ALBANWISE LIMITED

🌳Matureactive
01359468 · ltd · incorporated 1978-03-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 71). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

76 live charges · 9 lenders · oldest 46.7y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 46.7 years old — likely at or near maturity.
  • · 9 lenders named — inter-creditor friction likely.
  • · Legal-friction score 55/100 (high).

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
76 charges (76/76 with lender, 76/76 with type)
90
Directors & officers
26 officers (3 active, 26 linked, 16 with DOB)
82
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
316 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (167 events)Click to expand
  1. 2025-11-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  2. 2025-11-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-10-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-09-30
    🔒
    Charge registered #77
    Lender: National Westminster Bank PLC
  5. 2025-06-13
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  6. 2025-06-02
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  7. 2025-02-13
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  8. 2025-02-13
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2025-02-12
    SHAH, Darshan Jitendrakumar appointed
    secretary
  10. 2025-02-12
    TAYLOR, Yvonne resigned
    secretary
  11. 2024-12-23
    📄
    mortgage-satisfy-charge-part
    mortgage · MR04
  12. 2024-12-23
    📄
    mortgage-satisfy-charge-part
    mortgage · MR04
  13. 2024-12-23
    📄
    mortgage-satisfy-charge-part
    mortgage · MR04
  14. 2024-12-23
    📄
    mortgage-satisfy-charge-part
    mortgage · MR04
  15. 2024-12-23
    📄
    mortgage-charge-part-release-with-charge-number
    mortgage · MR05
  16. 2024-09-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2024-09-03
    PLATT, Michael Anthony resigned
    director
  18. 2024-07-30
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  19. 2024-04-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2024-04-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2024-04-18
    🔒
    Charge registered #76
    Lender: National Westminster Bank PLC
  22. 2024-04-18
    🔒
    Charge registered #75
    Lender: Hsbc UK Bank PLC
  23. 2024-03-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2024-03-11
    🔒
    Charge registered #74
    Lender: Hsbc UK Bank PLC
  25. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  27. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  29. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  30. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  31. 2024-02-08
    🔓
    Charge satisfied #13
  32. 2024-02-05
    🔒
    Charge registered #73
    Lender: National Westminster Bank PLC
  33. 2024-02-05
    🔒
    Charge registered #72
    Lender: National Westminster Bank PLC
  34. 2024-02-05
    🔒
    Charge registered #71
    Lender: National Westminster Bank PLC
  35. 2024-02-05
    🔒
    Charge registered #70
    Lender: National Westminster Bank PLC
  36. 2024-02-05
    🔒
    Charge registered #69
    Lender: National Westminster Bank PLC
  37. 2024-02-05
    🔒
    Charge registered #68
    Lender: National Westminster Bank PLC
  38. 2023-05-11
    🔒
    Charge registered #67
    Lender: Hsbc UK Bank PLC
  39. 2023-05-11
    🔒
    Charge registered #66
    Lender: Hsbc UK Bank PLC
  40. 2023-05-11
    🔒
    Charge registered #65
    Lender: Hsbc UK Bank PLC
  41. 2023-05-11
    🔒
    Charge registered #64
    Lender: Hsbc UK Bank PLC
  42. 2023-05-11
    🔒
    Charge registered #63
    Lender: Hsbc UK Bank PLC
  43. 2023-05-11
    🔒
    Charge registered #62
    Lender: Hsbc UK Bank PLC
  44. 2022-11-25
    🔒
    Charge registered #61
    Lender: Hsbc UK Bank PLC
  45. 2022-11-25
    🔒
    Charge registered #60
    Lender: Hsbc UK Bank PLC
  46. 2022-11-25
    🔒
    Charge registered #59
    Lender: Hsbc UK Bank PLC
  47. 2022-11-25
    🔒
    Charge registered #58
    Lender: Hsbc UK Bank PLC
  48. 2022-11-25
    🔒
    Charge registered #57
    Lender: Hsbc UK Bank PLC
  49. 2022-11-25
    🔒
    Charge registered #56
    Lender: Hsbc UK Bank PLC
  50. 2022-04-04
    🔒
    Charge registered #55
    Lender: Hsbc UK Bank PLC
Showing most recent 50 of 167 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

55 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Albanwise Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Albanwise Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ALBANWISE LIMITED
This company · 01359468

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Albanwise Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control31/10/2025
3 historic (ceased) PSCs
  • Wallace Partnership Group Limitedceased 31/10/2025· 75-100% shares · 75-100% voting · board control
  • Albanwise Wallace Estates Limitedceased 17/09/2019· 75-100% shares · 75-100% voting · board control
  • Count Luca Rinaldo Contardo Padulliceased 17/09/2019· 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1978-03-22
Jurisdictionengland-wales
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds

Registered office

Botanic House
Hills Road
Cambridge
CB2 1PH
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03

Officers (3 active · 23 resigned)

