BRIDGES INSURANCE BROKERS LIMITED
🌳Matureactive
01066829 · ltd · incorporated 1972-08-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 39.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 84-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (73/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · oldest 39.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 39.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
117 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 1900 | 1600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-31📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27🔓Charge satisfied #2
- 2024-03-27🔓Charge satisfied #1
- 2023-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2006-10-30🔒Charge registered #3Lender: National Westminster Bank PLC
- 2003-08-22🔒Charge registered #2Lender: National Westminster Bank PLC
- 1998-01-20➕BRIDGES, Gregory David appointedsecretary
- 1998-01-20➕BRIDGES, Gregory David appointeddirector
- 1998-01-20➖DOYLE, Kevin Derek resignedsecretary
- 1997-03-31➖BRIDGES, Mary Suzanne resignedsecretary
- 1997-03-31➕DOYLE, Kevin Derek appointedsecretary
- 1987-02-06🔒Charge registered #1Lender: National Westminster Bank PLC
- 1972-08-21🏢Company incorporatedAs BRIDGES INSURANCE BROKERS LIMITED
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "BRIDGES" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 54 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mary Suzanne Bridges Individual · British · DOB 09/1943 · age 83 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Gregory David Bridges Individual · British · DOB 09/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr David John Bridges Individual · British · DOB 05/1942 · age 84 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 97 GROUP LIMITED→ 13156739 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BRADNAM WEALTH MANAGEMENT (UK) LIMITED→ 07470266 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BRIX MORTGAGES LIMITED→ 16848589 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BROADSTAIRS COMPANY SECRETARIES LIMITED→ 08474849 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| C.S TRADING SOLUTIONS LTD→ 16658642 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| C&L FINEFFICIENCY LIMITED→ 14008975 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CANTERBURY CAPITAL LIMITED→ 07984823 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| CANTERBURY WEALTH MANAGEMENT LIMITED→ 12968605 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CARROLL & CARROLL LIMITED→ 01610554 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
| CASEY JAMES MORTGAGES LTD→ 15814144 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CATINSIGHT LTD→ 10359053 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHANDLER SECURITIES LIMITED→ 02621333 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1972-08-21
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
1 Ozengell Place
Eurokent Business Park
Ramsgate
Kent
CT12 6PB
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-15
Last: 2026-04-01
Officers (4 active · 2 resigned)
BRIDGES, Gregory David→
Activesecretary · appointed 1998-01-20
View their other companies + combined net worth →
Active
BRIDGES, Gregory David→
Activedirector · ~60y · appointed 1998-01-20
View their other companies + combined net worth →
Active
BRIDGES, Mary Suzanne→
Resignedsecretary · resigned 1997-03-31
DOYLE, Kevin Derek→
Resignedsecretary · appointed 1997-03-31 · resigned 1998-01-20
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 30/10/2006 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/08/2003 | 27/03/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/02/1987 | 27/03/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (117 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-10
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-16
change-person-director-company-with-change-date
officers · CH01
2022-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-22