ALFRED G PEARCE LIMITED

🌳Matureactive
00980985 · ltd · incorporated 1970-06-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: SIC 10390
Sector: Manufacturing
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

25 live charges · 7 lenders · oldest 49.4y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 49.4 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 53/100 (high).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
25 charges (25/25 with lender, 25/25 with type)
90
Directors & officers
19 officers (8 active, 19 linked, 17 with DOB)
88
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
190 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Loss-making
Loss before tax £70,140

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-28
Profit before tax£-70.1k
Average employees83

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

5 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 90 days
6
filings
  • 5 officers
  • 1 confirmation-statement
Last 180 days
7
filings
  • 5 officers
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (91 events)Click to expand
  1. 2026-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-06-30
    PEARCE, Simon James Robert resigned
    director
  3. 2026-06-29
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  4. 2026-06-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2026-06-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-06-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2026-04-01
    BECKETT, Philip Jonathan appointed
    director
  8. 2026-04-01
    THOMAS, Dominic appointed
    director
  9. 2026-04-01
    WINKWORTH, Jennifer appointed
    director
  10. 2026-03-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2025-09-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  12. 2025-06-19
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  13. 2025-01-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2025-01-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2025-01-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2025-01-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2025-01-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2025-01-06
    🔒
    Charge registered #25
    Lender: Hsbc UK Bank PLC
  19. 2025-01-06
    🔒
    Charge registered #24
    Lender: Hsbc UK Bank PLC
  20. 2025-01-06
    🔒
    Charge registered #23
    Lender: Hsbc UK Bank PLC
  21. 2025-01-06
    🔒
    Charge registered #22
    Lender: Hsbc UK Bank PLC
  22. 2025-01-06
    🔒
    Charge registered #21
    Lender: Hsbc UK Bank PLC
  23. 2024-11-21
    📄
    resolution
    resolution · RESOLUTIONS
  24. 2024-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  25. 2024-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2024-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  27. 2024-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2024-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  29. 2024-11-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2024-11-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  31. 2024-11-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  32. 2024-11-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  33. 2024-10-29
    HARROD, Mark Anthony appointed
    director
  34. 2024-10-29
    WALLER, James Graham appointed
    director
  35. 2024-10-29
    WILSON, Hayley appointed
    director
  36. 2024-10-29
    PEARCE, Anna Victoria resigned
    director
  37. 2024-10-29
    PEARCE, Lucy Elizabeth resigned
    director
  38. 2024-10-29
    PEARCE, Lyn Louise resigned
    director
  39. 2024-10-29
    PEARCE, Vanessa Mary resigned
    director
  40. 2024-10-29
    RICHARDSON, Sophie Rachel resigned
    director
  41. 2024-07-25
    🔒
    Charge registered #20
    Lender: Hsbc UK Bank PLC
  42. 2024-07-20
    🔓
    Charge satisfied #17
  43. 2024-07-20
    🔓
    Charge satisfied #16
  44. 2024-07-20
    🔓
    Charge satisfied #15
  45. 2024-07-20
    🔓
    Charge satisfied #14
  46. 2024-07-20
    🔓
    Charge satisfied #13
  47. 2024-07-20
    🔓
    Charge satisfied #12
  48. 2024-06-26
    🔒
    Charge registered #19
    Lender: Hsbc Invoice Finance (UK) Limited
  49. 2024-06-19
    🔒
    Charge registered #18
    Lender: Hsbc UK Bank PLC
  50. 2021-03-11
    PEARCE, Anna Victoria appointed
    director
Showing most recent 50 of 91 events

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -8 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "PEARCE" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

8 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Fenmarc Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Fenmarc Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
ALFRED G PEARCE LIMITED
This company · 00980985

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Fenmarc Holdings Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting29/10/2024
3 historic (ceased) PSCs
  • Mr Adrian John Nurse (Trustee)ceased 29/10/2024· 25-50% shares · 25-50% voting
  • Mr Nigel Peter Ingleton (Trustee)ceased 29/10/2024· 25-50% shares · 25-50% voting
  • Mills & Reeve Trust Corporation Limitedceased 29/10/2024· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1970-06-02
Jurisdictionengland-wales
Primary SIC10390 — SIC 10390

