BAYFORD & CO. (DEVELOPMENTS) LIMITED

🌳Matureactive
01300346 · ltd · incorporated 1977-02-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
—
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 81-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 81). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

55 live charges · 6 lenders · oldest 46.8y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 46.8 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 55/100 (high).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
55 charges (55/55 with lender, 55/55 with type)
90
Directors & officers
16 officers (5 active, 16 linked, 13 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
222 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-06-29
Average employees600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
3
filings
  • • 2 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (131 events)Click to expand
  1. 2026-03-16
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  2. 2025-12-13
    📄
    accounts-with-accounts-type-small
    accounts · AA
  3. 2025-06-24
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  4. 2023-12-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2023-04-13
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2022-05-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2022-04-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2022-04-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2022-03-29
    ➕
    HALL, Timothy Stevenson appointed
    director
  10. 2022-03-29
    ➕
    RITCHIE, Christopher appointed
    director
  11. 2022-03-21
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2021-08-08
    📄
    accounts-with-accounts-type-small
    accounts · AA
  13. 2020-09-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2020-09-15
    ➕
    AUSTIN, Lindsay Elizabeth Mcphearson appointed
    director
  15. 2020-07-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2020-07-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2020-07-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2020-07-24
    🔒
    Charge registered #55
    Lender: Barclays Bank PLC
  19. 2020-07-24
    🔒
    Charge registered #54
    Lender: Barclays Bank PLC
  20. 2020-07-24
    🔒
    Charge registered #53
    Lender: Barclays Bank PLC
  21. 2020-04-29
    📄
    accounts-with-accounts-type-small
    accounts · AA
  22. 2019-03-19
    📄
    accounts-with-accounts-type-full
    accounts · AA
  23. 2018-04-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  24. 2015-01-23
    🔓
    Charge satisfied #52
  25. 2015-01-23
    🔓
    Charge satisfied #51
  26. 2015-01-23
    🔓
    Charge satisfied #50
  27. 2012-08-31
    ➖
    TURNER, Andrew Douglas Deacon resigned
    director
  28. 2012-01-24
    ➖
    SLATER, Elizabeth Anne resigned
    director
  29. 2010-08-13
    ➖
    HALL, Philip Stephen resigned
    secretary
  30. 2010-08-13
    ➖
    HALL, Philip Stephen resigned
    director
  31. 2009-11-25
    ➕
    SLATER, Elizabeth Anne appointed
    director
  32. 2009-03-27
    🔒
    Charge registered #52
    Lender: Hsbc Bank PLC
  33. 2009-03-27
    🔒
    Charge registered #51
    Lender: Hsbc Bank PLC
  34. 2009-03-27
    🔒
    Charge registered #50
    Lender: Hsbc Bank PLC
  35. 2009-03-24
    🔒
    Charge registered #49
    Lender: Barclays Bank PLC
  36. 2009-02-04
    🔓
    Charge satisfied #46
  37. 2009-02-04
    🔓
    Charge satisfied #45
  38. 2009-02-04
    🔓
    Charge satisfied #42
  39. 2009-02-04
    🔓
    Charge satisfied #39
  40. 2009-02-04
    🔓
    Charge satisfied #36
  41. 2009-02-04
    🔓
    Charge satisfied #32
  42. 2009-02-04
    🔓
    Charge satisfied #29
  43. 2009-02-04
    🔓
    Charge satisfied #28
  44. 2009-02-04
    🔓
    Charge satisfied #27
  45. 2009-02-04
    🔓
    Charge satisfied #25
  46. 2009-02-04
    🔓
    Charge satisfied #24
  47. 2009-02-04
    🔓
    Charge satisfied #23
  48. 2009-02-04
    🔓
    Charge satisfied #20
  49. 2009-02-04
    🔓
    Charge satisfied #19
  50. 2009-02-04
    🔓
    Charge satisfied #15
Showing most recent 50 of 131 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 81 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

19 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Bayford & Co Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bayford & Co Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
BAYFORD & CO. (DEVELOPMENTS) LIMITED
This company · 01300346

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bayford & Co Ltd
Corporate entity
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1977-02-25
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Bowcliffe Hall
Bramham
Wetherby
West Yorkshire
LS23 6LP

Filing status

Accounts
Next due: 2026-09-28
Last made up to: 2024-06-29
Confirmation statement
Next due: 2027-04-05
Last: 2026-03-22

Officers (5 active · 11 resigned)

