BELMONT-BIRKLANDS SCHOOL TRUST LIMITED
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
8 live charges · 5 lenders · oldest 40.1y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 40.1 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (100 events)Click to expand
- 2025-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-07➕COAD, Alicia Frances appointeddirector
- 2025-09-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-31➖BEELEY, Carol Louise resigneddirector
- 2025-05-06📄accounts-with-accounts-type-smallaccounts · AA
- 2024-09-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-04➖TROWELL, Frances Elizabeth resigneddirector
- 2024-06-05📄accounts-with-accounts-type-smallaccounts · AA
- 2024-06-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-30➖ARMITAGE, David William resigneddirector
- 2023-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-12➕BLOWER, Simon Thomas appointeddirector
- 2023-09-12➕JONES, Carole-Ann appointeddirector
- 2023-09-12➖LOWDE, Geoffrey William resigneddirector
- 2023-09-12➖MILNE, Gordon resigneddirector
- 2023-06-08📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-06📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-08➕ARMITAGE, David William appointeddirector
- 2021-06-10📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-18📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-27➕BROOKSBANK, Charlotte Emily Margaret appointeddirector
- 2021-01-27➕BEELEY, Carol Louise appointeddirector
- 2021-01-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-09-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-04➖GRAFTON, Victoria Jane Dixon resigneddirector
- 2020-09-03📄accounts-with-accounts-type-fullaccounts · AA
- 2019-08-31➖WARING, Timothy Alexander James resigneddirector
- 2018-01-22➖PEARMAN, Martin Leigh resigneddirector
- 2017-08-31➖HARDY-GILLINGS, Rebecca Ann resigneddirector
- 2017-03-27➕STANDEN, Kate Emma Louise appointeddirector
- 2017-03-27➕LOWDE, Geoffrey William appointeddirector
- 2015-08-31➖WHITELEY, Ann Frances resigneddirector
- 2012-09-01➕HARDY-GILLINGS, Rebecca Ann appointeddirector
- 2011-12-12➕GRAFTON, Victoria Jane Dixon appointeddirector
- 2011-09-01➕WARING, Timothy Alexander James appointeddirector
- 2008-08-13🔓Charge satisfied #8
- 2008-08-13🔓Charge satisfied #7
- 2008-08-13🔓Charge satisfied #6
- 2008-08-13🔓Charge satisfied #5
- 2008-08-13🔓Charge satisfied #1
- 2008-07-18🔒Charge registered #9Lender: Highstone Group Limited
- 2008-01-24➖HODGSKIN, Anthony John resigneddirector
- 2007-10-05➖PHILLIPSON, Steven Brian resigneddirector
- 2007-08-01➖SMITH, Robert resigneddirector
- 2007-06-06➕WHITEHEAD, Belinda Jane, Dr appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 34 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Highstone Group Highstone Group Limited | Legal mortgage | 1 property | 18/07/2008 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Assignment of life policy | 1 property | 07/06/2005 | 13/08/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Assignment of life policy | 1 property | 07/06/2005 | 13/08/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 08/12/2003 | 13/08/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 08/12/2003 | 13/08/2008 | |
| satisfied | Northern Rock Northern Rock PLC | Charge deed | 2 properties | 01/09/2000 | 19/12/2003 | |
| satisfied | Geoffrey John Raspin and Ruth Mary Raspin | Debenture | 3 properties | 01/09/2000 | 13/08/2008 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/04/1986 | 01/11/2000 |