Registered office

Garage Lane Industrial Estate
Setchey
King's Lynn
Norfolk
PE33 0BE

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-28
Confirmation statement
Next due: 2027-04-30
Last: 2026-04-16

Officers (8 active · 11 resigned)

BECKETT, Philip Jonathan
director · ~52y · appointed 2026-04-01
View their other companies + combined net worth →
Active
HARROD, Mark Anthony
director · ~63y · appointed 2024-10-29
View their other companies + combined net worth →
Active
PEARCE, Jack Edward George
director · ~38y · appointed 2018-05-10
View their other companies + combined net worth →
Active
PEARCE, Jonathan Charles George
director · ~62y
View their other companies + combined net worth →
Active
THOMAS, Dominic
director · ~34y · appointed 2026-04-01
View their other companies + combined net worth →
Active
WALLER, James Graham
director · ~59y · appointed 2024-10-29
View their other companies + combined net worth →
Active
WILSON, Hayley
director · ~46y · appointed 2024-10-29
View their other companies + combined net worth →
Active
WINKWORTH, Jennifer
director · ~38y · appointed 2026-04-01
View their other companies + combined net worth →
Active
DEWAR, Trevor
secretary · appointed 2008-03-14 · resigned 2011-10-13
Resigned
PEARCE, Alfred George
secretary · resigned 2008-03-14
Resigned
PEARCE, Alfred George
director · ~98y · resigned 2011-04-26
Resigned
PEARCE, Anna Victoria
director · ~25y · appointed 2021-03-11 · resigned 2024-10-29
Resigned
PEARCE, Lucy Elizabeth
director · ~28y · appointed 2021-03-11 · resigned 2024-10-29
Resigned
PEARCE, Lyn Louise
director · ~63y · appointed 2010-01-12 · resigned 2024-10-29
Resigned
PEARCE, Simon James Robert
director · ~67y · resigned 2026-06-30
Resigned
PEARCE, Vanessa Mary
director · ~59y · appointed 2010-01-12 · resigned 2024-10-29
Resigned
RICHARDSON, Sophie Rachel
director · ~35y · appointed 2021-03-11 · resigned 2024-10-29
Resigned
TAYLOR, Keith Russell
director · ~90y · resigned 1998-02-28
Resigned
TERRY, Andrew John
director · ~57y · appointed 2001-08-01 · resigned 2004-01-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

25
Total charges
8
Outstanding
1
Active lenders
Status:Lender:25 of 25 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property06/01/2025
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property06/01/2025
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property06/01/2025
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property06/01/2025
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge06/01/2025
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/07/2024
outstanding
HSBC
Hsbc Invoice Finance (UK) Limited
A registered charge26/06/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property19/06/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property17/07/201320/07/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property17/07/201320/07/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property17/07/201320/07/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property17/07/201320/07/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property17/07/201320/07/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property17/07/201320/07/2024
satisfied
Virgin Money
Clydesdale Bank PLC
Debenture1 property22/08/201113/08/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Legal charge1 property11/08/201113/08/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Legal charge1 property11/08/201113/08/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Legal charge1 property11/08/201113/08/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Legal charge1 property11/08/201113/08/2013
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Mortgage1 property15/11/200708/03/2013
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Mortgage1 property19/11/200408/03/2013
satisfied
Lloyds Banking Group
Lloyds Bowmaker Limited
Fixed charge1 property29/06/199913/08/2009
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Debenture1 property02/05/198408/03/2013
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage2 properties27/01/198308/03/2013
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Legal charge1 property24/02/197713/08/2009
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (190 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-30
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-06-29
appoint-person-director-company-with-name-date
officers · AP01
2026-06-08
appoint-person-director-company-with-name-date
officers · AP01
2026-06-08
appoint-person-director-company-with-name-date
officers · AP01
2026-06-08
accounts-with-accounts-type-full
accounts · AA
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-09-17
change-account-reference-date-company-current-extended
accounts · AA01
2025-06-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-07