EDUCATION DEVELOPMENT TRUST
🌳Matureactive
00867944 · private-limited-guarant-nsc · incorporated 1965-12-31
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: General secondary education
Sector: Education
ALSO REGISTERED FOR
- 85600Educational support services
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
10 live charges · 7 lenders · oldest 37.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 37.9 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
54 officers (7 active, 54 linked, 49 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
305 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
3
filings
- • 1 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (133 events)Click to expand
- 2026-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-31➖HOWLING, Ilse Robin Charis resigneddirector
- 2026-03-04📄accounts-with-accounts-type-groupaccounts · AA
- 2025-09-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-07➖COULSON, Timothy John, Dr resigneddirector
- 2025-05-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-29🔓Charge satisfied #8
- 2025-05-29🔓Charge satisfied #7
- 2025-05-29🔓Charge satisfied #6
- 2025-05-22➖GRANT, Julia Catherine resigneddirector
- 2025-05-22➖MCFARLANE, Angela Elizabeth, Dr resigneddirector
- 2025-05-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-26📄accounts-with-accounts-type-groupaccounts · AA
- 2024-07-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-31🔓Charge satisfied #10
- 2024-07-03➖HUMPHREYS, Robert Griffith resigneddirector
- 2024-07-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-21📄resolutionresolution · RESOLUTIONS
- 2024-05-21📄memorandum-articlesincorporation · MA
- 2024-05-16➕TUTT, Anne Catherine appointeddirector
- 2024-05-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-16📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-08📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2023-08-30📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-08-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-08-29➕CLIFTON-MELHUISH, Steven John appointedsecretary
- 2023-08-29➖MILES, Robert Gerard resignedsecretary
- 2023-05-18➕COULSON, Timothy John, Dr appointeddirector
- 2023-05-18➖GILBERT, Christine Bridget resigneddirector
- 2023-05-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-11📄auditors-resignation-companyauditors · AUD
- 2023-02-21📄accounts-with-accounts-type-groupaccounts · AA
- 2022-01-26➕WAMBUGU, Edward Muchemi appointeddirector
- 2022-01-24➕HEMELGE, Nimal Jude appointeddirector
- 2020-12-31➖HOFMANN, Yetunde Yewande resigneddirector
- 2019-09-19➕SIMONS, Jonathan appointeddirector
- 2019-09-03🔒Charge registered #10Lender: Hsbc Private Bank (UK) Limited
- 2019-07-31➖RAWLINSON, Peter, Dr resigneddirector
- 2019-05-14➕BARRON, Tanya appointeddirector
- 2019-05-14➕HUTCHEON, Joy Louise appointeddirector
- 2019-04-30➖HAWKER, David Gordon resigneddirector
- 2018-11-18➖MACLEOD, Alison resigneddirector
- 2018-11-01➖GRAF, Charles Philip resigneddirector
- 2018-11-01➕HOFMANN, Yetunde Yewande appointeddirector
- 2018-11-01➕HOWLING, Ilse Robin Charis appointeddirector
- 2018-09-30➖OWEN, Jonathan Robert resigneddirector
Showing most recent 50 of 133 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COULSON, Timothy John, Dr resigned 2025-09-07; HOWLING, Ilse Robin Charis resigned 2026-05-31
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · RG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 15 MILLENNIUM CAPITAL LTD→ 15944704 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 18 CLUES LIMITED→ 15896177 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST ADVANCED TRAINING SERVICES LIMITED→ 04903122 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 5D EDUCATION LTD→ 16657964 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A & G SPORTS LIMITED→ 07715414 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AA HEATING AND GAS SERVICES LTD→ 12003525 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABC KICK LTD→ 14266917 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABC LEKTOR LTD→ 16541534 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABI CHAMPION PT LTD→ 16176441 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABSOLUTE SENSE LEARNING LIMITED→ 10187012 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABSOLUTELY ANYWHERE LIMITED→ 16473028 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACB DRIVING SCHOOL LTD→ 15286411 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1965-12-31
