BELGRAVIA DECOR LIMITED
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 44.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 44.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £2.12M | £2.10M |
| Current assets | £2.53M | £2.27M |
| Cash | £43.5k | £50.9k |
| Debtors | £715.6k | £966.2k |
| Net assets | £2.08M | £2.07M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 2 confirmation-statement
Corporate timeline (41 events)Click to expand
- 2026-04-13📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2025-08-05📄accounts-with-accounts-type-smallaccounts · AA
- 2024-09-16📄accounts-with-accounts-type-smallaccounts · AA
- 2023-05-05📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-11📄accounts-with-accounts-type-smallaccounts · AA
- 2021-03-09📄accounts-with-accounts-type-smallaccounts · AA
- 2020-11-24📄accounts-with-accounts-type-smallaccounts · AA
- 2019-09-05📄accounts-with-accounts-type-smallaccounts · AA
- 2018-09-13📄accounts-with-accounts-type-smallaccounts · AA
- 2017-07-04📄accounts-with-accounts-type-smallaccounts · AA
- 2016-07-28📄accounts-with-accounts-type-smallaccounts · AA
- 2016-03-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-04-17📄accounts-with-accounts-type-smallaccounts · AA
- 2015-03-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-04-11📄accounts-with-accounts-type-smallaccounts · AA
- 2012-03-22➕ZAMBAITI, Davide appointeddirector
- 2012-03-22➖ZAMBAITI, Ferruccio resigneddirector
- 2010-03-31➖MADER-HORNE, Mark Anthony resignedsecretary
- 2010-03-31➖MADER-HORNE, Mark Anthony resigneddirector
- 2009-11-12➖SIELLET, Pascal Remi resigneddirector
- 2008-03-05➖GUILLEROT, Marc Henri Emile resigneddirector
- 2007-11-27➕SIELLET, Pascal Remi appointeddirector
- 2005-02-09➖BROWN, Peter Rayzon resignedsecretary
- 2005-02-09➕MADER-HORNE, Mark Anthony appointedsecretary
- 2005-02-09➖BROWN, Peter Rayzon resigneddirector
- 2004-09-15➕MADER-HORNE, Mark Anthony appointeddirector
- 2003-07-02➕GUILLEROT, Marc Henri Emile appointeddirector
- 2003-03-11➖BROWN, Sylvia resigneddirector
- 2003-03-07➕ZAMBAITI, Ferruccio appointeddirector
- 2003-02-07🔓Charge satisfied #5
- 2003-02-07🔓Charge satisfied #4
- 2003-02-07🔓Charge satisfied #3
- 2003-02-07🔓Charge satisfied #2
- 2003-02-07🔓Charge satisfied #1
- 1994-12-30🔒Charge registered #6Lender: Griffin Factors Limited
- 1992-08-11🔒Charge registered #5Lender: National Westminster Bank PLC
- 1984-11-30🔒Charge registered #4Lender: National Westminster Bank PLC
- 1984-07-19🔒Charge registered #3Lender: National Westminster Bank PLC
- 1984-05-31🔒Charge registered #2Lender: National Westminster Bank PLC
- 1981-08-06🔒Charge registered #1Lender: National Westminster Bank PLC
- 1978-10-02🏢Company incorporatedAs BELGRAVIA DECOR LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- secondaryStable-but-static management: Company is 48 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ferruccio Zambaiti Individual · Italian · DOB 07/1946 · age 80 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Griffin Factors Griffin Factors Limited | Fixed equitable charge | 1 property | 30/12/1994 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 11/08/1992 | 07/02/2003 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage | 1 property | 30/11/1984 | 07/02/2003 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 19/07/1984 | 07/02/2003 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 31/05/1984 | 07/02/2003 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 06/08/1981 | 07/02/2003 |