A.E. MONEY (INVESTMENTS) LIMITED

💤Zombieactive
01497478 · ltd · incorporated 1980-05-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£156.3k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Asset-holding vehicle with a 78-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

3 live charges · oldest 43.8y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 43.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £156,307
Net assets shrinking
Down £48,967 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£156k
↓ 24% YoY
Current Assets
£161k
↓ 23% YoY
Current Liabilities
—
£0£42k£84k£126k£168k£210kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-02-282024-02-29
Total assets£156.3k£205.3k
Current assets£161.3k£210.2k
Net assets£156.3k£205.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-08-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-10-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-11-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2023-07-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-06-05
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  6. 2022-11-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-09-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-08-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-09-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2018-11-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2017-11-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2016-10-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-11-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-09-03
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-12-01
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 1995-04-24
    🔓
    Charge satisfied #3
  17. 1995-04-24
    🔓
    Charge satisfied #2
  18. 1995-04-24
    🔓
    Charge satisfied #1
  19. 1994-06-17
    ➖
    RANDLE, Eric David resigned
    director
  20. 1994-06-01
    ➕
    MONEY, Margaret Yvonne appointed
    secretary
  21. 1994-06-01
    ➖
    MONEY, Alan Edward resigned
    secretary
  22. 1988-01-21
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC
  23. 1986-07-03
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  24. 1982-10-22
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  25. 1980-05-19
    🏢
    Company incorporated
    As A.E. MONEY (INVESTMENTS) LIMITED

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "MONEY" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Margaret Yvonne Money
Individual · British · DOB 06/1955 · age 71
50–75%
—50-75% shares06/04/2016
Mr Alan Edward Money
Individual · British · DOB 06/1948 · age 78
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1980-05-19
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

5 Argosy Court Scimitar Way Whitley Business Park
Coventry, West Midlands
England
CV3 4GA

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14

Officers (2 active · 2 resigned)

MONEY, Margaret Yvonne→
secretary · appointed 1994-06-01
View their other companies + combined net worth →
Active
MONEY, Alan Edward→
director · ~78y
View their other companies + combined net worth →
Active
MONEY, Alan Edward→
secretary · resigned 1994-06-01
Resigned
RANDLE, Eric David→
director · ~70y · resigned 1994-06-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property21/01/198824/04/1995
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property03/07/198624/04/1995
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property22/10/198224/04/1995

Recent filings (102 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-14
change-person-director-company-with-change-date
officers · CH01
2023-11-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-11
change-person-secretary-company-with-change-date
officers · CH03
2023-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-14