MOUNTCURZON LIMITED
Opportunity 77/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
18 live charges · 7 lenders · oldest 45.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 45.1 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (57 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-23🔒Charge registered #18Lender: The Royal Bank of Scotland PLC
- 2024-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-24🔓Charge satisfied #12
- 2022-10-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-19🔓Charge satisfied #13
- 2022-10-19🔓Charge satisfied #10
- 2022-10-19🔓Charge satisfied #6
- 2022-10-14🔒Charge registered #17Lender: Coutts & Company
- 2022-07-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-21🔒Charge registered #16Lender: Weatherby's Bank Limited
- 2021-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-11-05🔓Charge satisfied #4
- 2020-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-20➖LAW, Alexander William George resigneddirector
- 2019-09-18🔓Charge satisfied #11
- 2019-09-01➕LAW, David Jonathan Mark appointeddirector
- 2018-12-17🔓Charge satisfied #14
- 2016-02-15🔒Charge registered #15Lender: The Royal Bank of Scotland PLC
- 2016-01-21🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2015-10-27🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2014-02-02➕LAW, Sandra Lorraine appointeddirector
- 2013-01-01➕GARDNER, Keith Grant appointeddirector
- 2012-03-09🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2011-12-22🔓Charge satisfied #9
- 2011-12-22🔓Charge satisfied #8
- 2011-12-22🔓Charge satisfied #7
- 2011-12-21🔓Charge satisfied #5
- 2011-01-31🔓Charge satisfied #3
- 2011-01-26🔒Charge registered #11Lender: Adam & Company PLC
- 2006-10-05➕LAW, Alexander William George appointeddirector
- 1999-07-08🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 1998-08-27➖LAW, Victor Richard resigneddirector
- 1998-01-30🔒Charge registered #9Lender: Midland Bank PLC
- 1998-01-30🔒Charge registered #8Lender: Midland Bank PLC
- 1993-07-12🔒Charge registered #7Lender: The Hongkong and Shanghai Banking Corporation Limited
- 1992-08-10🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 1992-08-10🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 82 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 48 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mountcurzon Securities Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mountcurzon Securities Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 100 CURTAIN ROAD LIMITED→ 16922334 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1000 PROPERTIES LIMITED→ 11283598 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 23/05/2025 | — | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 14/10/2022 | — | |
| outstanding | Weatherby's Bank Weatherby's Bank Limited | A registered charge | 1 property | 21/07/2022 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/02/2016 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 21/01/2016 | 17/12/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 27/10/2015 | 19/10/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 09/03/2012 | 24/10/2022 | |
| satisfied | Adam & Company Adam & Company PLC | Legal charge | 2 properties | 26/01/2011 | 18/09/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 08/07/1999 | 19/10/2022 | |
| satisfied | Midland Bank Midland Bank PLC | Third party floating charge | 1 property | 30/01/1998 | 22/12/2011 | |
| satisfied | Midland Bank Midland Bank PLC | Third party legal charge | 2 properties | 30/01/1998 | 22/12/2011 | |
| satisfied | The Hongkong and Shanghai Banking Corporation The Hongkong and Shanghai Banking Corporation Limited | Legal charge | 2 properties | 12/07/1993 | 22/12/2011 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 10/08/1992 | 19/10/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 10/08/1992 | 21/12/2011 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 10/08/1992 | 05/11/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 02/03/1992 | 31/01/2011 | |
| satisfied | Manufacturers Hanover Trust Company | Charge | 1 property | 15/07/1981 | 25/03/1992 | |
| satisfied | Manufacturers Hanover Trust Company | Legal charge | 1 property | 10/03/1981 | 25/03/1992 |