AGATE PROPERTIES LIMITED(THE)
🌳Matureactive
00904057 · ltd · incorporated 1967-04-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 41201Construction of commercial buildings
- 68209Other letting and operating of own or leased real estate
- 70100Activities of head offices
Investor take
PursueActive trading company with a 75-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 17 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
41 live charges · 17 lenders · oldest 33.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 33.1 years old — likely at or near maturity.
- · 17 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
41 charges (41/41 with lender, 41/41 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
202 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 6100 | 4800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
5 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (112 events)Click to expand
- 2026-05-20📄accounts-with-accounts-type-groupaccounts · AA
- 2025-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-19🔓Charge satisfied #34
- 2025-12-19🔓Charge satisfied #33
- 2025-12-19🔓Charge satisfied #31
- 2025-12-19🔓Charge satisfied #30
- 2025-12-19🔓Charge satisfied #20
- 2025-10-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-15🔓Charge satisfied #38
- 2025-10-15🔓Charge satisfied #36
- 2025-10-15🔓Charge satisfied #35
- 2025-10-13🔒Charge registered #41Lender: Coutts & Company
- 2025-09-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-17🔓Charge satisfied #29
- 2025-09-17🔓Charge satisfied #28
- 2025-09-17🔓Charge satisfied #19
- 2025-09-17🔓Charge satisfied #16
- 2025-06-19📄accounts-with-accounts-type-groupaccounts · AA
- 2025-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-13🔒Charge registered #40Lender: Aldermore Bank PLC
- 2024-09-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-04🔓Charge satisfied #12
- 2024-09-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-03🔓Charge satisfied #14
- 2024-09-03🔓Charge satisfied #13
- 2024-09-03🔓Charge satisfied #11
- 2024-08-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15🔒Charge registered #39Lender: Aldermore Bank PLC
- 2024-08-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-01🔓Charge satisfied #37
- 2024-08-01🔓Charge satisfied #27
- 2024-08-01🔓Charge satisfied #26
- 2024-07-31🔓Charge satisfied #32
- 2024-07-31🔓Charge satisfied #15
- 2021-09-30🔒Charge registered #38Lender: Hsbc UK Bank PLC
- 2020-06-15🔒Charge registered #37Lender: Hsbc UK Bank PLC
- 2020-03-16🔒Charge registered #36Lender: Hsbc UK Bank PLC
Showing most recent 50 of 112 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 59 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart Thomas Godwin Individual · British · DOB 05/1990 · age 36 | 25–50% | — | 25-50% shares | 31/12/2020 |
Mr Robert Henry Godwin Individual · British · DOB 08/1988 · age 38 | 25–50% | — | 25-50% shares | 31/12/2020 |
1 historic (ceased) PSC
- Mrs Gillian Winifred Godwinceased 31/12/2020· 25-50% shares · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A H A CONSTRUCTION LTD→ 11723666 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADELAIDE WHARF MANAGEMENT LIMITED→ 05054113 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| AEW POWER & LIGHTING LTD→ 16795575 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFAQ REAL ESTATE LTD→ 16164321 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFFORDABLE WORKSPACE PARTNERSHIP (BPR) LTD→ 13273944 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AFT CONSULTING LTD→ 11411139 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGA INVESTMENT PROPERTIES LTD→ 11321190 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGA MAINTENANCE LTD.→ 06222861 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AGA SCAFFOLDING LTD→ 08669878 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AGAINST THE GRAIN FINISHING LTD→ 11022830 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AGB DEVELOPMENTS DARTFORD LTD→ 11930232 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AGB INVESTMENTS DARTFORD LTD→ 14987924 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1967-04-19
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
109 Hammersmith Grove
Hammersmith
London
W6 0NQ
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25
Officers (4 active · 4 resigned)
GODWIN, Gillian Winifred→
Activesecretary · appointed 2013-02-15
View their other companies + combined net worth →
GODWIN, Gillian Winifred→
Activedirector · ~75y · appointed 2013-02-15
View their other companies + combined net worth →
GODWIN, Robert Henry→
Activedirector · ~38y · appointed 2013-02-15
View their other companies + combined net worth →
GODWIN, Stuart Thomas→
Activedirector · ~36y · appointed 2013-02-15
View their other companies + combined net worth →
BARNES, John Alfred→
Resignedsecretary · resigned 1992-12-14
HIGGINS, Alison Jane→
Resignedsecretary · appointed 1992-12-14 · resigned 2013-02-14
BARNES, John Alfred→
Resigneddirector · ~91y · resigned 1992-12-14
GODWIN, Stuart Russell→
Resigneddirector · ~87y · resigned 2017-02-10
Click a director name to see their full track record across all companies.
