AHJ HOLDINGS LIMITED

🌳Matureactive

01134223 · ltd · incorporated 1973-09-14

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 23.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Non-life reinsurance

Sector: Financial & insurance

ALSO REGISTERED FOR

70100Activities of head offices
82990Other business support service activities n.e.c.

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 23.6y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 23.6 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

24 officers (11 active, 24 linked, 20 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

9 connected companies via shared directors

Filing history

190 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 1 confirmation-statement
• 1 officers

Last 90 days

filings

• 2 officers
• 1 confirmation-statement

Last 180 days

filings

• 2 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (69 events)Click to expand

2026-05-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-20
➖
SINNIAH, Bertram Shaun Nishant resigned
director
2026-04-30
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2026-04-28
➖
CLAYTON, Thomas resigned
secretary
2025-12-03
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-03
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2025-11-07
➕
CLAYTON, Thomas appointed
secretary
2025-11-07
➖
TREEN, Angela Ann resigned
secretary
2025-10-22
📄
accounts-amended-with-accounts-type-group
accounts · AAMD
2025-09-29
📄
accounts-with-accounts-type-group
accounts · AA
2025-06-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-06-12
📄
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-03
📄
capital-allotment-shares
capital · SH01
2025-06-02
➕
ATKIN, Charles Neville Rupert appointed
director
2025-06-02
➕
BLACKWELL, George appointed
director
2025-06-02
➕
DUTTON, Rodney Henry Odard Ralph appointed
director
2025-06-02
➕
GIBBS, Adam appointed
director
2025-06-02
➕
HANDS, James Michael appointed
director
2025-06-02
➕
LEBECQ, Clare Louise appointed
director
2025-06-02
➕
LEWIS, Jonathan James appointed
director
2025-06-02
➕
SPEERS, Benjamin Robert appointed
director
2025-06-02
➖
MOUNT, Roger David resigned
director
2025-06-02
➕
SINNIAH, Bertram Shaun Nishant appointed
director
2025-02-17
📄
memorandum-articles
incorporation · MA
2025-02-17
📄
resolution
resolution · RESOLUTIONS
2025-01-09
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-09
🔓
Charge satisfied #7
2017-08-31
➖
PRICE, David Hugh Evan resigned
director
2017-03-29
🔒
Charge registered #7
Lender: Roger David Mount
2015-04-01
➕
FILL, Robert appointed
director
2015-04-01
➕
TREEN, Angela Ann appointed
director
2011-10-06
➖
HOUGH, John Leonard resigned
director
2010-02-13
🔓
Charge satisfied #6
2010-02-13
🔓
Charge satisfied #5
2010-02-11
🔓
Charge satisfied #4
2010-02-11
🔓
Charge satisfied #2
2009-04-24
🔓
Charge satisfied #1
2006-07-04
🔒
Charge registered #6
Lender: National Westminster Bank PLC
2006-05-17
➕
MOUNT, Roger David appointed
director
2005-04-27
🔒
Charge registered #5
Lender: National Westminster Bank PLC

Showing most recent 50 of 69 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-11 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CLAYTON, Thomas resigned 2026-04-28; TREEN, Angela Ann resigned 2025-11-07; SINNIAH, Bertram Shaun Nishant resigned 2026-05-20

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Miller Insurance Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Miller Insurance Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AHJ HOLDINGS LIMITED

This company · 01134223

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Miller Insurance Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	02/06/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ALANTRA CORPORATE PORTFOLIO ADVISORS INTERNATIONAL LIMITED→ 11433438 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ALANTRA PARTNERS INTERNATIONAL LIMITED→ 12077521 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ALBAN MARSHALL FINANCE LIMITED→ 01411240 · est 1979 · no financials extracted	—	—	—	—	47y	—	—
ALBION ENTERPRISE VCT PLC→ 05990732 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
ALBION INVESTMENT MANAGEMENT LTD→ 09701762 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ALBION NO.5 PLC→ 15001191 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
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ALBION SMALL COMPANY GROWTH 2 LTD→ 09701744 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ALBION TECHNOLOGY & GENERAL VCT PLC→ 04114310 · est 2000 · no financials extracted	—	—	—	—	25y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1973-09-14

Jurisdictionengland-wales

Primary SIC65202 — Non-life reinsurance

Registered office

2 Minster Court Mincing Lane

London

EC3R 7BB

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-06-12

Last: 2026-05-29