BELMONTE BUSINESS EQUIPMENT LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 45.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 45.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 800 | 800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (29 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-11-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-02-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-11-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-11📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-09-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-09-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-10-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2010-01-15🔓Charge satisfied #4
- 2010-01-15🔓Charge satisfied #2
- 2010-01-15🔓Charge satisfied #1
- 2009-01-16🔒Charge registered #6Lender: Vernon Building Society
- 2002-11-22🔒Charge registered #5Lender: National Westminster Bank PLC
- 2002-11-22🔒Charge registered #4Lender: Vernon Building Society
- 1995-04-27➕WILLIAMS ROBERTSHAW, Elaine Joan appointedsecretary
- 1995-04-27➕WILLIAMS ROBERTSHAW, Elaine Joan appointeddirector
- 1995-03-31➖JOYCE, Michael Patrick resignedsecretary
- 1995-03-31➖JOYCE, Michael Patrick resigneddirector
- 1987-02-26🔒Charge registered #3Lender: National Westminster Bank PLC
- 1986-12-08🔒Charge registered #2Lender: Nationwide Building Society.
- 1981-02-09🔒Charge registered #1Lender: Yorkshire Bank Limited
- 1980-03-13🏢Company incorporatedAs BELMONTE BUSINESS EQUIPMENT LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Desmond Sean Robertshaw Individual · British · DOB 09/1949 · age 77 | 25–50% | — | 25-50% shares | 30/08/2016 |
Mrs Elaine Joan Williams Robertshaw Individual · British · DOB 06/1956 · age 70 | 25–50% | — | 25-50% shares | 30/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AUTOMATEDTECHNOLOGIES LTD→ 07248821 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BAFFLE ACOUSTICS LTD→ 15669547 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BASSFACE DISTRIBUTION LTD→ 11074417 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BEEMOOR LTD→ 13522736 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BEESPOKE CARPENTRY LTD→ 16198146 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BELLE ENGINEERING (SHEEN) LIMITED→ 00682892 · est 1961 · no financials extracted | — | — | — | — | 65y | — | — |
| BELLE HOLDINGS LIMITED→ 03390592 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| BELLS SHEET METAL LIMITED→ 06485860 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| BENRING LIMITED→ 03474924 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| BERWIN INDUSTRIAL POLYMERS LIMITED→ 00592719 · est 1957 · no financials extracted | — | — | — | — | 68y | — | — |
| BESPOKE INTERIORS OF CHESHIRE LTD→ 15871468 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BESPOKE KITCHENS AND FURNITURE LTD→ 06235738 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vernon Building Society | Legal charge | 1 property | 16/01/2009 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/11/2002 | — | |
| satisfied | Vernon Building Society | Legal charge | 1 property | 22/11/2002 | 15/01/2010 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 26/02/1987 | — | |
| satisfied | Nationwide Nationwide Building Society. | Legal charge | 1 property | 08/12/1986 | 15/01/2010 | |
| satisfied | Virgin Money Yorkshire Bank Limited | Debenture | 1 property | 09/02/1981 | 15/01/2010 |