ARTHUR J. GALLAGHER (UK) LIMITED
Opportunity 79/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
Refinance opportunity
5 live charges · 5 lenders · oldest 43.2y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 43.2 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 1 officers
Corporate timeline (175 events)Click to expand
- 2026-03-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-28➖DRUMMOND-SMITH, James resigneddirector
- 2025-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-27➕RUSH, David James appointeddirector
- 2025-10-08📄resolutionresolution · RESOLUTIONS
- 2025-10-08📄memorandum-articlesincorporation · MA
- 2025-09-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-01➕LYONS, Sarah Elizabeth appointeddirector
- 2025-06-27📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-09➕FRANCIS, Clare Louise appointeddirector
- 2025-05-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-26➖TURNER, Jonathan Rory resigneddirector
- 2025-01-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-04➖PATTEN, Louise Alexandra Virginia, Lady resigneddirector
- 2024-12-20📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-12-17➕OTTERSON, Robert James appointedsecretary
- 2024-09-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-31➖JENKIN, Elizabeth Anne resigneddirector
- 2024-08-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-26➖PEEL, Alistair Charles resignedsecretary
- 2024-06-02📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-18📄termination-director-companyofficers · TM01
- 2024-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-14➕CRAWFORD, Charles Robertson appointeddirector
- 2024-03-14➕GREEN, Simon Anthony appointeddirector
- 2024-03-14➕LANGLEY, Susan Carol appointeddirector
- 2024-03-14➕SCOTT, Charles Douglas Knowles appointeddirector
- 2024-03-14➖BELTON, Michael Vincent resigneddirector
- 2024-03-14➖BUTLER, Alexander James Trelawney resigneddirector
- 2024-03-14➖THOROGOOD, Gina Claire resigneddirector
- 2024-03-14➖WILLIAMS-WALKER, Nicholas Toby resigneddirector
- 2023-07-31➕THOROGOOD, Gina Claire appointeddirector
- 2023-07-17➖BEHAGG, Simon James resigneddirector
- 2023-06-29➕KERTON, Ian Michael James appointeddirector
- 2023-06-26➖WAKEFIELD, Thomas resigneddirector
- 2022-10-18➕BUTLER, Alexander James Trelawney appointeddirector
- 2022-07-26➕BEHAGG, Simon James appointeddirector
- 2022-02-17➕WAKEFIELD, Thomas appointeddirector
- 2021-12-01➕JENKIN, Elizabeth Anne appointeddirector
- 2021-06-21➕COUSINS, David Michael Edwin appointeddirector
- 2021-01-01➖RICHMOND, Carol Ann resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -9 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanGroup structure
Gallagher Holdings (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gallagher Holdings (Uk) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (10 active · 75 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 14/10/1999 | 28/02/2013 | |
| outstanding | Lloyd's (A Statutory Corporation)as Trustee for the Creditors for the Time Beingof the Company in Respect of the Insurance Transactions | Deed of variation (made in addition to and modifying the security and trust deed dated 16TH august 1989 (the "principal deed") as modified by a deed of variation dated 20TH january 1994) | 1 property | 07/10/1999 | — | |
| outstanding | Lloyd's | Deed of variation | 1 property | 20/01/1994 | — | |
| outstanding | Lloyd's(A Statutory Corporation) | Security & trust deed | 1 property | 16/08/1989 | — | |
| outstanding | Lloyds Banking Group The Corporation of Lloyds | Trust deed | 1 property | 23/02/1983 | — |