ALFRED GRAHAM LIMITED
🌳Matureactive
01524016 · ltd · incorporated 1980-10-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 42.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 45310
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 81-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 42.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 42.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-12-01➕GRAHAM, James Alfred appointeddirector
- 2019-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-08-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-08-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-08-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 1998-03-11🔒Charge registered #4Lender: National Westminster Bank PLC
- 1995-08-04🔒Charge registered #3Lender: National Westminster Bank PLC
- 1986-01-06🔒Charge registered #2Lender: National Westminster Bank PLC
- 1983-12-09🔒Charge registered #1Lender: The Governor and Company of the Bank of Ireland
- 1980-10-23🏢Company incorporatedAs ALFRED GRAHAM LIMITED
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "GRAHAM" — strong identity link between founder and business.
- +Founder age: Director aged approximately 81 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alfred Gustaaf John Graham Individual · British · DOB 12/1945 · age 81 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Valerie Graham Individual · British · DOB 10/1946 · age 80 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.D DISTRIBUTIONS LIMITED→ 16819562 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.M.B CLASSICS LIMITED→ 08289787 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| A&R CARS LIMITED→ 10061432 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADAMS MOTORS GARAGE LTD.→ 05293335 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AEUROX TRADING LTD→ 11692639 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AJ TINTS LTD→ 15667467 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJR AUTO ELECTRICS LTD→ 10483843 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALEXANDER CAR SALES LTD→ 15337791 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALEXANDER CARS LIMITED→ 14708146 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALL KLASSE AUTOS LIMITED→ 08331970 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ALLOY LOGIC LTD→ 08858230 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ALORA AUTO CARE LTD→ 17128697 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1980-10-23
Jurisdictionengland-wales
Primary SIC45310 — SIC 45310
Registered office
Belmont House, London Road
Billericay
Essex
CM12 9HJ
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (4 active · 0 resigned)
Active
Active
GRAHAM, James Alfred→
Activedirector · ~50y · appointed 2019-12-01
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 11/03/1998 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 04/08/1995 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 06/01/1986 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Debenture | 1 property | 09/12/1983 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (95 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-30
appoint-person-director-company-with-name-date
officers · AP01
2020-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-12