ORION COMMERCIAL PROPERTIES LIMITED

🌳Matureactive

01539716 · ltd · incorporated 1981-01-19

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 82-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 82). Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

89 live charges · 9 lenders · oldest 45.3y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 45.3 years old — likely at or near maturity.
· 9 lenders named — inter-creditor friction likely.
· Legal-friction score 50/100 (high).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

89 charges (89/89 with lender, 89/89 with type)

Directors & officers

8 officers (7 active, 8 linked, 7 with DOB)

Ownership & PSC

3 active PSC(s) of 5 total, 5 with control declared

Director network

8 connected companies via shared directors

Filing history

293 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (198 events)Click to expand

2026-01-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-01-14
🔓
Charge satisfied #85
2022-01-14
🔓
Charge satisfied #84
2022-01-14
🔓
Charge satisfied #83
2022-01-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-01-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-01-04
🔓
Charge satisfied #82
2022-01-04
🔓
Charge satisfied #81
2021-06-02
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-05-14
📄
capital-allotment-shares
capital · SH01
2021-05-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-05-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-05-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-05-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-04-08
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-31
🔒
Charge registered #89
Lender: Handelsbanken PLC
2021-03-31
🔒
Charge registered #88
Lender: Handelsbanken PLC
2021-03-31
🔒
Charge registered #87
Lender: Handelsbanken PLC
2021-03-31
🔒
Charge registered #86
Lender: Handelsbanken PLC
2021-03-26
🔓
Charge satisfied #45
2020-12-01
➕
LUMB, Simon Timothy appointed
director
2017-05-31
➖
REYNOLDS, Diane resigned
director
2015-08-27
🔒
Charge registered #85
Lender: Orion Developments Limited
2015-04-07
➕
LUMB, Joanne Sarah appointed
director
2015-03-24
🔒
Charge registered #84
Lender: Orion Developments Limited
2014-10-22
🔓
Charge satisfied #80
2014-10-22
🔓
Charge satisfied #79
2014-10-22
🔓
Charge satisfied #78
2014-10-22
🔓
Charge satisfied #77
2014-10-22
🔓
Charge satisfied #76
2014-10-22
🔓
Charge satisfied #75
2014-10-22
🔓
Charge satisfied #73
2014-10-22
🔓
Charge satisfied #72
2014-10-22
🔓
Charge satisfied #71
2014-10-22
🔓
Charge satisfied #70
2014-10-22
🔓
Charge satisfied #69
2014-10-22
🔓
Charge satisfied #68
2014-10-22
🔓
Charge satisfied #67
2014-10-22
🔓
Charge satisfied #66
2014-10-22
🔓
Charge satisfied #65
2014-10-22
🔓
Charge satisfied #64

Showing most recent 50 of 198 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 82 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew James Lumb Individual · British · DOB 07/1972 · age 54	25–50%	25–50%	25-50% shares · 25-50% voting	01/04/2021
Mr Simon Timothy Lumb Individual · British · DOB 07/1972 · age 54	25–50%	25–50%	25-50% shares · 25-50% voting	01/04/2021
Ms Joanne Sarah Lumb Individual · British · DOB 11/1970 · age 56	25–50%	25–50%	25-50% shares · 25-50% voting	01/04/2021

2 historic (ceased) PSCs

Mrs Jean Sandra Lumbceased 01/04/2021· 25-50% shares
Mr Timothy Lumbceased 01/04/2021· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1981-01-19

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

5 Benton Office Park

Bennett Avenue Benton Hill

Horbury Wakefield

West Yorkshire

WF4 5RA

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2027-04-12

Last: 2026-03-29