HEATH LAMBERT LIMITED
🌳Matureactive
01199129 · ltd · incorporated 1975-02-05
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
10 live charges · 10 lenders · oldest 43.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 43.2 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
100 officers (3 active, 100 linked, 94 with DOB)
89
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
28 connected companies via shared directors
90
Filing history
420 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (215 events)Click to expand
- 2025-07-14📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-15📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-26➖PEEL, Alistair Charles resignedsecretary
- 2023-10-06📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-10-17📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-11➕COUSINS, David Michael Edwin appointeddirector
- 2022-03-11➖RICHMOND, Carol Ann resigneddirector
- 2022-03-11➖SCOTT, Charles Douglas resigneddirector
- 2022-03-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-04➕WHITTINGHAM, James Oliver appointeddirector
- 2021-10-13📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-01📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-14📄accounts-with-accounts-type-fullaccounts · AA
- 2019-10-04📄accounts-with-accounts-type-fullaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2018-08-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-08-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-08-10➖MCGOWAN, William Lindsay resignedsecretary
- 2018-08-10➕PEEL, Alistair Charles appointedsecretary
- 2018-07-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-07-09➕SCOTT, Charles Douglas appointeddirector
- 2018-06-30➖STORY, Ian Graham resigneddirector
- 2018-06-15➖DRUMMOND-SMITH, James resigneddirector
- 2016-08-24➖CHILTON, Grahame David resigneddirector
- 2015-11-12➕REA, Michael Peter appointeddirector
- 2015-11-12➕CHILTON, Grahame David appointeddirector
- 2015-11-12➖CHILTON, Grahame David resigneddirector
- 2015-11-12➖GALLAGHER, Thomas Joseph resigneddirector
- 2015-11-12➖PIKE, Matthew William resigneddirector
- 2015-11-12➕RICHMOND, Carol Ann appointeddirector
- 2015-09-08➖ECKERT, Neil David resigneddirector
- 2015-05-01➕CHILTON, Grahame David appointeddirector
- 2015-04-29➕STORY, Ian Graham appointeddirector
- 2015-03-17➖DALGARNO, Sarah resigneddirector
- 2015-02-09➖ROSS, David Christopher resigneddirector
- 2015-01-26➖MUGGE, Mark Stephen resigneddirector
- 2014-12-31➖O'NEILL, Terry resigneddirector
- 2014-06-30➖COOPER-MITCHELL, Michael resigneddirector
- 2014-02-12➕DRUMMOND-SMITH, James appointeddirector
- 2013-06-19➖GALLAGHER, John Patrick resigneddirector
- 2013-02-13➕ECKERT, Neil David appointeddirector
- 2012-09-11➕MCGOWAN, William Lindsay appointedsecretary
- 2012-09-10➖PFITZNER, Alissa Gai Pohl resignedsecretary
- 2012-01-16➖COLOSSO, Adrian resigneddirector
- 2011-08-31➖BARTON, Michael Keith resigneddirector
Showing most recent 50 of 215 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryStable-but-static management: Company is 51 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Friary Intermediate Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Friary Intermediate Limited
Corporate parent · holds 75-100% shares · board control
⬇
HEATH LAMBERT LIMITED
This company · 01199129
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Friary Intermediate Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1975-02-05
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
The Walbrook Building
25 Walbrook
London
EC4N 8AW
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29
Officers (3 active · 99 resigned)
COUSINS, David Michael Edwin→
Activedirector · ~53y · appointed 2022-03-11
View their other companies + combined net worth →
REA, Michael Peter→
Activedirector · ~60y · appointed 2015-11-12
View their other companies + combined net worth →
WHITTINGHAM, James Oliver→
Activedirector · ~49y · appointed 2022-03-04
View their other companies + combined net worth →
BLOOMER, William David→
Resignedsecretary · appointed 2009-06-01 · resigned 2011-05-12
LEDAMUN, Alan Arthur→
Resignedsecretary · resigned 1994-11-30
