HOWLANDS (FURNITURE) LIMITED
Opportunity 78/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
7 live charges · 3 lenders · oldest 52.0y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 52.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 1200 | 1200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (36 events)Click to expand
- 2026-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-18➕HEAD, Christopher Peter appointeddirector
- 2025-11-18➕HEYDE, Paul Heinrich Sigismund Von Der appointeddirector
- 2025-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-27🔓Charge satisfied #7
- 2024-02-27🔓Charge satisfied #6
- 2024-02-27🔓Charge satisfied #5
- 2024-02-27🔓Charge satisfied #4
- 2023-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-30📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2019-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-02-24🔒Charge registered #7Lender: Peter Douglas Head
- 2016-02-24🔒Charge registered #6Lender: Peter Douglas Head
- 2016-02-24🔒Charge registered #5Lender: Peter Douglas Head
- 2016-02-24🔒Charge registered #4Lender: Peter Douglas Head
- 2012-12-21➖HANSON, John resignedsecretary
- 2007-03-06🔓Charge satisfied #1
- 2002-07-16➖HEAD, Douglas Henry resigneddirector
- 2002-07-10➕HANSON, John appointedsecretary
- 2002-07-10➖HEAD, Peter Douglas resignedsecretary
- 1999-07-23🔓Charge satisfied #3
- 1986-12-10🔒Charge registered #3Lender: Royal Bank of Scotland PLC.
- 1980-11-14🔒Charge registered #2Lender: Lloyds Bank PLC
- 1974-06-27🔒Charge registered #1Lender: Lloyds Bank PLC
- 1969-11-05🏢Company incorporatedAs HOWLANDS (FURNITURE) LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
No meaningful acquirability indicators from public data.
- primaryFamily succession underway: Not a takeover target — HEAD, Christopher Peter (same surname) appointed 2025-11-18. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Douglas Head Individual · British · DOB 11/1951 · age 75 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mr Paul Heinrich Sigismund Von Der Heyde Individual · British · DOB 06/1953 · age 73 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
David John Lyon Individual · British · DOB 09/1960 · age 66 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Peter Douglas Head / Barnett Waddingham Trustees Peter Douglas Head / Barnett Waddingham Trustees Limited | A registered charge | 1 property | 24/02/2016 | 27/02/2024 | |
| satisfied | Peter Douglas Head / Barnett Waddingham Trustees Peter Douglas Head / Barnett Waddingham Trustees Limited | A registered charge | 1 property | 24/02/2016 | 27/02/2024 | |
| satisfied | Peter Douglas Head / Barnett Waddingham Trustees Peter Douglas Head / Barnett Waddingham Trustees Limited | A registered charge | 1 property | 24/02/2016 | 27/02/2024 | |
| satisfied | Peter Douglas Head / Barnett Waddingham Trustees Peter Douglas Head / Barnett Waddingham Trustees Limited | A registered charge | 1 property | 24/02/2016 | 27/02/2024 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC. | Standard security which was presented for registration in scotland on 10/12/86 | 1 property | 10/12/1986 | 23/07/1999 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Letter of set-off | 1 property | 14/11/1980 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Debenture | 1 property | 27/06/1974 | 06/03/2007 |