ANGELA AND STEVE WILLIAMS LIMITED
🌳Matureactive
01580443 · ltd · incorporated 1981-08-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 26.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£241.0k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 65/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 16 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
19 live charges · 2 lenders · oldest 26.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £240,978
Cash YoY
+85%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£650
↑ 85% YoY
Net Worth
£241k
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-29 | 2023-11-29 |
|---|---|---|
| Cash | £650 | £351 |
| Net assets | £241.0k | £239.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-06📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-07🔓Charge satisfied #16
- 2019-10-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-10-25🔓Charge satisfied #8
- 2019-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-09🔒Charge registered #19Lender: Atp Holdings Limited
- 2019-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-08-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2010-04-22🔒Charge registered #18Lender: National Westminster Bank PLC
- 2010-04-22🔒Charge registered #17Lender: National Westminster Bank PLC
- 2009-08-17🔒Charge registered #16Lender: National Westminster Bank PLC
- 2005-08-04🔒Charge registered #15Lender: National Westminster Bank PLC
- 2005-08-04🔒Charge registered #14Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #13Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #12Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #11Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #10Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #9Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #8Lender: National Westminster Bank PLC
- 2005-05-16🔒Charge registered #7Lender: National Westminster Bank PLC
- 2003-09-08🔒Charge registered #6Lender: National Westminster Bank PLC
- 2003-09-08🔒Charge registered #5Lender: National Westminster Bank PLC
- 2003-09-08🔒Charge registered #4Lender: National Westminster Bank PLC
- 2003-09-08🔒Charge registered #3Lender: National Westminster Bank PLC
- 2003-09-08🔒Charge registered #2Lender: National Westminster Bank PLC
- 2000-05-26🔒Charge registered #1Lender: National Westminster Bank PLC
- 1981-08-17🏢Company incorporatedAs ANGELA AND STEVE WILLIAMS LIMITED
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "WILLIAMS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
17 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Angela Mary Williams Individual · British · DOB 04/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Steven Charles Williams Individual · British · DOB 07/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| ANKYLO LTD→ 16605756 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANNINGS PLUMBING & HEATING ENGINEERS LIMITED→ 07606820 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANSCOT LIMITED→ 02106575 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| ANSON GROUP ( HOLDINGS ) LTD→ 10460380 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1981-08-17
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
Pavilion House Ford Lane
West Hill
Ottery St Mary
Devon
EX11 1XE
Filing status
Accounts
Next due: 2026-08-29
Last made up to: 2024-11-29
Confirmation statement
Next due: 2026-08-25
Last: 2025-08-11
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
19
Total charges
17
Outstanding
2
Active lenders
Status:Lender:19 of 19 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atp Holdings Atp Holdings Limited | A registered charge | 1 property | 09/10/2019 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/04/2010 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/04/2010 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 17/08/2009 | 07/11/2019 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 04/08/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 04/08/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | 25/10/2019 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/05/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/09/2003 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/09/2003 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/09/2003 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/09/2003 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/09/2003 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 26/05/2000 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-04
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-24
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-08-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-19
mortgage-satisfy-charge-full
mortgage · MR04
2019-11-07
mortgage-satisfy-charge-full
mortgage · MR04
2019-10-25