ADCAL LABELS LIMITED
- · Oldest live charge 47.2y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · oldest 47.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 47.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £803.7k | £815.8k |
| Current assets | £769.5k | £799.7k |
| Cash | £379.9k | £404.8k |
| Debtors | £338.4k | £343.4k |
| Net assets | £773.2k | £782.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (28 events)Click to expand
- 2025-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-28➕O'CONNOR, Karin Ann appointeddirector
- 2020-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2017-06-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-06-02➖MITCHELL, Paul Ronald resignedsecretary
- 2017-01-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-08-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-08-24➖O'CONNOR, Hubert Cyril, Dr resigneddirector
- 2004-08-18🔓Charge satisfied #2
- 2004-08-18🔓Charge satisfied #1
- 2003-10-11🔓Charge satisfied #3
- 1994-10-21🔒Charge registered #3Lender: Midland Bank PLC
- 1994-01-14➖HARTLEY, Diane Beatrice resignedsecretary
- 1994-01-14➕MITCHELL, Paul Ronald appointedsecretary
- 1994-01-14➖HARTLEY, Diane Beatrice resigneddirector
- 1983-01-10🔒Charge registered #2Lender: Midland Bank PLC
- 1979-02-23🔒Charge registered #1Lender: Midland Bank PLC
- 1977-03-11🏢Company incorporatedAs ADCAL LABELS LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Adcal Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Adcal Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 21/10/1994 | 11/10/2003 | |
| satisfied | Midland Bank Midland Bank PLC | Charge | 1 property | 10/01/1983 | 18/08/2004 | |
| satisfied | Midland Bank Midland Bank PLC | Floating charge | 1 property | 23/02/1979 | 18/08/2004 |