SHAH, Darshan Jitendrakumar
secretary · appointed 2025-02-12
View their other companies + combined net worth →
Active
JARVIS, Philip Edmund
director · ~64y · appointed 2021-07-19
View their other companies + combined net worth →
Active
PADULLI, Luca Rinaldo Contardo
director · ~71y · appointed 2006-02-20
View their other companies + combined net worth →
Active
BARNETT, Martin Christoiher
secretary · appointed 1997-02-07 · resigned 1999-05-28
Resigned
GRANT, Janine
secretary · appointed 2005-11-01 · resigned 2020-12-15
Resigned
HUTCHINGS, Richard Edward Keith
secretary · appointed 1999-05-28 · resigned 1999-12-14
Resigned
HUTCHINGS, Richard Edward Keith
secretary · appointed 1994-10-24 · resigned 1997-02-07
Resigned
KENNEDY, William Kevin
secretary · resigned 1994-07-05
Resigned
PETERS, Simon
secretary · appointed 1999-12-14 · resigned 2001-04-20
Resigned
STANFIELD, Glynne
secretary · appointed 1994-07-05 · resigned 1994-10-24
Resigned
SWIM, Brandon
secretary · appointed 2001-11-02 · resigned 2005-11-01
Resigned
TAYLOR, Yvonne
secretary · appointed 2020-12-15 · resigned 2025-02-12
Resigned
DAY, Peter Thomas
director · ~80y · resigned 2016-12-31
Resigned
HOPPER, Terence William
director · ~72y · appointed 2002-10-01 · resigned 2006-08-31
Resigned
HUTCHINGS, Richard Edward Keith
director · ~62y · appointed 1997-02-07 · resigned 2001-07-20
Resigned
JOHNSON, Richard Bruce Fiske
director · ~63y · appointed 2002-10-01 · resigned 2006-08-31
Resigned
LAWSON, Timothy James
director · ~84y · resigned 1997-02-07
Resigned
LEE, William Gavin
director · ~62y · appointed 2006-09-01 · resigned 2016-12-31
Resigned
MAHONEY, David John
director · ~60y · appointed 2014-03-14 · resigned 2014-12-08
Resigned
PADULLI, Luca Rinaldo Contardo, Count
director · ~71y · appointed 1994-07-05 · resigned 1999-11-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

76
Total charges
55
Outstanding
2
Active lenders
Status:Lender:76 of 76 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property30/09/2025
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge18/04/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge18/04/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/03/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property05/02/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property05/02/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property05/02/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property05/02/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property05/02/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property05/02/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/05/2023
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/05/2023
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/05/2023
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/05/2023
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/05/2023
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property11/05/2023
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/11/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/11/2022
part-satisfied
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/11/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/11/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/11/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property25/11/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge10 properties04/04/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property04/04/2022
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property24/09/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge2 properties24/09/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property24/09/2020
part-satisfied
HSBC
Hsbc UK Bank PLC
A registered charge12 properties24/09/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge4 properties24/09/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge5 properties28/05/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge4 properties24/03/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property24/03/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property19/03/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property19/03/2020
part-satisfied
HSBC
Hsbc UK Bank PLC
A registered charge2 properties19/03/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property19/03/2020
part-satisfied
HSBC
Hsbc UK Bank PLC
A registered charge6 properties19/03/2020
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge7 properties19/03/2020
satisfied
Svenska Handelsbanken Ab (Publ) Acting Through Its Norwich Branch
A registered charge1 property02/11/201805/10/2020
satisfied
Svenska Handelsbanken Ab (Publ) Acting Through Its Norwich Branch.
A registered charge2 properties20/09/201805/10/2020
satisfied
Edward Wootton
Legal charge1 property10/09/200921/06/2018
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property10/09/200904/07/2018
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property26/06/2009
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property26/06/2009
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property26/06/2009
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property26/06/2009
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property26/06/2009
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property08/06/200903/03/2012
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property30/04/200803/03/2012
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property30/11/2007
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property17/10/200704/07/2018
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property26/07/200704/07/2018
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property01/05/200721/10/2010
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge2 properties20/04/200703/03/2012
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property18/12/2006
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/08/200421/10/2010
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/08/200421/10/2010
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/08/2004
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/08/2004
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/08/2004
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/08/2004
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property27/05/200429/01/2016
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge2 properties13/05/2004
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property13/05/2004
satisfied
Albanwise
Albanwise Limited
Legal and equitable charge1 property07/04/200408/02/2024
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property02/10/2000
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property22/10/1999
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property30/09/1997
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property30/09/1997
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property29/09/199503/03/2012
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property29/09/199504/07/2018
satisfied
Agricultural Mortgage Corporation
Agricultural Mortgage Corporation PLC
Deed of transitional charge1 property30/03/199405/10/1995
satisfied
Agricultural Mortgage Corporation
Agricultural Mortgage Corporation PLC
Legal charge1 property30/03/199405/10/1995
satisfied
The Agricultural Mortgage Corporation .
The Agricultural Mortgage Corporation PLC.
Legal charge1 property01/10/199105/10/1995
satisfied
The Agricultural Mortgage Corporation .
The Agricultural Mortgage Corporation PLC.
Legal charge1 property01/02/199104/06/1998
satisfied
NatWest Group
Coutts and Company.
Legal mortgage1 property11/10/197915/04/1994
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (316 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-11-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02
change-person-secretary-company-with-change-date
officers · CH03
2025-06-13
accounts-with-accounts-type-medium
accounts · AA
2025-06-02
appoint-person-secretary-company-with-name-date
officers · AP03
2025-02-13
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-13
mortgage-satisfy-charge-part
mortgage · MR04
2024-12-23
mortgage-satisfy-charge-part
mortgage · MR04
2024-12-23
mortgage-satisfy-charge-part
mortgage · MR04
2024-12-23
mortgage-satisfy-charge-part
mortgage · MR04
2024-12-23
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
termination-director-company-with-name-termination-date
officers · TM01
2024-09-05