MCGOWAN, William Lindsay→
Resignedsecretary · appointed 2012-09-11 · resigned 2018-08-10
PEEL, Alistair Charles→
Resignedsecretary · appointed 2018-08-10 · resigned 2024-07-26
PFITZNER, Alissa Gai Pohl→
Resignedsecretary · appointed 2011-05-12 · resigned 2012-09-10
HL CORPORATE SERVICES LIMITED→
Resignedcorporate-secretary · appointed 1994-11-30 · resigned 2009-06-01
BARNFIELD, Michael Andrew→
Resigneddirector · ~76y · resigned 2000-02-18
BARR, Graham Maxwell→
Resigneddirector · ~59y · appointed 2007-09-24 · resigned 2009-05-01
BARTINGTON, John→
Resigneddirector · ~90y · resigned 1995-07-14
BARTON, Michael Keith→
Resigneddirector · ~55y · appointed 2011-05-12 · resigned 2011-08-31
BECKER, Gerald Royston Lionel Kendall→
Resigneddirector · ~75y · resigned 1997-04-30
BEERH, Surinder Kumar→
Resigneddirector · ~74y · appointed 2003-12-12 · resigned 2004-07-22
BENNETT, Richard Michael→
Resigneddirector · ~72y · appointed 1994-11-14 · resigned 1996-08-09
BLACKER, Barry John→
Resigneddirector · ~82y · appointed 1997-08-25 · resigned 2000-02-21
BLACKSHIELDS, Brian Patrick→
Resigneddirector · ~84y · resigned 1998-09-01
BLOOMER, William David→
Resigneddirector · ~57y · appointed 2000-10-06 · resigned 2011-05-12
BRUCE, Michael Andrew→
Resigneddirector · ~64y · appointed 1998-12-04 · resigned 2009-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
0
Outstanding
0
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Santander UK PLC as Security Trustee for Each Bank Group Member | Composite guarantee and debenture | 1 property | 03/09/2010 | 26/05/2011 | |
| satisfied | Citibank Europe Citibank Europe PLC | Reinsurance deposit agreement | 1 property | 17/04/2007 | 14/07/2010 | |
| satisfied | National Westminster Bank as the Security Trustee National Westminster Bank PLC as the Security Trustee | A composite guarantee and debenture | 1 property | 26/05/2005 | 16/09/2010 | |
| satisfied | National Westminster Bank as Security Trustee for the Finance Parties (Security Trustee) National Westminster Bank PLC as Security Trustee for the Finance Parties (Security Trustee) | Charge | 1 property | 17/01/2005 | 19/08/2006 | |
| satisfied | Mulgate Investments Mulgate Investments Limited | Rental deposit deed | 1 property | 12/08/2004 | 01/12/2007 | |
| satisfied | National Westminster Bank as Security Trustee for the Secured Parties National Westminster Bank PLC as Security Trustee for the Secured Parties | Guarantee & debenture | 1 property | 17/12/2003 | 19/08/2006 | |
| satisfied | National Westminster Bank as Agent & Trustee for the Secured Parties National Westminster Bank PLC as Agent & Trustee for the Secured Parties | Guarantee & debenture | 1 property | 29/02/2000 | 09/01/2004 | |
| satisfied | Lloyd's (A Statutory Corporation)as Trustee for the Creditors for the Time the Company in Respect of Insurance Transactions | Deed of variation (made in addition to and modifying the security and trust deed dated 28 august 1989 (the "principal deed")) | 1 property | 05/10/1999 | 13/07/2000 | |
| satisfied | Lloydsct of Insurance Transactionsitors for the Time Being of the Company in Respe(A Statutory Corporation as Trustee for the Cred | Security and trust deed | 1 property | 23/08/1989 | 13/07/2000 | |
| satisfied | Lloyds Banking Group The Corporations of Lloyds | Trust deed | 1 property | 21/02/1983 | 05/04/2000 |
Recent filings (420 total)
accounts-with-accounts-type-full
accounts · AA
2025-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
accounts-with-accounts-type-full
accounts · AA
2024-08-15
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-full
accounts · AA
2023-10-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-29
accounts-with-accounts-type-full
accounts · AA
2022-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-01
termination-director-company-with-name-termination-date
officers · TM01
2022-03-18
termination-director-company-with-name-termination-date
officers · TM01
2022-03-18
appoint-person-director-company-with-name-date
officers · AP01
2022-03-15
appoint-person-director-company-with-name-date
officers · AP01
2022-03-09
accounts-with-accounts-type-full
accounts · AA
2021-10-13