BERNARD J. ARNULL & CO. LIMITED
🌳Matureactive
01385056 · ltd · incorporated 1978-08-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 42.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£144.3k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
PursueAsset-holding vehicle with a 67-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · oldest 42.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 42.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
9 officers (2 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £144,273
Cash YoY
+3%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£157k
↑ 2.8% YoY
Net Worth
£144k
↑ 2.8% YoY
Current Assets
£178k
↑ 15% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £144.3k | £140.4k |
| Current assets | £177.7k | £155.1k |
| Cash | £156.9k | £152.6k |
| Debtors | £19.8k | £1.4k |
| Net assets | £144.3k | £140.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-07-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-02-04🔓Charge satisfied #4
- 2019-02-04🔓Charge satisfied #3
- 2019-02-04🔓Charge satisfied #2
- 2018-10-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-10-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-09-21➕CARNE, Bruce John appointeddirector
- 2017-09-21➕CARNE, John David appointeddirector
- 2017-09-21➖HELY, Sandra Teresa resignedsecretary
- 2017-09-21➖ARNULL, Jeremy Paul resigneddirector
- 2017-09-21➖HELY, Sandra Teresa resigneddirector
- 2017-09-21➖HELY, Timothy resigneddirector
- 2017-07-08🔓Charge satisfied #1
- 2000-06-01➕HELY, Sandra Teresa appointedsecretary
- 2000-06-01➕HELY, Timothy appointeddirector
- 2000-05-31➖ARNULL, Vera Doreen resignedsecretary
- 2000-05-31➖ARNULL, Vera Doreen resigneddirector
- 1995-10-11➖ARNULL, Bernard Joseph resigneddirector
- 1989-07-27🔒Charge registered #4Lender: Barclays Bank PLC
- 1989-01-19🔒Charge registered #3Lender: Barclays Bank PLC
- 1988-08-24🔒Charge registered #2Lender: Barclays Bank PLC
- 1984-05-25🔒Charge registered #1Lender: Barclays Bank PLC
- 1978-08-21🏢Company incorporatedAs BERNARD J. ARNULL & CO. LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 48 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Jdc Tiling Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Jdc Tiling Ltd
Corporate parent · holds 75-100% shares · board control
⬇
BERNARD J. ARNULL & CO. LIMITED
This company · 01385056
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jdc Tiling Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 21/09/2017 |
4 historic (ceased) PSCs
- Mr Bruce John Carneceased 21/09/2017· 25-50% shares · 25-50% voting
- Mr John Carneceased 21/09/2017· 25-50% shares · 25-50% voting
- Mr Jeremy Paul Arnullceased 21/09/2017· 25-50% shares · 25-50% voting
- Ms Sandra Teresa Helyceased 21/09/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · KT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLACKFORGE INDUSTRIAL SUPPLIES LIMITED→ 16902617 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLUE PAPILLON LTD→ 14284198 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BOBA JOURNEY LTD→ 15408083 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BOGO LIMITED→ 10953295 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BRISDANE ENGINEERING COMPANY LIMITED→ 05098516 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| BULBUL BAGH LIMITED→ 16055026 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BUY SOUTH AFRICA SCOT LIMITED→ 16609544 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BVS DRINKS LTD→ 16651892 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| C & E ELECTRICAL WHOLESALE LIMITED→ 05665558 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| CABCAM EUROPE LTD→ 07158865 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CAELE LIMITED→ 16525958 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAFE LINEA LTD→ 14822704 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1978-08-21
Jurisdictionengland-wales
Primary SIC46900 — Non-specialised wholesale trade
Registered office
100 Gilders Road
Chessington
Surrey
KT9 2AN
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-02-19
Last: 2026-02-05
Officers (2 active · 7 resigned)
CARNE, Bruce John→
Activedirector · ~67y · appointed 2017-09-21
View their other companies + combined net worth →
CARNE, John David→
Activedirector · ~42y · appointed 2017-09-21
View their other companies + combined net worth →
ARNULL, Vera Doreen→
Resignedsecretary · resigned 2000-05-31
HELY, Sandra Teresa→
Resignedsecretary · appointed 2000-06-01 · resigned 2017-09-21
ARNULL, Bernard Joseph→
Resigneddirector · ~113y · resigned 1995-10-11
ARNULL, Jeremy Paul→
Resigneddirector · ~79y · resigned 2017-09-21
ARNULL, Vera Doreen→
Resigneddirector · ~106y · resigned 2000-05-31
HELY, Sandra Teresa→
Resigneddirector · ~83y · resigned 2017-09-21
HELY, Timothy→
Resigneddirector · ~79y · appointed 2000-06-01 · resigned 2017-09-21
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Corporate mortgage | 1 property | 27/07/1989 | 04/02/2019 | |
| satisfied | Barclays Barclays Bank PLC | Chattel mortgage | 1 property | 19/01/1989 | 04/02/2019 | |
| satisfied | Barclays Barclays Bank PLC | Chattel mortgage | 1 property | 24/08/1988 | 04/02/2019 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 25/05/1984 | 08/07/2017 |
Recent filings (126 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-23