A.C. PUDDLE & CO. LIMITED
- · Oldest live charge 28.8y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 28.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 28.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 500 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2025-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-01-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-11-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-01-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-12-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2007-02-21🔒Charge registered #3Lender: Alan Claude Puddle and Marilyn Freda Puddle
- 2007-02-21🔒Charge registered #2Lender: Barclays Bank PLC
- 2006-02-07➕JACKSON, Tracey Jayne appointeddirector
- 1998-05-01➕PUDDLE, Dale Andrew Hartley appointeddirector
- 1998-05-01➕PUDDLE, Mark Alan appointeddirector
- 1997-07-21🔒Charge registered #1Lender: Barclays Bank PLC
- 1974-04-29🏢Company incorporatedAs A.C. PUDDLE & CO. LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "PUDDLE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 52 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Claude Puddle Individual · British · DOB 08/1943 · age 83 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Marilyn Freda Puddle Individual · British · DOB 05/1944 · age 82 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST CHOICE FLOORING C&J LTD→ 12698835 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3 CELTS LIMITED→ 11974317 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 51 COMMERCIAL STREET LIMITED→ 13621907 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A.D PHOENIX LTD→ 16395513 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA BENDON CONSTRUCTION LIMITED→ 11147413 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AACME GLASS LIMITED→ 02108304 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| AAF DEVELOPMENT LTD→ 16347847 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AAF DISTRIBUTIONS LTD→ 16295173 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AALTMO LTD→ 15560827 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AARON CONSTRUCTION SERVICES LTD→ 10712246 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AB PLUMBING AND PROPERTY SERVICES LTD→ 16359092 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBYFIELD CONSTRUCTION LIMITED→ 04049172 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Alan Claude Puddle and Marilyn Freda Puddle | Legal charge | 1 property | 21/02/2007 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/02/2007 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1997 | — |