BERKHAMPSTEAD SCHOOL (CHELTENHAM) TRUST LIMITED
🌳Matureactive
01136229 · private-limited-guarant-nsc · incorporated 1973-09-26
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Primary education
Sector: Education
Investor take
PursueActive trading company with a 75-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 48.6y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 48.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
75 officers (12 active, 75 linked, 65 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
233 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 3 officers
Last 90 days
8
filings
- • 6 officers
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
8
filings
- • 6 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (156 events)Click to expand
- 2026-06-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-21➕BENNETT, Paul appointeddirector
- 2026-05-21➕CARDER-GEDDES, Alistair appointeddirector
- 2026-05-21➖WALTON, James Ernest resigneddirector
- 2026-05-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-05➖KIRBY, Martin Allen resigneddirector
- 2026-05-05📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-24📄accounts-with-accounts-type-groupaccounts · AA
- 2026-04-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-19➕GAMBLIN, David Philip appointeddirector
- 2025-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-26➖WILLIAMS, Susan Ellen resigneddirector
- 2025-10-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-02➕BIGGIN, Charles Rupert Guy appointeddirector
- 2025-10-02➕PARKIN, Nicholas appointeddirector
- 2025-07-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-15➖MARTIN, Cassandra Brent resigneddirector
- 2025-06-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-05➖COLLIER, Clive Michael resigneddirector
- 2025-06-03📄resolutionresolution · RESOLUTIONS
- 2025-06-03📄memorandum-articlesincorporation · MA
- 2025-02-17📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-23➕WILLIAMS, Susan Ellen appointeddirector
- 2024-05-19📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-13➖CONNAUGHTON, Paul Stephen resigneddirector
- 2024-04-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27🔒Charge registered #6Lender: Lloyds Bank PLC
- 2024-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-08➖FREER, David resigneddirector
- 2023-10-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-28➕FRANCE, Cathryn appointeddirector
- 2023-08-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-31➖MEREDITH-SMYTH, Zoe Joanna resigneddirector
- 2023-05-22➖SOUTHWELL, Nicholas Edward resigneddirector
- 2023-04-03➕DENMEAD, Thomas appointedsecretary
- 2023-04-03➖EDWARDS, Ben resignedsecretary
- 2022-11-22➕ROBERTS, Allan Calvin appointeddirector
- 2022-11-15➕BOWDEN, Jilly-Jo appointeddirector
- 2022-05-17➕ACKLAND, Stephen John appointeddirector
- 2022-05-17➕CONNAUGHTON, Paul Stephen appointeddirector
- 2022-03-22➕COX, Diane Mary appointeddirector
- 2022-03-22➕FREER, David appointeddirector
- 2022-03-22➕MEREDITH-SMYTH, Zoe Joanna appointeddirector
- 2022-01-01➕AGG, Gill appointeddirector
- 2021-11-16➕COLLIER, Clive Michael appointeddirector
Showing most recent 50 of 156 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -11 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
Red flags
2 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: KIRBY, Martin Allen resigned 2026-05-05; MARTIN, Cassandra Brent resigned 2025-07-15; WALTON, James Ernest resigned 2026-05-21
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AT-TEEN ACADEMY LTD→ 15480406 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ATHLETE TRACKER LTD→ 15884337 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| B SQUARED TUITION LTD→ 08920230 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BAFFORD EDUCATION LIMITED→ 13539541 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BETARIS TRAINING LIMITED→ 07827781 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BETHEL EDUCATION LIMITED→ 13816309 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BEYOND DRIVING LIMITED→ 14255962 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEYOND THE BLACKBOARD TUTORS LTD→ 13166741 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BLACKBOARD EDU LTD→ 16786753 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLOCKLEY EDUCATIONAL ACADEMY→ 08434233 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BLOOM EMBROIDERY ACADEMY LTD→ 17094395 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BLUE SMARTIE LIMITED→ 07782954 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1973-09-26
Jurisdictionengland-wales
Primary SIC85200 — Primary education
Registered office
Berkhampstead School
Pittville Circus Rd
Cheltenham
Glos
GL52 2QA
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-05-20
Last: 2026-05-06
Officers (12 active · 63 resigned)
Active
ACKLAND, Stephen John→
Activedirector · ~70y · appointed 2022-05-17
View their other companies + combined net worth →
Active
BENNETT, Paul→
Activedirector · ~42y · appointed 2026-05-21
View their other companies + combined net worth →
BIGGIN, Charles Rupert Guy→
Activedirector · ~53y · appointed 2025-10-02
View their other companies + combined net worth →
BOWDEN, Jilly-Jo→
Activedirector · ~44y · appointed 2022-11-15
View their other companies + combined net worth →
CARDER-GEDDES, Alistair→
Activedirector · ~63y · appointed 2026-05-21
View their other companies + combined net worth →
COX, Diane Mary→
Activedirector · ~75y · appointed 2022-03-22
View their other companies + combined net worth →
FRANCE, Cathryn→
Activedirector · ~67y · appointed 2023-09-28
View their other companies + combined net worth →
GAMBLIN, David Philip→
Activedirector · ~46y · appointed 2026-03-19
View their other companies + combined net worth →
PARKIN, Nicholas→
Activedirector · ~54y · appointed 2025-10-02
View their other companies + combined net worth →
ROBERTS, Allan Calvin→
Activedirector · ~47y · appointed 2022-11-22
View their other companies + combined net worth →
DE WIT, Jacob, Bursar→
Resignedsecretary · appointed 2011-08-01 · resigned 2013-09-03
EDWARDS, Ben→
Resignedsecretary · appointed 2019-04-08 · resigned 2023-04-03
EDY, Arthur Robert→
Resignedsecretary · resigned 1999-04-04
EVANS, Penny Jane→
Resignedsecretary · appointed 2005-04-01 · resigned 2011-07-31
MAIN, Jayne Margaret Michelle→
Resignedsecretary · appointed 2013-09-04 · resigned 2015-05-01
SIMONS, Katherine Joscelin→
Resignedsecretary · appointed 2009-01-01 · resigned 2009-01-01
STRANGE, Louise→
Resignedsecretary · appointed 2013-05-05 · resigned 2019-02-21
WRIGHT, David Neville→
Resignedsecretary · appointed 1999-04-04 · resigned 2005-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
4
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 27/03/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 06/06/2011 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 19/05/2011 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 12/03/2007 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 02/01/2002 | 25/05/2011 | |
| satisfied | National Westminster Bank National Westminster Bank Limited | Mortgage debenture | 1 property | 18/11/1977 | 25/05/2011 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (233 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-06-18
appoint-person-director-company-with-name-date
officers · AP01
2026-06-18
appoint-person-director-company-with-name-date
officers · AP01
2026-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-21
termination-director-company-with-name-termination-date
officers · TM01
2026-05-18
change-person-director-company-with-change-date
officers · CH01
2026-05-05
accounts-with-accounts-type-group
accounts · AA
2026-04-24
appoint-person-director-company-with-name-date
officers · AP01
2026-04-17
termination-director-company-with-name-termination-date
officers · TM01
2025-12-01
appoint-person-director-company-with-name-date
officers · AP01
2025-10-09
appoint-person-director-company-with-name-date
officers · AP01
2025-10-08
termination-director-company-with-name-termination-date
officers · TM01
2025-07-17
termination-director-company-with-name-termination-date
officers · TM01
2025-06-13
resolution
resolution · RESOLUTIONS
2025-06-03
memorandum-articles
incorporation · MA
2025-06-03