ADVANCED CLADDING & INSULATION GROUP LIMITED
- · Oldest live charge 24.2y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 24.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (44 events)Click to expand
- 2026-03-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-05-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-07-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-01➖HUDDLESTONE, Amanda resigneddirector
- 2021-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-06📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-04-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-31➕WATKINS, Andrew appointeddirector
- 2021-03-31➖DOSANJH, Kulbinder Kaur resignedsecretary
- 2021-03-31➖DOSANJH, Kulbinder Kaur resigneddirector
- 2021-01-11📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-28📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-10-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-28📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2019-10-18➕DOSANJH, Kulbinder Kaur appointedsecretary
- 2019-10-18➖MONRO, Richard Charles resignedsecretary
- 2019-10-18➕DOSANJH, Kulbinder Kaur appointeddirector
- 2019-10-18➖MONRO, Richard Charles resigneddirector
- 2019-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-23📄change-person-director-company-with-change-dateofficers · CH01
- 2015-01-30➕JACKSON, Ian appointeddirector
- 2015-01-30➕MONRO, Richard Charles appointedsecretary
- 2015-01-30➖RAYNES, Anthony Eric resignedsecretary
- 2015-01-30➖HALL, Dominic Gerald resigneddirector
- 2015-01-30➕HUDDLESTONE, Amanda appointeddirector
- 2015-01-30➕MONRO, Richard Charles appointeddirector
- 2015-01-30➖RAYNES, Anthony Eric resigneddirector
- 2015-01-30➖RAYNES, Gillian Sue resigneddirector
- 2014-11-12🔓Charge satisfied #1
- 2014-10-30🔓Charge satisfied #2
- 2013-08-22🔒Charge registered #2Lender: Rbs Invoice Finance Limited
- 2003-11-01➕HALL, Dominic Gerald appointeddirector
- 2002-02-25🔒Charge registered #1Lender: National Westminster Bank PLC
- 1998-11-09➕RAYNES, Anthony Eric appointedsecretary
- 1998-11-09➖RAYNES, Jeffrey Maurice resignedsecretary
- 1998-11-09➕RAYNES, Gillian Sue appointeddirector
- 1998-11-09➖RAYNES, Jeffrey Maurice resigneddirector
- 1981-04-10🏢Company incorporatedAs ADVANCED CLADDING & INSULATION GROUP LIMITED
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Sig Trading Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Sig Trading Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | NatWest Group Rbs Invoice Finance Limited | A registered charge | 13 properties | 22/08/2013 | 30/10/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 25/02/2002 | 12/11/2014 |