ANDREW MERCER LIMITED
🌳Matureactive
01201496 · ltd · incorporated 1975-02-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Wholesale of textiles
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 76-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 76). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
11 live charges · 5 lenders · oldest 37.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 37.5 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
138 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-04-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-04-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-04-02➖KAPADIA, Ajay Babubhai resigneddirector
- 2018-04-01➖KAPADIA, Ajay Babubhai resignedsecretary
- 2018-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-06-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-06-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2013-12-23🔒Charge registered #11Lender: Matchmakers International Limited
- 2012-07-26➖KAPADIA, Saroj Babubhai resigneddirector
- 2009-03-31➖KAPADIA, Ramesh Babubhai, Professor resigneddirector
- 2008-11-18🔓Charge satisfied #1
- 2002-11-11➖KAPADIA, Babubhai Hiralal resigneddirector
- 1996-02-20🔒Charge registered #4Lender: Midland Bank PLC
- 1995-11-21🔒Charge registered #3Lender: Griffin Factors Limited
- 1995-08-11🔒Charge registered #2Lender: Bank of India
- 1993-02-01🔒Charge registered #1Lender: The Hongkong and Shanghai Banking Corporation Limited
- 1992-07-17➕KAPADIA, Mukesh Babubhai appointeddirector
- 1992-06-25➕KAPADIA, Babubhai Hiralal appointeddirector
- 1989-04-17🔒Charge registered #10Lender: Bank of India
- 1989-04-17🔒Charge registered #9Lender: Bank of India
- 1989-04-17🔒Charge registered #8Lender: Bank of India
- 1989-04-17🔒Charge registered #5Lender: Bank of India
- 1988-12-21🔒Charge registered #7Lender: Bank of India
- 1988-12-21🔒Charge registered #6Lender: Bank of India
- 1975-02-25🏢Company incorporatedAs ANDREW MERCER LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 51 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mukesh Babubhai Kapadia Individual · British · DOB 07/1950 · age 76 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Ajay Babubhai Kapadiaceased 31/03/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALLSKYMALL LIMITED→ 15888998 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALO MARKETING LIMITED→ 16260171 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALWAYS OFF-SEASON LIMITED→ 16557258 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMBASSADOR TAPES LIMITED→ 01623300 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
| AMPHOREA DIRECT LIMITED→ 11969345 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMTREX INTERNATIONAL LIMITED→ 10599648 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ANDRAC LIMITED→ 11043365 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ANDRAC MEDICAL LIMITED→ 11043609 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ANDREWS PHARMACY LIMITED→ 04339538 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ANGLO ENTERPRISES (UK) LTD→ 03997534 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ANN BALON LTD→ 04468428 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ANYTHING SHIPS ENTERPRISE LIMITED→ 16766044 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1975-02-25
Jurisdictionengland-wales
Primary SIC46410 — Wholesale of textiles
Registered office
1a Broadoak Road
Bramhall
Stockport
SK7 3BW
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-06-19
Last: 2026-06-05
Officers (2 active · 5 resigned)
KAPADIA, Mukesh Babubhai→
Activedirector · ~76y · appointed 1992-07-17
View their other companies + combined net worth →
Active
KAPADIA, Ajay Babubhai→
Resignedsecretary · resigned 2018-04-01
KAPADIA, Ajay Babubhai→
Resigneddirector · ~62y · resigned 2018-04-02
KAPADIA, Babubhai Hiralal→
Resigneddirector · ~107y · appointed 1992-06-25 · resigned 2002-11-11
KAPADIA, Ramesh Babubhai, Professor→
Resigneddirector · ~78y · resigned 2009-03-31
KAPADIA, Saroj Babubhai→
Resigneddirector · ~101y · resigned 2012-07-26
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
10
Outstanding
4
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Matchmakers International Matchmakers International Limited | A registered charge | 1 property | 23/12/2013 | — | |
| outstanding | Midland Bank Midland Bank PLC | Debenture | 1 property | 20/02/1996 | — | |
| outstanding | Griffin Factors Griffin Factors Limited | Fixed equitable charge | 1 property | 21/11/1995 | — | |
| outstanding | Bank of India | Debenture | 1 property | 11/08/1995 | — | |
| satisfied | The Hongkong and Shanghai Banking Corporation The Hongkong and Shanghai Banking Corporation Limited | Debenture | 1 property | 01/02/1993 | 18/11/2008 | |
| outstanding | Bank of India | Debenture | 1 property | 17/04/1989 | — | |
| outstanding | Bank of India | Debenture | 1 property | 17/04/1989 | — | |
| outstanding | Bank of India | Debenture | 1 property | 17/04/1989 | — | |
| outstanding | Bank of India | Debenture | 1 property | 17/04/1989 | — | |
| outstanding | Bank of India | Debenture | 1 property | 21/12/1988 | — | |
| outstanding | Bank of India | Debenture | 1 property | 21/12/1988 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (138 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-18
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-10