A.& J.SCOTT LIMITED
🌳Matureactive
01087941 · ltd · incorporated 1972-12-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Sawmilling and planing of wood
Sector: Manufacturing
ALSO REGISTERED FOR
- 16240SIC 16240
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 69). Biggest value-creation lever: Consolidate lender relationships. 24 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
49 live charges · 23 lenders · oldest 52.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 52.3 years old — likely at or near maturity.
- · 23 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
49 charges (49/49 with lender, 49/49 with type)
90
Directors & officers
12 officers (4 active, 12 linked, 10 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
232 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
5
filings
- • 2 persons-with-significant-control
- • 1 capital
- • 1 resolution
Last 90 days
10
filings
- • 3 capital
- • 2 resolution
- • 2 persons-with-significant-control
Last 180 days
12
filings
- • 3 capital
- • 2 resolution
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (132 events)Click to expand
- 2026-06-04📄capital-name-of-class-of-sharescapital · SH08
- 2026-06-04📄resolutionresolution · RESOLUTIONS
- 2026-05-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-04-18📄undefined · ANNOTATION
- 2026-04-18📄resolutionresolution · RESOLUTIONS
- 2026-04-18📄memorandum-articlesincorporation · MA
- 2026-04-15📄capital-name-of-class-of-sharescapital · SH08
- 2026-04-14📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-01-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-13🔒Charge registered #49Lender: Rbs Invoice Finance Limited
- 2026-01-05🔒Charge registered #48Lender: Lombard North Central PLC
- 2025-07-24📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-27🔓Charge satisfied #43
- 2024-08-06📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-24🔒Charge registered #47Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2024-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-09🔓Charge satisfied #44
- 2024-04-09🔓Charge satisfied #42
- 2024-04-03🔒Charge registered #46Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2024-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-02🔒Charge registered #45Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2023-11-24📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-10-04🔒Charge registered #44Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2021-10-04🔒Charge registered #43Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2021-08-31➖BARFOOT, Ian resigneddirector
- 2021-04-14🔒Charge registered #42Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2021-03-05🔓Charge satisfied #40
- 2020-11-06🔓Charge satisfied #41
- 2020-10-01🔓Charge satisfied #39
- 2019-05-09🔓Charge satisfied #17
- 2018-11-29➖CAMPBELL, Neil Waugh Somervell resigneddirector
- 2018-11-19🔓Charge satisfied #37
- 2018-05-29🔒Charge registered #41Lender: Lloyds Bank PLC
- 2018-04-27🔒Charge registered #40Lender: A & J Scott Limited Directors Retirement Benefits Scheme
- 2017-10-12🔒Charge registered #39Lender: The Managing Trustees of a & J Scott LTD Directors Retirement Benefits Scheme
- 2016-12-16🔓Charge satisfied #35
- 2016-12-14➖BREWES, Robert Allan resigneddirector
- 2016-07-01🔓Charge satisfied #34
- 2016-02-17🔓Charge satisfied #36
- 2016-02-16🔓Charge satisfied #16
- 2016-01-12🔓Charge satisfied #38
- 2015-02-17🔓Charge satisfied #33
- 2014-11-20🔒Charge registered #38Lender: Lombard North Central PLC
Showing most recent 50 of 132 events
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "SCOTT" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Andrew Scott Individual · British · DOB 02/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/05/2026 |
