LAM CASH AND CARRY LIMITED
🌳Matureactive
01592254 · ltd · incorporated 1981-10-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 46341
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 46390Non-specialised wholesale of food, beverages and tobacco
- 46460SIC 46460
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
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Refinance opportunity
5 live charges · 3 lenders · oldest 44.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 44.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-25🔓Charge satisfied #4
- 2025-09-25🔓Charge satisfied #1
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-04-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2017-03-21📄gazette-notice-compulsorygazette · GAZ1
- 2017-01-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-12-31➕KAPADIA, Rafique Amir appointeddirector
- 2004-01-22🔓Charge satisfied #2
- 2003-02-06🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 1998-04-17🔒Charge registered #4Lender: Midland Bank PLC
- 1995-05-05🔓Charge satisfied #3
- 1995-02-28➕KAPADIA, Sukhminder Amir appointedsecretary
- 1995-02-28➖BAKER, Lawrence resigneddirector
- 1989-03-21🔒Charge registered #3Lender: Woolwich Equitable Building Society
- 1983-06-01🔒Charge registered #2Lender: Midland Bank PLC
- 1982-01-15🔒Charge registered #1Lender: Midland Bank PLC
- 1981-10-19🏢Company incorporatedAs LAM CASH AND CARRY LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amir Tayebali Kapadia Individual · British · DOB 10/1953 · age 73 | 25–50% | — | 25-50% shares · firm interest | 06/04/2016 |
Mrs Sukhminder Amir Kapadia Individual · British · DOB 05/1954 · age 72 | 25–50% | — | 25-50% shares · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 22RETRO LTD→ 16494018 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 365 PROJECTS GROUP LTD→ 16862455 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 365 SUPPLY LTD→ 15439981 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3HLINEN LTD→ 15491582 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3VI ENERGY LIMITED→ 15604747 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 4K MEDIA CENTRE LTD→ 13378268 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 4MATIC VALVES AUTOMATION UK LTD→ 15890108 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4MY CLOTHING LTD→ 16157945 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4OCEANS GROUP LTD→ 12234902 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 50SHADESOFSUMMER LTD→ 14011726 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 7TH HVNN LTD→ 13967600 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 8 MGMT LTD→ 11739159 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1981-10-19
Jurisdictionengland-wales
Primary SIC46341 — SIC 46341
Registered office
9 Berners Place
London
W1T 3AD
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-12
Last: 2025-12-29
Officers (4 active · 1 resigned)
Active
KAPADIA, Sukhminder Amir→
Activesecretary · appointed 1995-02-28
View their other companies + combined net worth →
Active
KAPADIA, Rafique Amir→
Activedirector · ~46y · appointed 2005-12-31
View their other companies + combined net worth →
BAKER, Lawrence→
Resigneddirector · ~73y · resigned 1995-02-28
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 06/02/2003 | — | |
| satisfied | Midland Bank Midland Bank PLC | Debenture | 1 property | 17/04/1998 | 25/09/2025 | |
| satisfied | Woolwich Equitable Building Society | Mortgage | 1 property | 21/03/1989 | 05/05/1995 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 01/06/1983 | 22/01/2004 | |
| satisfied | Midland Bank Midland Bank PLC | Charge | 1 property | 15/01/1982 | 25/09/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (110 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-25
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-11-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-15