ABBEY PROPERTIES (CHERTSEY) LIMITED
🌳Matureactive
00932389 · ltd · incorporated 1968-05-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£1.09M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 96-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 96). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 53.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 53.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
107 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,094,731
Key financials
2 years extracted from filed iXBRL accountsCash
£10k
Net Worth
£1.1m
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Cash | £9.8k | — |
| Net assets | £1.09M | — |
| Average employees | — | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-21📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-15➕STEPHENSON, Silas appointeddirector
- 2023-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-04📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2018-07-04📄capital-name-of-class-of-sharescapital · SH08
- 2018-07-03📄resolutionresolution · RESOLUTIONS
- 2018-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-07-05➕STEPHENSON, Silas appointedsecretary
- 2012-07-05➖STEVENS, Alan Robert resignedsecretary
- 2009-05-16➖STEPHENSON, June Edith Helen resignedsecretary
- 2009-05-16➕STEVENS, Alan Robert appointedsecretary
- 2009-05-16➖STEPHENSON, Arthur resigneddirector
- 2005-01-22➖STEPHENSON, Jake resigneddirector
- 1987-05-29🔒Charge registered #4Lender: Barclays Bank PLC
- 1973-11-07🔒Charge registered #1Lender: Lombard North Central LTD.
- 1973-07-12🔒Charge registered #3Lender: National Westminster Bank LTD
- 1973-07-12🔒Charge registered #2Lender: National Westminster Bank LTD
- 1968-05-21🏢Company incorporatedAs ABBEY PROPERTIES (CHERTSEY) LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 96 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 96 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs June Edith Helen Stephenson Individual · British · DOB 03/1930 · age 96 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AA TECH AND PROPERTY LTD.→ 13909878 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAVKAR INVESTMENT LIMITED→ 16922102 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBEY GRANGE PROPERTIES LTD→ 07003331 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ABBOTT WALSINGHAM LIMITED→ 10598069 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ABEL PROPERTY DEVELOPMENT LIMITED→ 03242894 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ABLE BRICKS LTD→ 15253762 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCEPTANCE COMPANY LIMITED→ 00841151 · est 1965 · no financials extracted | — | — | — | — | 61y | — | — |
| ACCOMCO LIMITED→ 05841199 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ACCOMPLISH PROPERTIES LIMITED→ 11944759 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACE RENTAL PROPERTIES LTD→ 13985955 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACER ESTATES LIMITED→ 08119790 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACER PROPERTY GROUP LIMITED→ 17056008 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1968-05-21
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Idehurst Manor
Strood Green
Billingshurst
West Sussex
RH14 0HJ
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13
Officers (3 active · 4 resigned)
Active
Active
STEPHENSON, Silas→
Activedirector · ~55y · appointed 2023-12-15
View their other companies + combined net worth →
STEPHENSON, June Edith Helen→
Resignedsecretary · resigned 2009-05-16
STEVENS, Alan Robert→
Resignedsecretary · appointed 2009-05-16 · resigned 2012-07-05
STEPHENSON, Arthur→
Resigneddirector · ~98y · resigned 2009-05-16
STEPHENSON, Jake→
Resigneddirector · ~64y · resigned 2005-01-22
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 29/05/1987 | — | |
| outstanding | Lombard North Central . Lombard North Central LTD. | Legal charge | 1 property | 07/11/1973 | — | |
| outstanding | National Westminster Bank National Westminster Bank LTD | Legal mortgage | 1 property | 12/07/1973 | — | |
| outstanding | National Westminster Bank National Westminster Bank LTD | Legal mortgage | 1 property | 12/07/1973 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (107 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-21
change-person-secretary-company-with-change-date
officers · CH03
2025-02-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
appoint-person-director-company-with-name-date
officers · AP01
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-20