ALFORD BROTHERS (FOLKESTONE) LIMITED
- · Oldest live charge 53.2y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (83/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 53.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 53.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 officers
- • 1 confirmation-statement
- • 2 officers
- • 1 confirmation-statement
- • 2 officers
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2026-04-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-31➖ALFORD, Jefrey Spencer resigneddirector
- 2026-01-31➖CORNWALL, Gladys Kathleen resigneddirector
- 2025-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-04➖ALFORD, Frederick Arthur resigneddirector
- 2019-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2009-11-16➕HAINING, Peter, Mr. appointeddirector
- 2009-11-16➕ALFORD, Jefrey Spencer appointeddirector
- 2004-02-12➕CORNWALL, Gladys Kathleen appointeddirector
- 2003-01-13➕ANSELL, Mark appointeddirector
- 2002-12-05➕CORNWALL, Gladys Kathleen appointedsecretary
- 2002-12-05➖ALFORD, Frederick Arthur resignedsecretary
- 2002-12-05➖ALFORD, Eric Peter resigneddirector
- 2002-12-05➖ALFORD, Kenneth Roy resigneddirector
- 1973-03-16🔒Charge registered #1Lender: Barclays Bank LTD
- 1966-04-18🏢Company incorporatedAs ALFORD BROTHERS (FOLKESTONE) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 60 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: ALFORD, Jefrey Spencer resigned 2026-01-31; CORNWALL, Gladys Kathleen resigned 2026-01-31
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. Peter Haining Individual · British · DOB 09/1956 · age 70 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/02/2021 |
Mark Ansell Individual · British · DOB 04/1957 · age 69 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/02/2021 |
1 historic (ceased) PSC
- Frederick Arthur Alfordceased 04/04/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank LTD | Legal charge | 1 property | 16/03/1973 | — |