BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED

🌳Matureactive
00946445 · ltd · incorporated 1969-01-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£10.0k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 91-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 91). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
12 officers (3 active, 12 linked, 7 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £10,000

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£10k
~ YoY
Current Assets
Current Liabilities
£0£2k£4k£6k£8k£10kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£10.0k£10.0k
Debtors£10.0k£10.0k
Net assets£10.0k£10.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-10-29
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  3. 2025-07-02
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  4. 2025-07-02
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  5. 2025-07-01
    COCKBURN-PRICE, David Charles appointed
    secretary
  6. 2025-07-01
    COLLINGE, Susan Louise resigned
    secretary
  7. 2025-01-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-10-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2024-10-22
    BACKHOUSE, John Steven William appointed
    director
  10. 2023-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-04-04
    COLLINGE, Susan Louise appointed
    secretary
  12. 2023-04-04
    HANNAH, David resigned
    secretary
  13. 2023-04-04
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  14. 2023-04-04
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2023-01-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-12-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  17. 2021-02-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2020-05-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2019-12-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  20. 2018-11-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2017-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2013-12-31
    NOLAN, Robert Alexander resigned
    director
  23. 2004-10-24
    HANNAH, David appointed
    secretary
  24. 2004-10-23
    LEACH, Peter Charles resigned
    secretary
  25. 2001-10-05
    DENWOOD, Jean resigned
    secretary
  26. 2001-10-05
    LEACH, Peter Charles appointed
    secretary
  27. 1997-08-04
    WRIGHT, Amanda Jane resigned
    director
  28. 1997-07-01
    COLLINS, Kenneth George resigned
    director
  29. 1997-04-14
    WRIGHT, Amanda Jane appointed
    director
  30. 1994-06-30
    CLEGG, John Graham resigned
    director
  31. 1992-07-01
    MART, Steven Raymond resigned
    director
  32. 1969-01-22
    🏢
    Company incorporated
    As BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BACKHOUSE" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 91 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Backhouse Insurance Brokers Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Backhouse Insurance Brokers Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED
This company · 00946445

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Backhouse Insurance Brokers Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control30/06/2025
Mrs Shirley Russell Backhouse
Individual · British · DOB 09/1935 · age 91
board controlboard control · trust interest01/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1969-01-22
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Oakmount House
7-9 Carrside
Nelson
Lancashire
BB9 6RX
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26

Officers (3 active · 9 resigned)

COCKBURN-PRICE, David Charles
secretary · appointed 2025-07-01
View their other companies + combined net worth →
Active
BACKHOUSE, John Steven William
director · ~67y · appointed 2024-10-22
View their other companies + combined net worth →
Active
BACKHOUSE, Shirley Russell
director · ~91y
View their other companies + combined net worth →
Active
COLLINGE, Susan Louise
secretary · appointed 2023-04-04 · resigned 2025-07-01
Resigned
DENWOOD, Jean
secretary · resigned 2001-10-05
Resigned
HANNAH, David
secretary · appointed 2004-10-24 · resigned 2023-04-04
Resigned
LEACH, Peter Charles
secretary · appointed 2001-10-05 · resigned 2004-10-23
Resigned
CLEGG, John Graham
director · ~95y · resigned 1994-06-30
Resigned
COLLINS, Kenneth George
director · ~90y · resigned 1997-07-01
Resigned
MART, Steven Raymond
director · ~66y · resigned 1992-07-01
Resigned
NOLAN, Robert Alexander
director · ~78y · resigned 2013-12-31
Resigned
WRIGHT, Amanda Jane
director · ~63y · appointed 1997-04-14 · resigned 1997-08-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (114 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-10-29
appoint-person-secretary-company-with-name-date
officers · AP03
2025-07-02
termination-secretary-company-with-name-termination-date
officers · TM02
2025-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-02
appoint-person-director-company-with-name-date
officers · AP01
2024-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
appoint-person-secretary-company-with-name-date
officers · AP03
2023-04-04
termination-secretary-company-with-name-termination-date
officers · TM02
2023-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-06