A.C.FRAMING LIMITED
🌳Matureactive
00983123 · ltd · incorporated 1970-06-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 38.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
PursueActive trading company with a 94-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 94). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 38.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 38.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 24 | 2400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-02-22🔒Charge registered #2Lender: Security Trustee Services Limited
- 2016-10-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-09-30📄change-person-director-company-with-change-dateofficers · CH01
- 1998-06-30➖TOWNSEND, Anthony Eric resigneddirector
- 1992-10-26➕BAGGS, Michael Christopher appointedsecretary
- 1992-10-26➕BAGGS, Michael Christopher appointeddirector
- 1992-10-26➖BAGGS, Carol Frances resignedsecretary
- 1992-10-26➕TOWNSEND, Anthony Eric appointeddirector
- 1992-09-10🔓Charge satisfied #1
- 1988-04-25🔒Charge registered #1Lender: National Westminster Bank PLC
- 1970-06-26🏢Company incorporatedAs A.C.FRAMING LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 94 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 94 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 56 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Keith Samuel Baggs Individual · British · DOB 11/1932 · age 94 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mr Michael Christopher Baggs Individual · British · DOB 10/1968 · age 58 | — | 25–50% | 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · HD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 DROP PRODUCTION LIMITED→ 11087179 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 365COACHING LTD→ 17063067 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A A AUTOVAN LEISURE LTD→ 07040828 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| A J NETWORK LTD→ 08272902 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| A.C. LOBO LTD→ 14299572 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AAS TRADING LTD→ 10880821 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACADEMY HAIR STUDIO LTD→ 11498460 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACE COMMERCIAL LAUNDRY LIMITED→ 11302464 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACM PROJECTS LIMITED→ 05146002 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACM RENTALS LTD→ 12751331 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACPT LIMITED→ 11014943 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACT 2025 HOLDINGS LTD→ 16372569 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1970-06-26
Jurisdictionengland-wales
Primary SIC96090 — Other service activities n.e.c.
Registered office
11 Byram St
Huddersfield
HD1 1DA
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (3 active · 2 resigned)
BAGGS, Michael Christopher→
Activesecretary · appointed 1992-10-26
View their other companies + combined net worth →
Active
BAGGS, Michael Christopher→
Activedirector · ~58y · appointed 1992-10-26
View their other companies + combined net worth →
BAGGS, Carol Frances→
Resignedsecretary · resigned 1992-10-26
TOWNSEND, Anthony Eric→
Resigneddirector · ~88y · appointed 1992-10-26 · resigned 1998-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Security Trustee Services Security Trustee Services Limited | A registered charge | — | 22/02/2017 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 25/04/1988 | 10/09/1992 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (99 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-03-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-04