NOTTINGHAM CREDIT TRUST LIMITED
Opportunity 63/100 (worth a look), bankability 72/100. Strong seller-intent signal (68/100, director aged 69). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 52.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 52.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (57 events)Click to expand
- 2012-08-07📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2012-08-07🏁Company dissolved
- 2012-04-24📄gazette-notice-voluntarygazette · GAZ1(A)
- 2012-04-16📄dissolution-application-strike-off-companydissolution · DS01
- 2011-09-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-08-01📄appoint-person-director-company-with-nameofficers · AP01
- 2011-07-26📄termination-director-company-with-nameofficers · TM01
- 2011-07-25📄termination-director-company-with-nameofficers · TM01
- 2011-07-22➕HUMES, Stephen appointeddirector
- 2011-07-22➖WATES, Martyn James resigneddirector
- 2011-06-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2011-06-22➖HULME, Martyn Alan resigneddirector
- 2010-09-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-08-09📄change-person-director-company-with-change-dateofficers · CH01
- 2010-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2010-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2010-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2010-07-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2010-07-02📄change-person-director-company-with-change-dateofficers · CH01
- 2010-04-15📄appoint-person-secretary-company-with-nameofficers · AP03
- 2010-04-15📄termination-secretary-company-with-nameofficers · TM02
- 2010-03-26➕SELLERS, Caroline Jane appointedsecretary
- 2010-03-26➖ELDRIDGE, Katherine Elizabeth resignedsecretary
- 2009-09-03📄legacyannual-return · 363a
- 2009-06-30📄accounts-with-made-up-dateaccounts · AA
- 2008-09-09📄legacyannual-return · 363a
- 2008-07-18📄accounts-with-made-up-dateaccounts · AA
- 2008-03-18📄legacyofficers · 288b
- 2008-01-22📄legacyofficers · 288a
- 2008-01-21📄legacyofficers · 288b
- 2008-01-21📄legacyofficers · 288a
- 2008-01-10➕MOYNIHAN, Patrick appointeddirector
- 2008-01-10➕ELDRIDGE, Katherine Elizabeth appointedsecretary
- 2008-01-10➖CWS (NO 2) LIMITED resignedcorporate-secretary
- 2008-01-10➖CWS (NO 1) LIMITED resignedcorporate-director
- 2007-12-07➕HULME, Martyn Alan appointeddirector
- 2007-11-21➕WATES, Martyn James appointeddirector
- 2007-10-29➕CROSSLAND, Anthony Philip James appointeddirector
- 2007-07-28➖HEWITT, Paul William resigneddirector
- 2003-05-16➕HEWITT, Paul William appointeddirector
- 2003-05-16➖JACKSON, David James resigneddirector
- 1998-05-28➖GILL, Giles resigneddirector
- 1998-05-28➕CWS (NO 1) LIMITED appointedcorporate-director
- 1996-10-23➖MAXWELL, Alan resigneddirector
- 1996-09-12➕JACKSON, David James appointeddirector
- 1993-06-30➖STEPHENSON, William Henry resignedsecretary
- 1993-06-30➕CWS (NO 2) LIMITED appointedcorporate-secretary
- 1993-06-30➖STEPHENSON, William Henry resigneddirector
- 1993-01-29🔓Charge satisfied #3
- 1992-09-06➖DOHERTY, Frank Edgar resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 59 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2012-08-07
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 12/23 ARCHITECTURE DESIGN LTD→ 07055471 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 121 CASHIERS LIMITED→ 16064974 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1405 CONSULTING LTD→ 16758779 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1GO SERVICES LTD→ 15743658 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1LE CONSULTING LTD→ 16176757 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST RESPONSE LEGAL LTD→ 16965630 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1STOPFACILITIES LTD→ 16936893 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 21&CO LTD→ 11917325 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 2AA ACCOUNTING LTD→ 16067267 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2BGLOBAL LIMITED→ 15203761 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 2CS GLOBAL LIMITED→ 17050194 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 2ENGAGE LIMITED→ 12565899 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 12 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 15/10/1990 | 29/01/1993 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limitedcompany as Security Trustees for the Banks | Composite guarantee debenture | 1 property | 31/05/1990 | 22/12/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Charge | 1 property | 28/09/1973 | 22/12/1990 |