AGMA LIMITED

🌳Matureactive
00939450 · ltd · incorporated 1968-09-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£2.55M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: SIC 20590
Sector: Manufacturing
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

8 live charges · 7 lenders · oldest 56.3y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 56.3 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
14 officers (3 active, 14 linked, 11 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
152 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £2,545,567
Cash YoY
-1%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£353k
↓ 1.5% YoY
Net Worth
£2.5m
↑ 4.7% YoY
Current Assets
—
Current Liabilities
—
£0£513k£1.0m£1.5m£2.1m£2.6mAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Total assets—£2.63M
Current assets—£2.57M
Cash£352.8k£358.0k
Debtors—£1.23M
Net assets£2.55M£2.43M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
  1. 2025-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-10-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-10-17
    ➖
    TAYLOR, John David resigned
    director
  4. 2025-03-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-03-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-02-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-11-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2019-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2019-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2019-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2019-11-21
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2019-05-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  16. 2019-05-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2019-05-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  18. 2019-03-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2019-01-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2018-08-29
    ➕
    FRANKLIN, Philippa Jane appointed
    director
  21. 2018-08-29
    ➕
    TAYLOR, John David appointed
    director
  22. 2015-05-09
    ➕
    FRANKLIN, Philippa Jane appointed
    secretary
  23. 2015-05-08
    ➖
    SCOTT, Walter resigned
    secretary
  24. 2015-05-08
    ➖
    SCOTT, Walter resigned
    director
  25. 2014-05-12
    ➖
    GOULD, John Harry resigned
    director
  26. 2013-12-31
    ➖
    COX, Terrance resigned
    director
  27. 2010-07-31
    🔓
    Charge satisfied #7
  28. 2010-07-31
    🔓
    Charge satisfied #6
  29. 2010-05-20
    🔒
    Charge registered #8
    Lender: Rbs Invoice Finance Limited
  30. 2009-11-12
    🔒
    Charge registered #7
    Lender: Lloyds Tsb Commercial Finance Limited
  31. 2008-03-21
    ➖
    PHILPOTTS, Andrew resigned
    director
  32. 2006-01-16
    ➕
    COX, Terrance appointed
    director
  33. 2005-12-12
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  34. 2005-11-24
    🔓
    Charge satisfied #2
  35. 2005-11-10
    ➕
    FRANKLIN, Malcolm Philip appointed
    director
  36. 2005-11-10
    ➕
    GOULD, John Harry appointed
    director
  37. 2005-11-10
    ➖
    HARFORD, Piers Scandrett resigned
    director
  38. 2005-02-04
    🔓
    Charge satisfied #5
  39. 2005-02-04
    🔓
    Charge satisfied #3
  40. 2005-02-04
    🔓
    Charge satisfied #1
  41. 2005-01-08
    ➖
    MANN, Rodney Kay resigned
    director
  42. 1998-06-11
    🔓
    Charge satisfied #4
  43. 1995-08-04
    ➖
    GRAHAM, Robert Stpehen resigned
    director
  44. 1993-08-06
    ➕
    GRAHAM, Robert Stpehen appointed
    director
  45. 1992-10-23
    ➖
    MCLEAVE, Nathaniel resigned
    secretary
  46. 1992-10-23
    ➕
    SCOTT, Walter appointed
    secretary
  47. 1991-10-29
    ➖
    COOPER, John Anthony resigned
    director
  48. 1990-02-23
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  49. 1990-02-23
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  50. 1982-04-01
    🔒
    Charge registered #3
    Lender: Alex Lawrie Receivables Financing Limited.
Showing most recent 50 of 53 events

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 58 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Agma Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Agma Holdings Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
AGMA LIMITED
This company · 00939450

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Agma Holdings Ltd
Corporate entity
75–100%
—75-100% shares06/04/2016
1 historic (ceased) PSC
  • Mr Malcolm Philip Franklinceased 06/04/2016· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1968-09-26
Jurisdictionengland-wales
Primary SIC20590 — SIC 20590

Registered office

Gemini Works Haltwhistle Industrial Estate
Haltwhistle
Northumberland
NE49 9HA
United Kingdom

Filing status

Accounts
Next due: 2027-05-28
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29

Officers (3 active · 11 resigned)

FRANKLIN, Philippa Jane→
secretary · appointed 2015-05-09
View their other companies + combined net worth →
Active
FRANKLIN, Malcolm Philip→
director · ~68y · appointed 2005-11-10
View their other companies + combined net worth →
Active
FRANKLIN, Philippa Jane→
director · ~35y · appointed 2018-08-29
View their other companies + combined net worth →
Active
MCLEAVE, Nathaniel→
secretary · resigned 1992-10-23
Resigned
SCOTT, Walter→
secretary · appointed 1992-10-23 · resigned 2015-05-08
Resigned
COOPER, John Anthony→
director · ~84y · resigned 1991-10-29
Resigned
COX, Terrance→
director · ~83y · appointed 2006-01-16 · resigned 2013-12-31
Resigned
GOULD, John Harry→
director · ~75y · appointed 2005-11-10 · resigned 2014-05-12
Resigned
GRAHAM, Robert Stpehen→
director · ~80y · appointed 1993-08-06 · resigned 1995-08-04
Resigned
HARFORD, Piers Scandrett→
director · ~89y · resigned 2005-11-10
Resigned
MANN, Rodney Kay→
director · ~97y · resigned 2005-01-08
Resigned
PHILPOTTS, Andrew→
director · ~83y · resigned 2008-03-21
Resigned
SCOTT, Walter→
director · ~76y · resigned 2015-05-08
Resigned
TAYLOR, John David→
director · ~67y · appointed 2018-08-29 · resigned 2025-10-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
1
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
NatWest Group
Rbs Invoice Finance Limited
Debenture1 property20/05/2010—
satisfied
Lloyds Banking Group
Lloyds Tsb Commercial Finance Limited
Debenture1 property12/11/200931/07/2010
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Debenture1 property12/12/200531/07/2010
satisfied
Barclays
Barclays Bank PLC
Mortgage1 property23/02/199004/02/2005
satisfied
Barclays
Barclays Bank PLC
Corporate mortgage1 property23/02/199011/06/1998
satisfied
Alex Lawrie Receivables Financing .
Alex Lawrie Receivables Financing Limited.
Debenture1 property01/04/198204/02/2005
satisfied
Barclays
Barclays Bank LTD
Debenture1 property29/05/197924/11/2005
satisfied
Alex. Lawrie Factors
Alex. Lawrie Factors Limited
Debenture floating charge1 property25/02/197004/02/2005
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (152 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-11
termination-director-company-with-name-termination-date
officers · TM01
2025-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-11-22