GIBBS DENLEY FINANCIAL SERVICES LIMITED
🌳Matureactive
01371323 · ltd · incorporated 1978-05-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · high confidence
Thesis has shifted recently — watch for confirmation.
- · Lifecycle stage: zombie → mature
- · Investment thesis: zombie_hold → unclassified
- · Deal-killer verdict: workable → clean
What changed my view
Last 30 days
Picture improved over the last 30 days — 2 positive signals vs 0 negative.
- ↑Lifecycle stage: zombie → mature
- ·Investment thesis: zombie_hold → unclassified
- ↑Deal-killer verdict: workable → clean
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
65/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 65/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
24 officers (2 active, 24 linked, 20 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
175 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2026-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-31➕FRANCIS, John Barry William appointeddirector
- 2026-01-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-18➕FRANCIS, John Barry William appointeddirector
- 2025-12-18➖FRANCIS, John Barry William resigneddirector
- 2025-12-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-04➖HAWKESLEY, Caroline Michelle resigneddirector
- 2025-11-19➖REES, Simon resigneddirector
- 2025-11-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-03➖THOMAS, Charlotte Emily resigneddirector
- 2025-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-07📄legacyaccounts · PARENT_ACC
- 2025-10-07📄legacyother · AGREEMENT2
- 2025-10-07📄legacyother · GUARANTEE2
- 2025-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-27📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-05-27📄legacycapital · SH20
- 2025-05-27⚠️legacyinsolvency · CAP-SS
- 2025-05-27📄resolutionresolution · RESOLUTIONS
- 2025-03-04➕WOOD, Thomas Francis appointeddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-03➖MOLES, Neil Anthony resigneddirector
- 2024-10-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-30📄legacyaccounts · PARENT_ACC
- 2024-10-30📄legacyother · AGREEMENT2
- 2024-10-30📄legacyother · GUARANTEE2
- 2024-07-29➖DENLEY, Mark Norman resignedsecretary
- 2024-07-29➖DENLEY, Mark Norman resigneddirector
- 2024-07-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-07-05➖ARMSTRONG, Lee resigneddirector
- 2023-07-05➖CORDERY, Siobhan resigneddirector
- 2023-07-05➕HAWKESLEY, Caroline Michelle appointeddirector
- 2023-07-05➕MOLES, Neil Anthony appointeddirector
- 2023-07-05➕THOMAS, Charlotte Emily appointeddirector
- 2022-04-07➕ARMSTRONG, Lee appointeddirector
- 2022-02-21➕CORDERY, Siobhan appointeddirector
- 2020-11-11➖ELLIS, David Richard resigneddirector
- 2017-06-09➖GIBBS, Paul Derrick resigneddirector
- 2017-06-09➕REES, Simon appointeddirector
- 2017-06-09➖WELLER, Richard resigneddirector
- 2009-07-31➖LANDER, Simon John resigneddirector
- 2008-01-21➖COOK, David Stanley resigneddirector
- 2008-01-21➖LING, Christopher Patrick resigneddirector
- 2008-01-11➕LANDER, Simon John appointeddirector
- 2006-08-02➕DENLEY, Mark Norman appointedsecretary
- 2006-08-02➖LING, Christopher Patrick resignedsecretary
Showing most recent 50 of 64 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-05-27: legacy
4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FRANCIS, John Barry William resigned 2025-12-18; HAWKESLEY, Caroline Michelle resigned 2025-12-04; REES, Simon resigned 2025-11-19
Group structure
Gibbs Denley Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Gibbs Denley Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
GIBBS DENLEY FINANCIAL SERVICES LIMITED
This company · 01371323
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gibbs Denley Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRIS SOUTH EQUITY RELEASE SPECIALIST LTD→ 11450617 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CREATIVE FINANCIAL SERVICES LTD→ 15538710 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CROSSFADER INVESTMENTS LTD→ 12984841 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CUMBERLAND INVESTMENTS LIMITED→ 10427412 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CYSTAR INSURANCE SERVICES LIMITED→ 05118839 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| D C G FINANCIAL PLANNING SOLUTIONS LTD→ 09355519 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| DAVID ROBERTS INVESTMENTS LIMITED→ 04604515 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| DBA WEALTH MANAGEMENT LTD→ 06612806 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| DINACO LTD→ 16655834 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DNRW UNLIMITED→ 14550648 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DOBSON BRUCE LTD→ 09621242 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| DOLITTLE INVESTMENT COMPANY→ 13626676 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1978-05-31
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
1a Tower Square
Leeds
LS1 4DL
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-06-20
Last: 2026-06-06
Officers (2 active · 22 resigned)
FRANCIS, John Barry William→
Activedirector · ~46y · appointed 2026-05-31
View their other companies + combined net worth →
WOOD, Thomas Francis→
Activedirector · ~54y · appointed 2025-03-04
View their other companies + combined net worth →
COOK, David Stanley→
Resignedsecretary · resigned 2004-06-24
DENLEY, Mark Norman→
Resignedsecretary · appointed 2006-08-02 · resigned 2024-07-29
LING, Christopher Patrick→
Resignedsecretary · appointed 2004-06-24 · resigned 2006-08-02
WESTGATE, Jacynth Ruth→
Resignedsecretary · resigned 2006-08-02
ARMSTRONG, Lee→
Resigneddirector · ~55y · appointed 2022-04-07 · resigned 2023-07-05
COOK, David Stanley→
Resigneddirector · ~85y · resigned 2008-01-21
CORDERY, Siobhan→
Resigneddirector · ~50y · appointed 2022-02-21 · resigned 2023-07-05
DENLEY, Mark Norman→
Resigneddirector · ~63y · appointed 2006-08-02 · resigned 2024-07-29
ELLIS, David Richard→
Resigneddirector · ~65y · appointed 2006-08-02 · resigned 2020-11-11
FRANCIS, John Barry William→
Resigneddirector · ~46y · appointed 2025-12-18 · resigned 2025-12-18
GIBBS, Paul Derrick→
Resigneddirector · ~59y · appointed 2006-08-02 · resigned 2017-06-09
HAWKESLEY, Caroline Michelle→
Resigneddirector · ~52y · appointed 2023-07-05 · resigned 2025-12-04
LANDER, Simon John→
Resigneddirector · ~61y · appointed 2008-01-11 · resigned 2009-07-31
LING, Christopher Patrick→
Resigneddirector · ~84y · resigned 2008-01-21
MANNING, Andy→
Resigneddirector · ~64y · appointed 1997-02-13 · resigned 2006-07-21
MOLES, Neil Anthony→
Resigneddirector · ~47y · appointed 2023-07-05 · resigned 2025-02-03
PETHERBRIDGE, Kenneth Richard David→
Resigneddirector · ~81y · appointed 1994-09-20 · resigned 2000-03-20
REES, Simon→
Resigneddirector · ~37y · appointed 2017-06-09 · resigned 2025-11-19
Click a director name to see their full track record across all companies.
Recent filings (175 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-19
appoint-person-director-company-with-name-date
officers · AP01
2026-06-02
termination-director-company-with-name-termination-date
officers · TM01
2026-01-29
appoint-person-director-company-with-name-date
officers · AP01
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-12-18
termination-director-company-with-name-termination-date
officers · TM01
2025-12-05
termination-director-company-with-name-termination-date
officers · TM01
2025-11-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-07
legacy
accounts · PARENT_ACC
2025-10-07
legacy
other · AGREEMENT2
2025-10-07
legacy
other · GUARANTEE2
2025-10-07
change-person-director-company-with-change-date
officers · CH01
2025-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-13
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-05-27
legacy
capital · SH20
2025-05-27