Jurisdictionengland-wales
Primary SIC85310 — General secondary education
Registered office
Highbridge House
16-18 Duke Street
Reading
RG1 4RU
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-02-14
Last: 2026-01-31
Officers (7 active · 47 resigned)
CLIFTON-MELHUISH, Steven John→
Activesecretary · appointed 2023-08-29
View their other companies + combined net worth →
BARRON, Tanya→
Activedirector · ~72y · appointed 2019-05-14
View their other companies + combined net worth →
HEMELGE, Nimal Jude→
Activedirector · ~52y · appointed 2022-01-24
View their other companies + combined net worth →
HUTCHEON, Joy Louise→
Activedirector · ~61y · appointed 2019-05-14
View their other companies + combined net worth →
SIMONS, Jonathan→
Activedirector · ~44y · appointed 2019-09-19
View their other companies + combined net worth →
TUTT, Anne Catherine→
Activedirector · ~73y · appointed 2024-05-16
View their other companies + combined net worth →
WAMBUGU, Edward Muchemi→
Activedirector · ~58y · appointed 2022-01-26
View their other companies + combined net worth →
ADDERLEY, Clive→
Resignedsecretary · appointed 2005-03-17 · resigned 2015-02-18
BIRKETT, Richard Henry Struan→
Resignedsecretary · resigned 1998-12-11
MILES, Robert Gerard→
Resignedsecretary · appointed 2015-06-09 · resigned 2023-08-29
PARR, John Edmeston→
Resignedsecretary · appointed 1998-12-11 · resigned 2005-03-17
AUSTIN, James Dewi Ernest→
Resigneddirector · ~76y · resigned 1993-08-15
BOWLES, Cameron→
Resigneddirector · ~61y · appointed 2006-03-16 · resigned 2009-11-19
COLLS, Graham→
Resigneddirector · ~71y · appointed 2007-06-01 · resigned 2010-11-04
COULSON, Timothy John, Dr→
Resigneddirector · ~67y · appointed 2023-05-18 · resigned 2025-09-07
FIELDEN, John→
Resigneddirector · ~87y · appointed 2006-11-16 · resigned 2008-11-13
FIELDEN, John→
Resigneddirector · ~87y · resigned 1993-12-16
FITZPATRICK, Anthony Michael→
Resigneddirector · ~84y · resigned 1997-09-29
GILBERT, Christine Bridget→
Resigneddirector · ~77y · appointed 2015-04-30 · resigned 2023-05-18
GRAF, Charles Philip→
Resigneddirector · ~80y · appointed 2011-11-03 · resigned 2018-11-01
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
0
Outstanding
0
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Private Bank (UK) Limited | A registered charge | 1 property | 03/09/2019 | 31/07/2024 | |
| satisfied | Sir Timothy James Alan Colman Kg and Mr James Russell Colman and Mr Henry Greville Cator and Mr David John Hill | Rent deposit deed | 1 property | 16/07/2012 | 09/10/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deposit agreement | 1 property | 20/01/2004 | 29/05/2025 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 02/09/2002 | 29/05/2025 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 02/09/2002 | 29/05/2025 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deposit agreement to secure own liabilities | 1 property | 27/11/2001 | 25/01/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deposit agreement to secure own liabilities | 1 property | 01/09/1999 | 25/01/2012 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Deposit agreement to secured own liabilities | 1 property | 24/06/1999 | 25/01/2012 | |
| satisfied | NatWest Group Coutts & Co. | First fixed charge | 1 property | 16/06/1995 | 12/01/2012 | |
| satisfied | Standard Chartered Bank | Charge over cash deposits | 1 property | 24/06/1988 | 26/02/1999 |
Recent filings (305 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-06-01
accounts-with-accounts-type-group
accounts · AA
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-02
termination-director-company-with-name-termination-date
officers · TM01
2025-09-15
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-29
termination-director-company-with-name-termination-date
officers · TM01
2025-05-22
termination-director-company-with-name-termination-date
officers · TM01
2025-05-22
accounts-with-accounts-type-group
accounts · AA
2025-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-31
termination-director-company-with-name-termination-date
officers · TM01
2024-07-03
resolution
resolution · RESOLUTIONS
2024-05-21
memorandum-articles
incorporation · MA
2024-05-21