 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·

3 new charges in last 12 months

medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-04-17: A registered charge; 2026-03-26: A registered charge; 2025-12-05: A registered charge

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew Jonathan Roberts Individual · British · DOB 06/1960 · age 66	50–75%	50–75%	50-75% shares · 50-75% voting	01/09/2016
Mrs Amanda Jane Roberts Individual · British · DOB 10/1960 · age 66	25–50%	25–50%	25-50% shares · 25-50% voting	01/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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AJT TRADER LTD→ 16658839 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AKZ PROJECTS LTD→ 16877770 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AL CONTROLS LTD→ 10725802 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ALAN CARNALL WINDOWS LIMITED→ 02994609 · est 1994 · no financials extracted	—	—	—	—	31y	—	—
ALAST EXTERIORS LIMITED→ 05907996 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
ALBAREX LTD→ 15391135 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ALBERT INNES LIMITED→ 00353716 · est 1939 · no financials extracted	—	—	—	—	86y	—	—
ALBION GLASS LEEDS LTD→ 12276956 · est 2019 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1964-11-04

Jurisdictionengland-wales

Primary SIC41100 — Development of building projects

Registered office

12 Church Side

Methley

Leeds

LS26 9EE

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-05

Last: 2026-01-22