ALBANWISE LIMITED
- 68209Other letting and operating of own or leased real estate
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 71). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
76 live charges · 9 lenders · oldest 46.7y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 46.7 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (167 events)Click to expand
- 2025-11-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-11-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-30🔒Charge registered #77Lender: National Westminster Bank PLC
- 2025-06-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-06-02📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-02-13📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-02-13📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-02-12➕SHAH, Darshan Jitendrakumar appointedsecretary
- 2025-02-12➖TAYLOR, Yvonne resignedsecretary
- 2024-12-23📄mortgage-satisfy-charge-partmortgage · MR04
- 2024-12-23📄mortgage-satisfy-charge-partmortgage · MR04
- 2024-12-23📄mortgage-satisfy-charge-partmortgage · MR04
- 2024-12-23📄mortgage-satisfy-charge-partmortgage · MR04
- 2024-12-23📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2024-09-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-03➖PLATT, Michael Anthony resigneddirector
- 2024-07-30📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-18🔒Charge registered #76Lender: National Westminster Bank PLC
- 2024-04-18🔒Charge registered #75Lender: Hsbc UK Bank PLC
- 2024-03-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-11🔒Charge registered #74Lender: Hsbc UK Bank PLC
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-08🔓Charge satisfied #13
- 2024-02-05🔒Charge registered #73Lender: National Westminster Bank PLC
- 2024-02-05🔒Charge registered #72Lender: National Westminster Bank PLC
- 2024-02-05🔒Charge registered #71Lender: National Westminster Bank PLC
- 2024-02-05🔒Charge registered #70Lender: National Westminster Bank PLC
- 2024-02-05🔒Charge registered #69Lender: National Westminster Bank PLC
- 2024-02-05🔒Charge registered #68Lender: National Westminster Bank PLC
- 2023-05-11🔒Charge registered #67Lender: Hsbc UK Bank PLC
- 2023-05-11🔒Charge registered #66Lender: Hsbc UK Bank PLC
- 2023-05-11🔒Charge registered #65Lender: Hsbc UK Bank PLC
- 2023-05-11🔒Charge registered #64Lender: Hsbc UK Bank PLC
- 2023-05-11🔒Charge registered #63Lender: Hsbc UK Bank PLC
- 2023-05-11🔒Charge registered #62Lender: Hsbc UK Bank PLC
- 2022-11-25🔒Charge registered #61Lender: Hsbc UK Bank PLC
- 2022-11-25🔒Charge registered #60Lender: Hsbc UK Bank PLC
- 2022-11-25🔒Charge registered #59Lender: Hsbc UK Bank PLC
- 2022-11-25🔒Charge registered #58Lender: Hsbc UK Bank PLC
- 2022-11-25🔒Charge registered #57Lender: Hsbc UK Bank PLC
- 2022-11-25🔒Charge registered #56Lender: Hsbc UK Bank PLC
- 2022-04-04🔒Charge registered #55Lender: Hsbc UK Bank PLC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Albanwise Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Albanwise Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/10/2025 |
3 historic (ceased) PSCs
- Wallace Partnership Group Limitedceased 31/10/2025· 75-100% shares · 75-100% voting · board control
- Albanwise Wallace Estates Limitedceased 17/09/2019· 75-100% shares · 75-100% voting · board control
- Count Luca Rinaldo Contardo Padulliceased 17/09/2019· 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 23 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/09/2025 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 18/04/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | — | 18/04/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/03/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/02/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/02/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/02/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/02/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/02/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/02/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/05/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/05/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/05/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/05/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/05/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/05/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/11/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/11/2022 | — | |
| part-satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/11/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/11/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/11/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/11/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 10 properties | 04/04/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 04/04/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 24/09/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 2 properties | 24/09/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 24/09/2020 | — | |
| part-satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 12 properties | 24/09/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 4 properties | 24/09/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 5 properties | 28/05/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 4 properties | 24/03/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 24/03/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 19/03/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 19/03/2020 | — | |
| part-satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 2 properties | 19/03/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 19/03/2020 | — | |
| part-satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 6 properties | 19/03/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 7 properties | 19/03/2020 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) Acting Through Its Norwich Branch | A registered charge | 1 property | 02/11/2018 | 05/10/2020 | |
| satisfied | Svenska Handelsbanken Ab (Publ) Acting Through Its Norwich Branch. | A registered charge | 2 properties | 20/09/2018 | 05/10/2020 | |
| satisfied | Edward Wootton | Legal charge | 1 property | 10/09/2009 | 21/06/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 10/09/2009 | 04/07/2018 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/06/2009 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/06/2009 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/06/2009 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/06/2009 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/06/2009 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/06/2009 | 03/03/2012 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 30/04/2008 | 03/03/2012 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 30/11/2007 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 17/10/2007 | 04/07/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/07/2007 | 04/07/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/05/2007 | 21/10/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 2 properties | 20/04/2007 | 03/03/2012 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 18/12/2006 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/08/2004 | 21/10/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/08/2004 | 21/10/2010 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/08/2004 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/08/2004 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/08/2004 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/08/2004 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 27/05/2004 | 29/01/2016 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 2 properties | 13/05/2004 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 13/05/2004 | — | |
| satisfied | Albanwise Albanwise Limited | Legal and equitable charge | 1 property | 07/04/2004 | 08/02/2024 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 02/10/2000 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 22/10/1999 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 30/09/1997 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 30/09/1997 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 29/09/1995 | 03/03/2012 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 29/09/1995 | 04/07/2018 | |
| satisfied | Agricultural Mortgage Corporation Agricultural Mortgage Corporation PLC | Deed of transitional charge | 1 property | 30/03/1994 | 05/10/1995 | |
| satisfied | Agricultural Mortgage Corporation Agricultural Mortgage Corporation PLC | Legal charge | 1 property | 30/03/1994 | 05/10/1995 | |
| satisfied | The Agricultural Mortgage Corporation . The Agricultural Mortgage Corporation PLC. | Legal charge | 1 property | 01/10/1991 | 05/10/1995 | |
| satisfied | The Agricultural Mortgage Corporation . The Agricultural Mortgage Corporation PLC. | Legal charge | 1 property | 01/02/1991 | 04/06/1998 | |
| satisfied | NatWest Group Coutts and Company. | Legal mortgage | 1 property | 11/10/1979 | 15/04/1994 |