HARDY DEVELOPMENTS (SUFFOLK) LIMITED
🌳Matureactive
00885016 · ltd · incorporated 1966-08-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 46.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 75/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 10 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
11 live charges · oldest 46.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 46.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
13 officers (4 active, 13 linked, 10 with DOB)
85
Ownership & PSC
3 active PSC(s) of 6 total, 6 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
150 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 100 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 persons-with-significant-control
Last 180 days
7
filings
- • 6 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2026-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-03➕BETTS, Megan Elizabeth appointeddirector
- 2024-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-08-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-11➕HARDY, Harry James appointeddirector
- 2022-05-10➖HARDY, David Michael resigneddirector
- 2017-09-13➖HARDY, Michael Lawrence resigneddirector
- 2017-08-31🔒Charge registered #12Lender: Barclays Bank PLC
- 2017-06-16➕HARDY, David Michael appointeddirector
- 2016-03-30➖HARDY, David Michael resigneddirector
- 2015-11-26➕BETTS, Lynne Michelle appointeddirector
- 2011-08-01➕BETTS, Lynne Michelle appointedsecretary
- 2011-08-01➖ARM SECRETARIES LIMITED resignedcorporate-secretary
- 2000-06-13➖PALMBY, John William resignedsecretary
- 2000-06-13➕ARM SECRETARIES LIMITED appointedcorporate-secretary
- 2000-06-13➖PALMBY, John William resigneddirector
- 2000-03-01➕HARDY, David Michael appointeddirector
- 1996-09-30➖HARDY, Joyce Olive resigneddirector
- 1995-08-13➖HARDY, Alfred Walter resigneddirector
- 1993-12-06🔒Charge registered #11Lender: Barclays Bank PLC
- 1993-01-04➖BALL, Reginald Thomas resigneddirector
- 1992-10-07🔒Charge registered #10Lender: Barclays Bank PLC
- 1991-08-15🔒Charge registered #8Lender: Barclays Bank PLC
- 1985-10-30🔒Charge registered #7Lender: Barclays Bank PLC
- 1985-10-30🔒Charge registered #6Lender: Barclays Bank PLC
- 1982-04-01🔒Charge registered #5Lender: Barclays Bank PLC
- 1982-04-01🔒Charge registered #4Lender: Barclays Bank PLC
- 1982-04-01🔒Charge registered #3Lender: Barclays Bank PLC
- 1980-02-15🔒Charge registered #2Lender: Barclays Bank PLC
- 1980-02-15🔒Charge registered #1Lender: Barclays Bank PLC
- 1966-08-05🏢Company incorporatedAs HARDY DEVELOPMENTS (SUFFOLK) LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "HARDY" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 low11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Megan Elizabeth Betts Individual · British · DOB 02/1995 · age 31 | 75–100% | 25–50% | 75-100% shares · 75-100% voting · trust interest | 03/09/2025 |
Mr Harry James Hardy Individual · British · DOB 10/1998 · age 28 | 75–100% | 25–50% | 75-100% shares · 75-100% voting · trust interest | 10/05/2022 |
Ms Lynne Michelle Betts Individual · British · DOB 09/1963 · age 63 | — | — | sig. influencesignificant influence | 09/02/2026 |
3 historic (ceased) PSCs
- Miss Jessica Bettsceased 09/02/2026· 25-50% shares · 25-50% voting
- Mr David Michael Hardyceased 10/05/2022· 50-75% shares · 50-75% voting
- Mr Michael Lawrence Hardyceased 18/03/2022· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 PRESTON LIMITED→ 14384486 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1 PRESTON SUB LTD→ 15253811 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1010 LTD→ 17110974 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 105 WEST ROAD LTD→ 11981730 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 12 BEATRICE CLOSE LTD→ 16335722 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 13PH LTD→ 10602403 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 142 WARLEY HILL LIMITED→ 17056138 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 15 SUN ST MANAGEMENT LIMITED→ 17073018 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 150 LEADENHALL STREET NOMINEES LIMITED→ 01336496 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| 154 YORK ROAD LTD→ 13144096 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 156 YORK ROAD LTD→ 11205545 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 16 CROWSTONE LIMITED→ 14868218 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1966-08-05
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O A W Hardy & Co Limited
Stock Road
Southend On Sea
Essex
SS2 5QG
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-09-19
Last: 2025-09-05
Officers (4 active · 9 resigned)
BETTS, Lynne Michelle→
Activesecretary · appointed 2011-08-01
View their other companies + combined net worth →
BETTS, Lynne Michelle→
Activedirector · ~63y · appointed 2015-11-26
View their other companies + combined net worth →
BETTS, Megan Elizabeth→
Activedirector · ~31y · appointed 2025-09-03
View their other companies + combined net worth →
HARDY, Harry James→
Activedirector · ~28y · appointed 2022-05-11
View their other companies + combined net worth →
PALMBY, John William→
Resignedsecretary · resigned 2000-06-13
ARM SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2000-06-13 · resigned 2011-08-01
BALL, Reginald Thomas→
Resigneddirector · ~93y · resigned 1993-01-04
HARDY, Alfred Walter→
Resigneddirector · ~112y · resigned 1995-08-13
HARDY, David Michael→
Resigneddirector · ~60y · appointed 2017-06-16 · resigned 2022-05-10
HARDY, David Michael→
Resigneddirector · ~60y · appointed 2000-03-01 · resigned 2016-03-30
HARDY, Joyce Olive→
Resigneddirector · ~110y · resigned 1996-09-30
HARDY, Michael Lawrence→
Resigneddirector · ~87y · resigned 2017-09-13
PALMBY, John William→
Resigneddirector · ~86y · resigned 2000-06-13
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
11
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 31/08/2017 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 06/12/1993 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 07/10/1992 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 15/08/1991 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/10/1985 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/10/1985 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/04/1982 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/04/1982 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/04/1982 | — | |
| outstanding | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 15/02/1980 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 15/02/1980 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (150 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-05
appoint-person-director-company-with-name-date
officers · AP01
2025-09-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-15
change-person-director-company-with-change-date
officers · CH01
2024-09-24