AUSTIN, Lindsay Elizabeth Mcphearson→
director · ~49y · appointed 2020-09-15
View their other companies + combined net worth →
Active
HALL, Timothy Stevenson→
director · ~60y · appointed 2022-03-29
View their other companies + combined net worth →
Active
RITCHIE, Christopher→
director · ~50y · appointed 2022-03-29
View their other companies + combined net worth →
Active
TURNER, John Deacon→
director · ~81y
View their other companies + combined net worth →
Active
TURNER, Jonathan Charles Deacon→
director · ~60y · appointed 2004-01-30
View their other companies + combined net worth →
Active
DEAN, Christopher Graham→
secretary · appointed 1996-06-28 · resigned 2005-03-10
Resigned
HALL, Philip Stephen→
secretary · appointed 2005-03-11 · resigned 2010-08-13
Resigned
WATSON, Keith→
secretary · resigned 1996-06-28
Resigned
DEAN, Christopher Graham→
director · ~68y · appointed 2004-01-30 · resigned 2005-03-10
Resigned
FRYER, Donald Graham→
director · ~90y · resigned 1999-03-29
Resigned
HALL, Philip Stephen→
director · ~66y · appointed 2005-03-11 · resigned 2010-08-13
Resigned
NICHOLLS, Ian→
director · ~82y · appointed 1995-09-01 · resigned 1998-11-11
Resigned
SLATER, Elizabeth Anne→
director · ~61y · appointed 2009-11-25 · resigned 2012-01-24
Resigned
TURNER, Andrew Douglas Deacon→
director · ~56y · appointed 2004-01-30 · resigned 2012-08-31
Resigned
TURNER, David Deacon→
director · ~88y · resigned 2008-04-11
Resigned
WATSON, Keith→
director · ~90y · resigned 1999-03-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

55
Total charges
19
Outstanding
1
Active lenders
Status:Lender:55 of 55 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge2 properties24/07/2020—
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property24/07/2020—
outstanding
Barclays
Barclays Bank PLC
A registered charge—24/07/2020—
satisfied
HSBC
Hsbc Bank PLC
Security over cash deposit-direct1 property27/03/200923/01/2015
satisfied
HSBC
Hsbc Bank PLC
Charge over building contract, appointments and development agreement1 property27/03/200923/01/2015
satisfied
HSBC
Hsbc Bank PLC
Legal mortgage1 property27/03/200923/01/2015
outstanding
Barclays
Barclays Bank PLC
Debenture1 property24/03/2009—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property06/02/2006—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property06/02/2006—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property17/05/200504/02/2009
satisfied
John Deacon Turner and David Deacon Turner (The Security Trustees) as Agents and Securitytrustees for and on Behalf of Themselves and the Noteholders
Legal charge1 property30/01/200404/02/2009
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property29/07/2002—
outstanding
Barclays
Barclays Bank PLC
Further supplemental debenture supplemental to the first debenture dated 4TH march 1997 and deeds supplemental thereto1 property14/08/2000—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/06/200004/02/2009
outstanding
Barclays
Barclays Bank PLC
Further supplemental debenture (as defined)1 property05/10/1999—
outstanding
Barclays
Barclays Bank PLC
Further supplemental debenture (which is supplemental to the debenture dated 4TH march 1997 and the supplemental debenture dated 13TH january 1998)1 property10/11/1998—
satisfied
Home Group
Home Group Limited
Clause 7.13 of a lease (as defined)1 property17/06/199804/02/2009
outstanding
Barclays
Barclays Bank PLC
Supplemental debenture which is supplemental to the debenture dated 4TH march 19971 property13/01/1998—
outstanding
Barclays
Barclays Bank PLC
Debenture1 property04/03/1997—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property29/11/199604/02/2009
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property29/11/1996—
outstanding
Barclays
Barclays Bank PLC
Debenture1 property08/12/1995—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property25/08/199504/02/2009
outstanding
Barclays
Barclays Bank PLC
Legal charge2 properties09/05/1995—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property03/05/199508/03/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge2 properties22/12/199427/09/1995
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/12/199404/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/12/199404/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/12/199404/02/2009
outstanding
Barclays
Barclays Bank PLC
Floating charge—10/11/1993—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property02/04/199304/02/2009
satisfied
Barclays
Barclays Bank PLC
Charge and assignment1 property11/03/199304/02/2009
satisfied
Barclays
Barclays Bank PLC
Charge and assignment1 property21/01/199304/02/2009
satisfied
Barclays
Barclays Bank PLC
Charge and assignment1 property22/06/199205/03/1993
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/04/199214/05/1993
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/04/199204/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge2 properties18/10/199004/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property18/10/199025/10/2000
satisfied
Royal Trust Bank
Agreement1 property23/05/199022/06/1993
satisfied
Royal Trust Bank
Legal charge1 property23/05/199024/10/1994
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/03/199004/02/2009
satisfied
Hill Samuel Bank
Hill Samuel Bank Limited
Legal mortgage1 property12/01/199004/02/2009
satisfied
Hill Samuel Bank
Hill Samuel Bank Limited
Legal mortgage1 property12/01/199004/02/2009
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property26/09/1989—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property26/09/198904/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property26/09/198904/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge2 properties26/09/198925/10/2000
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property29/01/198922/12/1989
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property29/01/1989—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property05/01/1989—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property05/01/198914/02/1991
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property23/10/198704/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property03/10/197904/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property03/10/197904/02/2009
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property06/08/197904/02/2009
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (222 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-20
change-account-reference-date-company-previous-extended
accounts · AA01
2026-03-16
accounts-with-accounts-type-small
accounts · AA
2025-12-13
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-22
accounts-with-accounts-type-small
accounts · AA
2023-12-20
accounts-with-accounts-type-small
accounts · AA
2023-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-22
change-person-director-company-with-change-date
officers · CH01
2022-05-13
appoint-person-director-company-with-name-date
officers · AP01
2022-04-04
appoint-person-director-company-with-name-date
officers · AP01
2022-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-22
accounts-with-accounts-type-small
accounts · AA
2022-03-21
accounts-with-accounts-type-small
accounts · AA
2021-08-08