ALL COUNTIES FINANCE LIMITED

💤Zombieactive
01513000 · ltd · incorporated 1980-08-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 25.5y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 25.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 7 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
118 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2026-04-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-04-01
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2024-05-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2023-05-24
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2022-08-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2021-09-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-09-24
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2019-09-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2018-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-10-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2016-10-11
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2015-10-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2015-07-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-04-24
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  15. 2014-12-01
    ANGUS, Stephen appointed
    secretary
  16. 2014-07-31
    MIDDLETON, Robert George resigned
    secretary
  17. 2012-12-20
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  18. 2007-06-28
    BELL, Martin Thomas resigned
    secretary
  19. 2007-06-28
    MIDDLETON, Robert George appointed
    secretary
  20. 2001-04-05
    BELL, Martin Thomas appointed
    secretary
  21. 2001-04-05
    HUMPHREYS, David John resigned
    secretary
  22. 2001-04-05
    HUMPHREYS, David John resigned
    director
  23. 2001-01-19
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  24. 2001-01-10
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  25. 2000-03-30
    HOPE, Trevor Thomas resigned
    director
  26. 1998-02-27
    MCNULTY, Stephen Michael resigned
    director
  27. 1996-11-14
    FOTHERGILL, John Donald Read appointed
    director
  28. 1996-11-14
    FOTHERGILL, John Christopher Read resigned
    director
  29. 1996-11-14
    MCNULTY, Stephen Michael appointed
    director
  30. 1996-06-30
    PATTISON, John Richard resigned
    director
  31. 1996-04-30
    HOPE, Trevor Thomas appointed
    director
  32. 1994-08-31
    PATTISON, John Richard appointed
    director
  33. 1993-03-31
    APPLEBY, Denis resigned
    director
  34. 1980-08-18
    🏢
    Company incorporated
    As ALL COUNTIES FINANCE LIMITED

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr John Donald Read Fothergill
Individual · British · DOB 04/1961 · age 65
75100%
75–100%board control75-100% shares · 75-100% voting · board control15/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1980-08-18
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999

Registered office

Cleveland House
Norton Road
Stockton-On-Tees
Cleveland
TS20 2AQ

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-07-09
Last: 2026-06-25

Officers (2 active · 9 resigned)

ANGUS, Stephen
secretary · appointed 2014-12-01
View their other companies + combined net worth →
Active
FOTHERGILL, John Donald Read
director · ~65y · appointed 1996-11-14
View their other companies + combined net worth →
Active
BELL, Martin Thomas
secretary · appointed 2001-04-05 · resigned 2007-06-28
Resigned
HUMPHREYS, David John
secretary · resigned 2001-04-05
Resigned
MIDDLETON, Robert George
secretary · appointed 2007-06-28 · resigned 2014-07-31
Resigned
APPLEBY, Denis
director · ~98y · resigned 1993-03-31
Resigned
FOTHERGILL, John Christopher Read
director · ~90y · resigned 1996-11-14
Resigned
HOPE, Trevor Thomas
director · ~67y · appointed 1996-04-30 · resigned 2000-03-30
Resigned
HUMPHREYS, David John
director · ~84y · resigned 2001-04-05
Resigned
MCNULTY, Stephen Michael
director · ~75y · appointed 1996-11-14 · resigned 1998-02-27
Resigned
PATTISON, John Richard
director · ~91y · appointed 1994-08-31 · resigned 1996-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Debenture1 property20/12/2012
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Supplemental deed (supplemental to a composite guarantee and debenture dated 17TH november 2000)1 property19/01/2001
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Subordination deed1 property10/01/2001
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (118 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-29
accounts-with-accounts-type-dormant
accounts · AA
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-07
accounts-with-accounts-type-dormant
accounts · AA
2025-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-25
accounts-with-accounts-type-dormant
accounts · AA
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
accounts-with-accounts-type-dormant
accounts · AA
2023-05-24
accounts-with-accounts-type-dormant
accounts · AA
2022-08-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-01
accounts-with-accounts-type-dormant
accounts · AA
2021-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-30
accounts-with-accounts-type-dormant
accounts · AA
2020-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-06
accounts-with-accounts-type-dormant
accounts · AA
2019-09-26