AUTO WARRANTY LIMITED
🌳Matureactive
01352500 · ltd · incorporated 1978-02-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 15.8y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-03-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-03-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-smallaccounts · AA
- 2020-04-27📄accounts-with-accounts-type-smallaccounts · AA
- 2019-12-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-07-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-06-26➖BROCK, David Andrew resigneddirector
- 2018-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-29➕HOWARD, Nicholas Scott appointeddirector
- 2018-11-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-09-28📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-09-25📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2018-09-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-09-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2018-09-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-09-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-09-19➕CLARK, Robert James appointedsecretary
- 2018-09-19➕CLARK, Robert James appointeddirector
- 2018-09-19➖MCPHEE, Alexander David resignedsecretary
- 2018-09-19➕BROCK, David Andrew appointeddirector
- 2018-09-19➖MCPHEE, Alexander David resigneddirector
- 2018-09-19➖SHAND, Robert Murray resigneddirector
- 2010-08-20🔒Charge registered #1Lender: National Westminster Bank PLC
- 1978-02-10🏢Company incorporatedAs AUTO WARRANTY LIMITED
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 48 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Mechanical Breakdown And General Insurance Services Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mechanical Breakdown And General Insurance Services Ltd
Corporate parent · holds 75-100% shares
⬇
AUTO WARRANTY LIMITED
This company · 01352500
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mechanical Breakdown And General Insurance Services Ltd Corporate entity | 75–100% | — | 75-100% shares | 19/09/2018 |
2 historic (ceased) PSCs
- Mr Robert Murray Shandceased 19/09/2018· 25-50% shares
- Mr Alexander David Mcpheeceased 19/09/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.R.OWEN INSURANCE SERVICES LIMITED→ 06944776 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AFT WEALTH MANAGEMENT LTD→ 13842021 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALDER FINANCIAL LIMITED→ 12404090 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALVERSTONE MORTGAGES LIMITED→ 13148840 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ARC INVESTMENT SERVICES LIMITED→ 12252777 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARCOT COMMERCIAL LTD→ 11693313 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARP DESIGN HOLDINGS LIMITED→ 10208287 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ATLAS CARD SERVICES LIMITED→ 11512718 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ATU INVESTMENTS LTD.→ 14197174 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AUGMENTUM CNOT TECHNOLOGY LIMITED→ 12348233 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AUTUMNHILL TWO LIMITED→ 14365090 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AVERLEY INVESTMENTS LIMITED→ 14898143 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1978-02-10
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Cobalt Business Exchange
Cobalt Park Way
Wallsend
NE28 9NZ
England
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-30
Last: 2026-01-16
Officers (3 active · 4 resigned)
CLARK, Robert James→
Activesecretary · appointed 2018-09-19
View their other companies + combined net worth →
CLARK, Robert James→
Activedirector · ~61y · appointed 2018-09-19
View their other companies + combined net worth →
HOWARD, Nicholas Scott→
Activedirector · ~68y · appointed 2018-11-29
View their other companies + combined net worth →
MCPHEE, Alexander David→
Resignedsecretary · resigned 2018-09-19
BROCK, David Andrew→
Resigneddirector · ~64y · appointed 2018-09-19 · resigned 2019-06-26
MCPHEE, Alexander David→
Resigneddirector · ~81y · resigned 2018-09-19
SHAND, Robert Murray→
Resigneddirector · ~76y · resigned 2018-09-19
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 20/08/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (102 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-16
accounts-with-accounts-type-dormant
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-16
accounts-with-accounts-type-dormant
accounts · AA
2023-12-19
accounts-with-accounts-type-dormant
accounts · AA
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-20
accounts-with-accounts-type-dormant
accounts · AA
2022-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-17
accounts-with-accounts-type-small
accounts · AA
2021-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-18
accounts-with-accounts-type-small
accounts · AA
2020-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2019-12-27