M.H.J. LIMITED
🌳Matureactive
01458196 · ltd · incorporated 1979-10-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
ALSO REGISTERED FOR
- 74909Other professional, scientific and technical activities n.e.c.
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 79/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
11 live charges · 6 lenders · oldest 32.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 32.6 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
144 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Turnover | — | £446.2k |
| Gross profit | — | £446.2k |
| Operating profit | — | £-486.4k |
| Profit before tax | — | £1.63M |
| Average employees | 17200 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
5 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-08📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-10-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-30📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-03🔒Charge registered #11Lender: National Westminster Bank PLC
- 2023-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-07-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-10📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-01-01➕BISHOP, Kim appointedsecretary
- 2021-10-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-09-30➖BROWNING, Roger resignedsecretary
- 2021-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2021-08-16➕MELHUISH, Thomas Edward appointeddirector
- 2021-01-08📄accounts-with-accounts-type-groupaccounts · AA
- 2019-10-10📄accounts-with-accounts-type-groupaccounts · AA
- 2018-10-03📄accounts-with-accounts-type-groupaccounts · AA
- 2018-08-31📄capital-cancellation-sharescapital · SH06
- 2018-07-21🔓Charge satisfied #9
- 2018-07-21🔓Charge satisfied #8
- 2018-03-07➕BROWNING, Roger appointedsecretary
- 2018-03-07➖PUTTOCK, Lynn resignedsecretary
- 2017-12-12🔓Charge satisfied #6
- 2017-11-28🔓Charge satisfied #7
- 2017-11-22🔒Charge registered #10Lender: National Westminster Bank PLC
- 2017-02-15🔒Charge registered #9Lender: Barclays Bank PLC
- 2016-11-30🔒Charge registered #8Lender: Barclays Bank PLC
- 2016-09-28🔓Charge satisfied #5
- 2007-10-09🔓Charge satisfied #4
- 2007-10-09🔓Charge satisfied #3
- 2007-10-09🔓Charge satisfied #2
- 2007-05-16🔒Charge registered #7Lender: Hsbc Bank PLC
- 2007-04-30🔒Charge registered #6Lender: Hsbc Bank PLC
- 2007-04-19🔓Charge satisfied #1
- 2007-04-16🔒Charge registered #5Lender: Hsbc Bank PLC
- 1999-01-22🔒Charge registered #4Lender: Clydesdale Bank PLC
- 1999-01-22🔒Charge registered #3Lender: Clydesdale Bank PLC
- 1999-01-12🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1996-07-20➕MACLEAN, James Alexander appointeddirector
- 1993-11-09🔒Charge registered #1Lender: Lloyds Bank PLC
- 1979-10-31🏢Company incorporatedAs M.H.J. LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFamily succession underway: Not a takeover target — MELHUISH, Thomas Edward (same surname) appointed 2021-08-16. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Edward Fitzharding Melhuish Individual · British · DOB 09/1946 · age 80 | 50–75% | — | 50-75% shares | 13/07/2016 |
Mr James Alexander Maclean Individual · British · DOB 02/1969 · age 57 | 25–50% | — | 25-50% shares | 13/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · DA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABP ADVISORY LTD→ 13439233 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACB CONSULTING SERVICES LTD→ 12171760 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCESS GROUP LTD→ 10664025 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCOMPLISH CONSULTING LIMITED→ 11620029 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCOUNTANTS (DR) LTD→ 07574410 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| ACCOUNTANTS OF LAVENHAM LIMITED→ 12198298 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCOUNTING FREEDOM CONSULTANCY LTD→ 12097571 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCOUNTING FREEDOM LTD→ 08641168 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCOUNTING PRO LONDON LTD→ 11090926 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACCOUNTING TAX PAYROLL SERVICES (UK) LIMITED→ 08511971 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCRIDA LIMITED→ 09699049 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACE BUILDING & QUALITY CONTROL LTD→ 14786991 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1979-10-31
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Numeric House
98 Station Road
Sidcup
Kent
DA15 7BY
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-13
Last: 2026-03-30
Officers (4 active · 2 resigned)
Active
MACLEAN, James Alexander→
Activedirector · ~57y · appointed 1996-07-20
View their other companies + combined net worth →
MELHUISH, Richard Edward Fitzharding→
Activedirector · ~80y
View their other companies + combined net worth →
MELHUISH, Thomas Edward→
Activedirector · ~35y · appointed 2021-08-16
View their other companies + combined net worth →
BROWNING, Roger→
Resignedsecretary · appointed 2018-03-07 · resigned 2021-09-30
PUTTOCK, Lynn→
Resignedsecretary · resigned 2018-03-07
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
2
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 03/01/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 22/11/2017 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 15/02/2017 | 21/07/2018 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 30/11/2016 | 21/07/2018 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 16/05/2007 | 28/11/2017 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 30/04/2007 | 12/12/2017 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 16/04/2007 | 28/09/2016 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Legal charge | 1 property | 22/01/1999 | 09/10/2007 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Legal charge | 1 property | 22/01/1999 | 09/10/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Debenture | 1 property | 12/01/1999 | 09/10/2007 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 09/11/1993 | 19/04/2007 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (144 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-31
accounts-with-accounts-type-full
accounts · AA
2025-12-17
change-person-director-company-with-change-date
officers · CH01
2025-10-09
change-person-director-company-with-change-date
officers · CH01
2025-10-08
change-person-secretary-company-with-change-date
officers · CH03
2025-10-08
change-person-director-company-with-change-date
officers · CH01
2025-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-22
accounts-with-accounts-type-medium
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-05
accounts-with-accounts-type-full
accounts · AA
2023-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-24
accounts-with-accounts-type-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-22
appoint-person-director-company-with-name-date
officers · AP01
2022-07-21