JOHN GIDDINGS (FARMS) LIMITED
- · Oldest live charge 32.3y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 32.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 32.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £133.3k | £155.2k |
| Current assets | £88.6k | £82.5k |
| Cash | £81.3k | — |
| Debtors | £2.1k | — |
| Net assets | £132.5k | £147.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (20 events)Click to expand
- 2025-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-16📄capital-allotment-sharescapital · SH01
- 2021-09-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-12-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-12-08📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-01➕GIDDINGS, Monica Kate appointeddirector
- 2016-11-16➖GIDDINGS, Dudley Howard John resigneddirector
- 2003-07-01➖GIDDINGS, Charles John resigneddirector
- 1994-03-29🔒Charge registered #1Lender: Midland Bank PLC
- 1973-03-06🏢Company incorporatedAs JOHN GIDDINGS (FARMS) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GIDDINGS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Monica Kate Giddings Individual · British · DOB 05/1943 · age 83 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 01/09/2021 |
David Mark Howard Giddings Individual · British · DOB 03/1951 · age 75 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 29/03/1994 | — |