Mr Andrew Scott Individual · British · DOB 04/1957 · age 69 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AEI CABLES LIMITED→ 07745837 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AFTER A LOCK AND SAFE LIMITED→ 03998786 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AG UK ART LIMITED→ 15221671 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGA INDUSTRY LTD→ 15054425 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGRICHEMIX LIMITED→ 16831941 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGW MECHANICAL SERVICES LIMITED→ 14840876 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AH PANEL SOLUTIONS LTD→ 16286649 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AI HEALTH SOLUTIONS LTD→ 17108392 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AIKO ROOF BARS LIMITED→ 15941973 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AIR FILTERS LIMITED→ 03492774 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| AIRGILL LTD→ 12610235 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AIROWLITE LIMITED→ 08303822 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1972-12-20
Jurisdictionengland-wales
Primary SIC16100 — Sawmilling and planing of wood
Registered office
Station Sawmills
Wooperton
Alnwick
Northumberland
NE66 4XW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-29
Last: 2026-05-15
Officers (4 active · 8 resigned)
Active
BERTRAM, Rosemary Margaret→
Activedirector · ~68y · appointed 2004-11-09
View their other companies + combined net worth →
Active
SCOTT, Robert Andrew→
Activedirector · ~37y · appointed 2010-02-07
View their other companies + combined net worth →
SCOTT, Andrew→
Resignedsecretary · resigned 2003-05-14
BARFOOT, Ian→
Resigneddirector · ~70y · appointed 2004-11-09 · resigned 2021-08-31
BREWES, Robert Allan→
Resigneddirector · ~78y · appointed 2009-05-08 · resigned 2016-12-14
CAMPBELL, Neil Waugh Somervell→
Resigneddirector · ~71y · appointed 2006-01-09 · resigned 2018-11-29
FITZPATRICK, John Colin→
Resigneddirector · ~71y · appointed 2004-02-23 · resigned 2004-05-04
HAYES, Michael Hugh→
Resigneddirector · ~75y · appointed 2009-12-18 · resigned 2012-12-20
JAMIESON, John→
Resigneddirector · ~79y · appointed 2004-11-09 · resigned 2007-04-27
SCOTT, Andrew→
Resigneddirector · ~101y · resigned 2003-04-18
Click a director name to see their full track record across all companies.
Mortgages & charges
49
Total charges
5
Outstanding
3
Active lenders
Status:Lender:49 of 49 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Rbs Invoice Finance Limited | A registered charge | — | 13/01/2026 | — | |
| outstanding | Lombard North Central Lombard North Central PLC | A registered charge | — | 05/01/2026 | — | |
| outstanding | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 24/05/2024 | — | |
| outstanding | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 03/04/2024 | — | |
| outstanding | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 02/04/2024 | — | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 04/10/2021 | 09/04/2024 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 04/10/2021 | 27/09/2024 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 14/04/2021 | 09/04/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 29/05/2018 | 06/11/2020 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | A registered charge | — | 27/04/2018 | 05/03/2021 | |
| satisfied | The Managing Trustees of a & J Scott Directors Retirement Benefits Scheme The Managing Trustees of a & J Scott LTD Directors Retirement Benefits Scheme | A registered charge | — | 12/10/2017 | 01/10/2020 | |
| satisfied | Lombard North Central Lombard North Central PLC | A registered charge | — | 20/11/2014 | 12/01/2016 | |
| satisfied | The Managing Trustees of the a&J Scott Directors Retirement Benefits Scheme; Rosemary Bertram, Robert Scott, Andrew Scott The Managing Trustees of the a&J Scott LTD Directors Retirement Benefits Scheme; Rosemary Bertram, Robert Scott, Andrew Scott | A registered charge | 1 property | 17/11/2014 | 19/11/2018 | |
| satisfied | The Managing Trustees of the a&J Scott Directors Retirement Benefits Scheme The Managing Trustees of the a&J Scott LTD Directors Retirement Benefits Scheme | A registered charge | 1 property | 05/08/2014 | 17/02/2016 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott LTD Directors Retirement Benefits Scheme | A registered charge | — | 28/10/2013 | 16/12/2016 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott LTD Directors Retirement Benefits Scheme | A registered charge | 1 property | 18/07/2013 | 01/07/2016 | |
| satisfied | A&J Scott Directors Retirement Benefit Scheme A&J Scott LTD Directors Retirement Benefit Scheme | Legal charge | 1 property | 13/11/2012 | 17/02/2015 | |