Mortgages & charges
41
Total charges
3
Outstanding
2
Active lenders
Status:Lender:41 of 41 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 13/10/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/05/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 15/08/2024 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | — | 30/09/2021 | 15/10/2025 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | — | 15/06/2020 | 01/08/2024 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | — | 16/03/2020 | 15/10/2025 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | — | 16/03/2020 | 15/10/2025 | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 11/03/2020 | 19/12/2025 | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 11/03/2020 | 19/12/2025 | |
| satisfied | OakNorth Oaknorth Bank PLC | A registered charge | 1 property | 29/11/2019 | 31/07/2024 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 17/11/2017 | 19/12/2025 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 17/11/2017 | 19/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 21/08/2017 | 17/09/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 21/08/2017 | 17/09/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 21/08/2017 | 01/08/2024 | |
| satisfied | HSBC Hsbc Bank PLC as Lender | A registered charge | — | 21/08/2017 | 01/08/2024 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 14/09/2015 | 28/07/2017 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 14/09/2015 | 28/07/2017 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 14/09/2015 | 28/07/2017 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 14/09/2015 | 28/07/2017 | |
| satisfied | Secure Trust Bank Secure Trust Bank PLC | A registered charge | 1 property | 12/11/2014 | 18/11/2017 | |
| satisfied | Svenska Handelsbanken (Ab) Publ | A registered charge | 1 property | 19/09/2014 | 19/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 22/08/2014 | 17/09/2025 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 14/08/2014 | 23/01/2015 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | — | 14/08/2014 | 23/01/2015 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 16/07/2013 | 17/09/2025 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 01/05/2013 | 31/07/2024 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/11/2006 | 03/09/2024 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/11/2006 | 03/09/2024 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/11/2006 | 04/09/2024 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/11/2006 | 03/09/2024 | |
| satisfied | Birmingham Midshires Buildings Society | Legal charge | 2 properties | 23/05/1997 | 23/05/2013 | |
| satisfied | Birmingham Midshires Building Society | Legal charge | 2 properties | 23/05/1997 | 23/05/2013 | |
| satisfied | Midland Bank Midland Bank PLC | Legal mortgage | 1 property | 20/12/1995 | 23/05/2013 | |
| satisfied | Midland Bank Midland Bank PLC | Legal mortgage | 1 property | 20/12/1995 | 23/05/2013 | |
| satisfied | Birmingham Midshires Building Society | Legal charge | 1 property | 03/03/1995 | 23/05/2013 | |
| satisfied | Birmingham Midshires Building Society | Fixed and floating charge | 1 property | 03/03/1995 | 23/05/2013 | |
| satisfied | Birmingham Midshires Building Society | Legal charge | 1 property | 17/09/1993 | 23/05/2013 | |
| satisfied | Midland Bank , Midland Bank PLC, | Legal charge. | 1 property | 02/07/1993 | 15/06/1995 | |
| satisfied | Midland Bank , Midland Bank PLC, | Fixed and floating charge. | 1 property | 02/07/1993 | 23/05/2013 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 02/07/1993 | 23/05/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (202 total)
accounts-with-accounts-type-group
accounts · AA
2026-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-15
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-15
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-15
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-17