A C ENGLISH DEVELOPMENTS LIMITED
🌳Matureactive
01579320 · ltd · incorporated 1981-08-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£8.84M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 77-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
23 live charges · 5 lenders · oldest 44.6y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 44.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
143 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £8,840,422
Net assets shrinking
Down £221,466 YoY
Cash draining
Cash down 87% YoY
Cash YoY
-87%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£674k
↓ 87% YoY
Net Worth
£8.8m
↓ 2.4% YoY
Current Assets
£9.1m
↓ 2.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £8.85M | £9.06M |
| Current assets | £9.06M | £9.24M |
| Cash | £674.3k | £5.27M |
| Debtors | £23.2k | £72.1k |
| Net assets | £8.84M | £9.06M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-04🔒Charge registered #23Lender: Secretary of State for Defence
- 2024-09-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-28🔓Charge satisfied #22
- 2021-04-28🔓Charge satisfied #3
- 2020-08-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-15📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-03-31➕ENGLISH, Ryan James appointeddirector
- 2019-03-31➕PREWITT, Leanne Clare appointeddirector
- 2017-06-22🔓Charge satisfied #21
- 2017-06-22🔓Charge satisfied #20
- 2017-06-22🔓Charge satisfied #19
- 2017-06-22🔓Charge satisfied #18
- 2017-06-22🔓Charge satisfied #17
- 2017-06-22🔓Charge satisfied #15
- 2017-06-22🔓Charge satisfied #14
- 2017-06-22🔓Charge satisfied #13
- 2017-06-22🔓Charge satisfied #2
- 2017-06-22🔓Charge satisfied #1
- 2017-06-22🔓Charge satisfied #12
- 2017-06-22🔓Charge satisfied #16
- 2017-06-22🔓Charge satisfied #11
- 2017-06-22🔓Charge satisfied #10
- 2017-06-22🔓Charge satisfied #9
- 2017-06-22🔓Charge satisfied #8
- 2017-06-22🔓Charge satisfied #7
- 2017-06-22🔓Charge satisfied #5
- 2017-06-22🔓Charge satisfied #4
- 2016-04-21🔒Charge registered #22Lender: The Royal Bank of Scotland PLC
- 1990-10-31🔒Charge registered #21Lender: The Royal Bank of Scotland PLC
- 1990-03-30🔒Charge registered #20Lender: The Royal Bank of Scotland PLC
- 1990-03-30🔒Charge registered #19Lender: The Royal Bank of Scotland PLC
- 1989-04-27🔒Charge registered #18Lender: The Royal Bank of Scotland PLC
- 1988-07-19🔒Charge registered #17Lender: The Royal Bank of Scotland PLC
- 1987-11-27🔒Charge registered #15Lender: The Royal Bank of Scotland PLC
- 1987-10-13🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 66 events
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "ENGLISH" — strong identity link between founder and business.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adrian Christopher English Individual · British · DOB 10/1949 · age 77 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Linda Christine English Individual · British · DOB 07/1950 · age 76 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Linda Christine Englishceased 01/12/2016· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 7 THE SOKE LIMITED→ 06991787 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 8 - 10 HAVELOCK ROAD COMPANY LIMITED→ 10620991 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 86 VRN B LTD→ 12524675 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A A CASTLE LTD→ 11561068 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A&B UK PROPERTIES LTD→ 13901883 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A1 PLACES LTD→ 16466990 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A4 REAL ESTATE LIMITED→ 13897385 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA & FA LIMITED→ 15241521 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AA1971 INVESTMENTS LTD→ 16211268 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AATHIS KUDIL LIMITED→ 16605668 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABACO ESTATES LIMITED→ 02704857 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| ABACUS ESTATE MANAGEMENT LTD→ 12454416 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1981-08-11
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
The Mall
Winchester Road
Chandlers Ford
Hampshire
SO53 2QD
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-19
Last: 2025-12-05
Officers (5 active · 0 resigned)
Active
Active
Active
ENGLISH, Ryan James→
Activedirector · ~46y · appointed 2019-03-31
View their other companies + combined net worth →
PREWITT, Leanne Clare→
Activedirector · ~49y · appointed 2019-03-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
1
Outstanding
1
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Secretary of State for Defence | A registered charge | 1 property | 04/11/2024 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 21/04/2016 | 28/04/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/10/1990 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/03/1990 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/03/1990 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 27/04/1989 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 19/07/1988 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 27/11/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 13/10/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 13/10/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 21/08/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 22/06/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 22/05/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 13/05/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 26/03/1987 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 26/11/1986 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 18/09/1986 | 22/06/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 10/02/1986 | 22/06/2017 | |
| satisfied | Williams & Glyn's Bank Williams & Glyn's Bank PLC | Legal charge | 1 property | 21/09/1984 | 22/06/2017 | |
| satisfied | M. J. Verdon / M. E. Verdonvelmore Estates M. J. Verdon / M. E. Verdonvelmore Estates Limited | Legal charge | 1 property | 21/09/1984 | 12/05/1987 | |
| satisfied | Williams & Glyn's Bank Williams & Glyn's Bank PLC | Legal charge | 2 properties | 06/08/1984 | 22/06/2017 | |
| satisfied | Williams & Glyn's Bank Williams & Glyn's Bank PLC | Legal charge | 1 property | 12/11/1982 | 22/06/2017 | |
| satisfied | Williams & Glyn's Bank Williams & Glyn's Bank Limited | Debenture | 2 properties | 09/11/1981 | 28/04/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (143 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-10
change-person-director-company-with-change-date
officers · CH01
2024-12-09
change-person-director-company-with-change-date
officers · CH01
2024-12-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-26