ARTHUR J. GALLAGHER (UK) LIMITED

🌳Matureactive
01193013 · ltd · incorporated 1974-12-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 43.2y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 43.2 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 48/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
85 officers (10 active, 85 linked, 77 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
25 connected companies via shared directors
90
Filing history
312 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 officers
Last 180 days
1
filing
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (175 events)Click to expand
  1. 2026-03-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-02-28
    DRUMMOND-SMITH, James resigned
    director
  3. 2025-10-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-10-27
    RUSH, David James appointed
    director
  5. 2025-10-08
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2025-10-08
    📄
    memorandum-articles
    incorporation · MA
  7. 2025-09-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-09-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2025-07-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2025-07-01
    LYONS, Sarah Elizabeth appointed
    director
  11. 2025-06-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2025-05-09
    FRANCIS, Clare Louise appointed
    director
  13. 2025-05-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2025-02-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2025-02-26
    TURNER, Jonathan Rory resigned
    director
  16. 2025-01-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2025-01-04
    PATTEN, Louise Alexandra Virginia, Lady resigned
    director
  18. 2024-12-20
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  19. 2024-12-17
    OTTERSON, Robert James appointed
    secretary
  20. 2024-09-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2024-08-31
    JENKIN, Elizabeth Anne resigned
    director
  22. 2024-08-09
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  23. 2024-07-26
    PEEL, Alistair Charles resigned
    secretary
  24. 2024-06-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2024-03-18
    📄
    termination-director-company
    officers · TM01
  26. 2024-03-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  27. 2024-03-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2024-03-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  29. 2024-03-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2024-03-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  31. 2024-03-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  32. 2024-03-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  33. 2024-03-14
    CRAWFORD, Charles Robertson appointed
    director
  34. 2024-03-14
    GREEN, Simon Anthony appointed
    director
  35. 2024-03-14
    LANGLEY, Susan Carol appointed
    director
  36. 2024-03-14
    SCOTT, Charles Douglas Knowles appointed
    director
  37. 2024-03-14
    BELTON, Michael Vincent resigned
    director
  38. 2024-03-14
    BUTLER, Alexander James Trelawney resigned
    director
  39. 2024-03-14
    THOROGOOD, Gina Claire resigned
    director
  40. 2024-03-14
    WILLIAMS-WALKER, Nicholas Toby resigned
    director
  41. 2023-07-31
    THOROGOOD, Gina Claire appointed
    director
  42. 2023-07-17
    BEHAGG, Simon James resigned
    director
  43. 2023-06-29
    KERTON, Ian Michael James appointed
    director
  44. 2023-06-26
    WAKEFIELD, Thomas resigned
    director
  45. 2022-10-18
    BUTLER, Alexander James Trelawney appointed
    director
  46. 2022-07-26
    BEHAGG, Simon James appointed
    director
  47. 2022-02-17
    WAKEFIELD, Thomas appointed
    director
  48. 2021-12-01
    JENKIN, Elizabeth Anne appointed
    director
  49. 2021-06-21
    COUSINS, David Michael Edwin appointed
    director
  50. 2021-01-01
    RICHMOND, Carol Ann resigned
    director
Showing most recent 50 of 175 events

Owner dependency

48/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -9 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Gallagher Holdings (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Gallagher Holdings (Uk) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ARTHUR J. GALLAGHER (UK) LIMITED
This company · 01193013

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Gallagher Holdings (Uk) Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1974-12-09
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

The Walbrook Building
25 Walbrook
London
EC4N 8AW

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-05-23
Last: 2025-05-09

Officers (10 active · 75 resigned)

OTTERSON, Robert James
secretary · appointed 2024-12-17
View their other companies + combined net worth →
Active
COUSINS, David Michael Edwin
director · ~53y · appointed 2021-06-21
View their other companies + combined net worth →
Active
CRAWFORD, Charles Robertson
director · ~62y · appointed 2024-03-14
View their other companies + combined net worth →
Active
FRANCIS, Clare Louise
director · ~57y · appointed 2025-05-09
View their other companies + combined net worth →
Active
GREEN, Simon Anthony
director · ~63y · appointed 2024-03-14
View their other companies + combined net worth →
Active
KERTON, Ian Michael James
director · ~54y · appointed 2023-06-29
View their other companies + combined net worth →
Active
LANGLEY, Susan Carol
director · ~63y · appointed 2024-03-14
View their other companies + combined net worth →
Active
LYONS, Sarah Elizabeth
director · ~56y · appointed 2025-07-01
View their other companies + combined net worth →
Active
RUSH, David James
director · ~61y · appointed 2025-10-27
View their other companies + combined net worth →
Active
SCOTT, Charles Douglas Knowles
director · ~53y · appointed 2024-03-14
View their other companies + combined net worth →
Active
CAVAZZI, Gary Mark
secretary · appointed 1992-10-09 · resigned 2006-01-18
Resigned
LLOYD, Jeffrey John
secretary · resigned 1992-09-07
Resigned
MCGOWAN, William Lindsay
secretary · appointed 2012-09-11 · resigned 2018-08-10
Resigned
NASTRI, Philip Anthony
secretary · appointed 2003-09-01 · resigned 2006-01-18
Resigned
PEEL, Alistair Charles
secretary · appointed 2018-08-10 · resigned 2024-07-26
Resigned
PFITZNER, Alissa Gai Pohl
secretary · appointed 2006-11-08 · resigned 2012-09-10
Resigned
EMCO (NOMINEES) LIMITED
corporate-secretary · appointed 2006-01-18 · resigned 2006-11-08
Resigned
AGNEW, Andrew Edelsten
director · ~68y · appointed 2016-02-09 · resigned 2017-07-07
Resigned
BARDEN, Graham Robert
director · ~76y · appointed 2001-04-24 · resigned 2003-04-30
Resigned
BARTON, Michael Keith
director · ~55y · appointed 2005-11-04 · resigned 2011-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
4
Outstanding
4
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC
Deed of charge over credit balances1 property14/10/199928/02/2013
outstanding
Lloyd's (A Statutory Corporation)as Trustee for the Creditors for the Time Beingof the Company in Respect of the Insurance Transactions
Deed of variation (made in addition to and modifying the security and trust deed dated 16TH august 1989 (the "principal deed") as modified by a deed of variation dated 20TH january 1994)1 property07/10/1999
outstanding
Lloyd's
Deed of variation1 property20/01/1994
outstanding
Lloyd's(A Statutory Corporation)
Security & trust deed1 property16/08/1989
outstanding
Lloyds Banking Group
The Corporation of Lloyds
Trust deed1 property23/02/1983
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (312 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-03-02
appoint-person-director-company-with-name-date
officers · AP01
2025-10-28
resolution
resolution · RESOLUTIONS
2025-10-08
memorandum-articles
incorporation · MA
2025-10-08
change-person-director-company-with-change-date
officers · CH01
2025-09-02
change-person-director-company-with-change-date
officers · CH01
2025-09-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-25
accounts-with-accounts-type-full
accounts · AA
2025-06-27
appoint-person-director-company-with-name-date
officers · AP01
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-09
termination-director-company-with-name-termination-date
officers · TM01
2025-02-27
termination-director-company-with-name-termination-date
officers · TM01
2025-01-07
appoint-person-secretary-company-with-name-date
officers · AP03
2024-12-20
termination-director-company-with-name-termination-date
officers · TM01
2024-09-03
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-09