| satisfied | A&J Scott Directors Retirement Benefit Scheme A&J Scott LTD Directors Retirement Benefit Scheme | Legal charge | 1 property | 12/12/2011 | 01/11/2013 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott LTD Directors Retirement Benefits Scheme | Legal charge | 1 property | 07/06/2011 | 01/11/2013 | |
| satisfied | A&J Scott Directors Retirement Benefits Scheme A&J Scott LTD Directors Retirement Benefits Scheme | Legal charge | 1 property | 28/02/2010 | 17/01/2014 | |
| satisfied | A & J Scott Directors Retirement Benefits Scheme A & J Scott Limited Directors Retirement Benefits Scheme | Legal charge | 1 property | 05/02/2009 | 01/11/2013 | |
| satisfied | A&J Scott A&J Scott LTD | Legal charge | 1 property | 30/09/2008 | 01/11/2013 | |
| satisfied | A & J Scott A & J Scott LTD | Legal charge | 1 property | 08/07/2008 | 02/11/2012 | |
| satisfied | A 7 J Scott Directors Retirement Benefits Scheme A 7 J Scott LTD Directors Retirement Benefits Scheme | Legal charge | 1 property | 28/03/2008 | 07/03/2011 | |
| satisfied | A & J Scott Directors Retirement Pension Fund A & J Scott Limited Directors Retirement Pension Fund | Legal charge | 1 property | 16/01/2007 | 07/03/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Assignment of guarantee | 1 property | 08/03/2006 | 25/11/2011 | |
| satisfied | A & J Scott (Directors Retirement Pension Fund) A & J Scott LTD (Directors Retirement Pension Fund) | Legal charge | 1 property | 07/09/2005 | 17/01/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Assignment of guarantee | 1 property | 27/04/2005 | 07/12/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/02/2005 | 25/11/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/02/2005 | 25/11/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/02/2005 | 25/11/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/02/2005 | 25/11/2011 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland Commercial Services Limited | Floating charge | 1 property | 25/01/2005 | 09/05/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 24/01/2005 | 16/02/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 31/01/2002 | 15/08/2006 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 31/01/2002 | 15/08/2006 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Legal mortgage | 1 property | 15/01/2002 | 15/08/2006 | |
| satisfied | Forward Trust Group & Forward Trust Forward Trust Group Limited & Forward Trust Limited | Chattels mortgage | 1 property | 22/09/1999 | 15/08/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker Limited | Fixed charge | 1 property | 18/11/1998 | 15/08/2006 | |
| satisfied | Forward Trust / Forward Trust Group Forward Trust Limited / Forward Trust Group Limited | Chattels mortgage | 1 property | 07/10/1998 | 15/08/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker Limited | Fixed charge | 1 property | 21/07/1997 | 15/08/2006 | |
| satisfied | Forward Trust Forward Trust Limited | Chattels mortgage | 1 property | 24/05/1996 | 15/08/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 17/11/1995 | 19/03/2005 | |
| satisfied | Chartered Trust Public Comany. Chartered Trust Public Limited Comany. | Mortgage | 1 property | 11/10/1991 | 15/08/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 29/06/1989 | 03/03/2005 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 19/12/1988 | 03/03/2005 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 08/07/1987 | 03/03/2005 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Debenture | 1 property | 12/07/1983 | 03/03/2005 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Debenture | 1 property | 15/02/1974 | 03/03/2005 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (232 total)
capital-name-of-class-of-shares
capital · SH08
2026-06-04
resolution
resolution · RESOLUTIONS
2026-06-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-15
· ANNOTATION
2026-04-18
resolution
resolution · RESOLUTIONS
2026-04-18
memorandum-articles
incorporation · MA
2026-04-18
capital-name-of-class-of-shares
capital · SH08
2026-04-15
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-04-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-13
accounts-with-accounts-type-group
accounts · AA
2025-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-27