STEVEN BACKHOUSE GROUP OF COMPANIES LIMITED(THE)
🌳Matureactive
01190519 · ltd · incorporated 1974-11-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 39.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£1.39M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 91-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 91). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 39.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 39.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
17 officers (4 active, 17 linked, 12 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
129 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,389,818
Cash YoY
+32%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£26k
↑ 32% YoY
Net Worth
£1.4m
↑ 4.2% YoY
Current Assets
£562k
↓ 49% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £1.39M | £1.33M |
| Current assets | £561.7k | £1.10M |
| Cash | £26.0k | £19.6k |
| Debtors | £525.6k | £1.07M |
| Net assets | £1.39M | £1.33M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-23🔓Charge satisfied #1
- 2025-07-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-07-01➕COCKBURN-PRICE, David Charles appointedsecretary
- 2025-07-01➕COCKBURN-PRICE, David Charles appointeddirector
- 2025-07-01➖COLLINGE, Susan Louise resignedsecretary
- 2025-07-01➖COLLINGE, Susan Louise resigneddirector
- 2025-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-04➕COLLINGE, Susan Louise appointedsecretary
- 2023-04-04➖HANNAH, David resignedsecretary
- 2023-04-04➕COLLINGE, Susan Louise appointeddirector
- 2023-04-04➖HANNAH, David resigneddirector
- 2023-04-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-04📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-09-15➕BACKHOUSE, John Steven William appointeddirector
- 2013-12-31➖NOLAN, Robert Alexander resigneddirector
- 2004-10-24➕HANNAH, David appointedsecretary
- 2004-10-23➖LEACH, Peter Charles resignedsecretary
- 2003-12-31➖LEACH, Peter Charles resigneddirector
- 2003-12-16➕HANNAH, David appointeddirector
- 2001-10-05➖DENWOOD, Jean resignedsecretary
- 2001-10-05➕LEACH, Peter Charles appointedsecretary
- 2001-10-05➖DENWOOD, Jean resigneddirector
- 2000-12-21➖HOBBS, Brian John resigneddirector
- 1997-07-01➖COLLINS, Kenneth George resigneddirector
- 1997-07-01➕HOBBS, Brian John appointeddirector
- 1997-07-01➕LEACH, Peter Charles appointeddirector
- 1993-11-29➖BACKHOUSE, John Steven William resigneddirector
- 1992-06-03➖CLEGG, John Graham resigneddirector
- 1987-04-07🔒Charge registered #1Lender: Barclays Bank PLC
- 1974-11-13🏢Company incorporatedAs STEVEN BACKHOUSE GROUP OF COMPANIES LIMITED(THE)
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "BACKHOUSE" — strong identity link between founder and business.
- +Founder age: Director aged approximately 91 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COLLINGE, Susan Louise resigned 2025-07-01; COLLINGE, Susan Louise resigned 2025-07-01
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Shirley Russell Backhouse Individual · British · DOB 09/1935 · age 91 | 75–100% | — | 75-100% shares | 01/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BURNLEY SAVINGS AND LOANS LIMITED→ 07640762 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CORT BRADSHAW LIMITED→ 15539008 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| DARWEN TERRACOTTA TRUSTEE LIMITED→ 16963308 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ESSAYMEDICAL LIMITED→ 12716171 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EUPHORIA FINANCE LIMITED→ 10388285 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FELLSIDE INVESTMENTS LTD→ 12433953 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FITZPATRICK FAMILY OFFICE LTD→ 16831654 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FLOYD HOLDINGS LIMITED→ 15232502 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FOGARTYS INSURANCE SERVICES LIMITED→ 05111524 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| G. STURGESS FINANCIAL PLANNING LIMITED→ 04967678 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| GEMINI HEALTH AND PROTECTION LTD.→ 12230935 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GEORGE FINANCIAL SERVICES LIMITED→ 08352504 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1974-11-13
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Oakmount House
7-9 Carrside
Nelson
Lancashire
BB9 6RX
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-11-11
Last: 2025-10-28
Officers (4 active · 13 resigned)
COCKBURN-PRICE, David Charles→
Activesecretary · appointed 2025-07-01
View their other companies + combined net worth →
BACKHOUSE, John Steven William→
Activedirector · ~67y · appointed 2015-09-15
View their other companies + combined net worth →
Active
COCKBURN-PRICE, David Charles→
Activedirector · ~59y · appointed 2025-07-01
View their other companies + combined net worth →
COLLINGE, Susan Louise→
Resignedsecretary · appointed 2023-04-04 · resigned 2025-07-01
DENWOOD, Jean→
Resignedsecretary · resigned 2001-10-05
HANNAH, David→
Resignedsecretary · appointed 2004-10-24 · resigned 2023-04-04
LEACH, Peter Charles→
Resignedsecretary · appointed 2001-10-05 · resigned 2004-10-23
BACKHOUSE, John Steven William→
Resigneddirector · ~67y · resigned 1993-11-29
CLEGG, John Graham→
Resigneddirector · ~95y · resigned 1992-06-03
COLLINGE, Susan Louise→
Resigneddirector · ~63y · appointed 2023-04-04 · resigned 2025-07-01
COLLINS, Kenneth George→
Resigneddirector · ~90y · resigned 1997-07-01
DENWOOD, Jean→
Resigneddirector · ~85y · resigned 2001-10-05
HANNAH, David→
Resigneddirector · ~84y · appointed 2003-12-16 · resigned 2023-04-04
HOBBS, Brian John→
Resigneddirector · ~71y · appointed 1997-07-01 · resigned 2000-12-21
LEACH, Peter Charles→
Resigneddirector · ~66y · appointed 1997-07-01 · resigned 2003-12-31
NOLAN, Robert Alexander→
Resigneddirector · ~78y · resigned 2013-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 07/04/1987 | 23/07/2025 |
Recent filings (129 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-23
appoint-person-secretary-company-with-name-date
officers · AP03
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
termination-director-company-with-name-termination-date
officers · TM01
2025-07-02
termination-secretary-company-with-name-termination-date
officers · TM02
2025-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
appoint-person-director-company-with-name-date
officers · AP01
2023-04-04
appoint-person-secretary-company-with-name-date
officers · AP03
2023-04-04