DARLOW LLOYD & SONS LIMITED
🌳Matureactive
01132524 · ltd · incorporated 1973-09-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£3.58M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 38110
Sector: Water supply & waste
ALSO REGISTERED FOR
- 38210SIC 38210
- 38220SIC 38220
- 38320SIC 38320
Investor take
PursueActive trading company with a 82-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 82). Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
12 live charges · 9 lenders · oldest 40.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 40.5 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
4 active PSC(s) of 5 total, 5 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,583,063
Net assets shrinking
Down £11,442 YoY
Cash YoY
+78%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.1m
↑ 78% YoY
Net Worth
£3.6m
~ YoY
Current Assets
£9.7m
↑ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £4.66M | £5.50M |
| Current assets | £9.74M | £8.70M |
| Cash | £1.09M | £608.9k |
| Net assets | £3.58M | £3.59M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 accounts
- • 1 gazette
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-mediumaccounts · AA
- 2026-01-24📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-01-20📄gazette-notice-compulsorygazette · GAZ1
- 2025-03-31📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-12-03📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2024-03-28📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-08🔒Charge registered #12Lender: Hsbc UK Bank PLC
- 2023-06-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-01➖LLOYD, Janice resigneddirector
- 2022-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2021-04-01📄accounts-with-accounts-type-fullaccounts · AA
- 2020-03-30📄accounts-with-accounts-type-fullaccounts · AA
- 2019-04-05📄accounts-with-accounts-type-fullaccounts · AA
- 2018-04-09📄accounts-with-accounts-type-fullaccounts · AA
- 2017-11-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-08-14🔒Charge registered #11Lender: Finance Wales Investments (3) LTD
- 2014-04-30🔓Charge satisfied #4
- 2014-04-30🔓Charge satisfied #3
- 2014-04-30🔓Charge satisfied #2
- 2012-11-16🔒Charge registered #10Lender: Hsbc Bank PLC
- 2012-10-25🔒Charge registered #9Lender: Hsbc Asset Finance (UK) Limited and Hsbc Equipment Finance (UK) Limited
- 2012-07-09🔒Charge registered #8Lender: Hsbc Bank PLC
- 2012-07-02🔒Charge registered #7Lender: Hsbc Bank PLC
- 2012-06-21🔒Charge registered #6Lender: Hsbc Invoice Finance (UK) LTD (the Security Holder)
- 2012-06-21🔒Charge registered #5Lender: Hsbc Invoice Finance (UK) LTD ("the Security Holder")
- 2007-06-29➕LLOYD, Elizabeth Donna Wilkes appointedsecretary
- 2007-06-29➖LLOYD, Janice resignedsecretary
- 2005-10-30➕LLOYD, Owain Stradling appointeddirector
- 2005-10-30➕LLOYD, Rhys Darlow appointeddirector
- 1991-08-01🔒Charge registered #4Lender: Barclays Bank PLC
- 1989-06-15🔒Charge registered #3Lender: British Credit Trust Limited
- 1988-11-22🔓Charge satisfied #1
- 1988-08-09🔒Charge registered #2Lender: Barclays Bank PLC
- 1986-01-28🔒Charge registered #1Lender: Midland Bank PLC
- 1973-09-04🏢Company incorporatedAs DARLOW LLOYD & SONS LIMITED
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LLOYD" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Darlow Lloyd Group is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Darlow Lloyd Group
Corporate parent · holds 75-100% shares
⬇
DARLOW LLOYD & SONS LIMITED
This company · 01132524
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
4 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Darlow Lloyd Group Corporate entity | 75–100% | — | 75-100% shares | 30/01/2024 |
Mr Robert Darlow Lloyd Individual · British · DOB 08/1944 · age 82 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Owain Stradling Lloyd Individual · British · DOB 08/1970 · age 56 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mr Rhys Darlow Lloyd Individual · British · DOB 09/1969 · age 57 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Janice Lloydceased 01/01/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BRYDON ELECTRICAL LIMITED→ 11170354 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CASTELL CLYD LTD→ 16177624 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CILFYNYDD BESS LIMITED→ 14469856 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| COEDCAE FARM ENERGY LIMITED→ 16549911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRISTAL WASHROOM SERVICES LTD→ 07359949 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CST ELECTRICAL & COOLING LIMITED→ 10855902 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| DAVIES RENEWABLE ENERGY LIMITED→ 12691191 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DC WASTE & HOUSE REMOVAL LTD→ 16300870 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DEF SOLAR PANELS LTD→ 12721321 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DILLONS DEMOLITION LTD→ 16408962 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DM SOLAR LIMITED→ 08361361 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| DORENELL WINDFARM EXTENSION LIMITED→ 12900205 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1973-09-04
Jurisdictionengland-wales
Primary SIC38110 — SIC 38110
Registered office
Corneldu Mawr Farm
Heol-Y-Cyw
Nr Bridgend
Mid Glamorgan
CF35 6HL
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31
Officers (4 active · 2 resigned)
LLOYD, Elizabeth Donna Wilkes→
Activesecretary · appointed 2007-06-29
View their other companies + combined net worth →
LLOYD, Owain Stradling→
Activedirector · ~56y · appointed 2005-10-30
View their other companies + combined net worth →
LLOYD, Rhys Darlow→
Activedirector · ~58y · appointed 2005-10-30
View their other companies + combined net worth →
Active
LLOYD, Janice→
Resignedsecretary · resigned 2007-06-29
LLOYD, Janice→
Resigneddirector · ~84y · resigned 2023-01-01
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
8
Outstanding
2
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 08/11/2023 | — | |
| outstanding | Finance Wales Investments (3) Finance Wales Investments (3) LTD | A registered charge | — | 14/08/2017 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 16/11/2012 | — | |
| outstanding | HSBC Hsbc Asset Finance (UK) Limited and Hsbc Equipment Finance (UK) Limited | Assignment | 1 property | 25/10/2012 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 09/07/2012 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal assignment | 1 property | 02/07/2012 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD (the Security Holder) | Floating charge (all assets) | 1 property | 21/06/2012 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD ("the Security Holder") | Fixed charge on purchased debts which fail to vest | 1 property | 21/06/2012 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/08/1991 | 30/04/2014 | |
| satisfied | British Credit Trust British Credit Trust Limited | Loan and charge deed | 1 property | 15/06/1989 | 30/04/2014 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 09/08/1988 | 30/04/2014 | |
| satisfied | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 28/01/1986 | 22/11/1988 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (126 total)
accounts-with-accounts-type-medium
accounts · AA
2026-03-31
gazette-filings-brought-up-to-date
gazette · DISS40
2026-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-23
gazette-notice-compulsory
gazette · GAZ1
2026-01-20
accounts-with-accounts-type-medium
accounts · AA
2025-03-31
change-sail-address-company-with-old-address-new-address
address · AD02
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-full
accounts · AA
2024-03-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-12
termination-director-company-with-name-termination-date
officers · TM01
2023-05-31
accounts-with-accounts-type-full
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-05