A.G. PHILLIPS & SON LIMITED

🌳Matureactive
01602404 · ltd · incorporated 1981-12-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 43.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 93199Other sports activities
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · oldest 43.7y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 43.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 6 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
111 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees600200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 capital
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-01-26
    📄
    capital-allotment-shares
    capital · SH01
  2. 2025-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-03-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-03-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-03-01
    ➕
    PHILLIPS, Thomas Grahame appointed
    director
  6. 2025-03-01
    ➕
    PHILLIPS, William George appointed
    director
  7. 2024-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-05-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2023-05-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2023-05-03
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  12. 2022-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-04-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2022-03-24
    ➕
    PHILLIPS, Susan appointed
    director
  15. 2021-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-08-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2020-08-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2020-08-17
    🔓
    Charge satisfied #4
  20. 2020-08-17
    🔓
    Charge satisfied #3
  21. 2019-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2018-12-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2017-11-30
    ➖
    PHILLIPS, Patricia Emily Stuart resigned
    secretary
  24. 2017-11-30
    ➖
    PHILLIPS, Patricia Emily Stuart resigned
    director
  25. 1997-02-13
    ➖
    PHILLIPS, Arthur George resigned
    director
  26. 1993-09-04
    🔒
    Charge registered #4
    Lender: Lloyds Bank PLC
  27. 1992-04-04
    🔓
    Charge satisfied #2
  28. 1989-11-16
    🔒
    Charge registered #3
    Lender: Lloyds Bank PLC
  29. 1988-03-14
    🔓
    Charge satisfied #1
  30. 1985-06-10
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  31. 1982-10-26
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  32. 1981-12-07
    🏢
    Company incorporated
    As A.G. PHILLIPS & SON LIMITED

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "PHILLIPS" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — PHILLIPS, Thomas Grahame (same surname) appointed 2025-03-01. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Graham Stuart Arthur Phillips
Individual · British · DOB 12/1954 · age 72
25–50%
25–50%25-50% shares · 25-50% voting01/02/2023
Mrs Susan Phillips
Individual · British · DOB 08/1957 · age 69
25–50%
—25-50% shares01/02/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1981-12-07
Jurisdictionengland-wales
Primary SIC01500 — SIC 01500

Registered office

Wellesley House
204 London Road
Waterlooville
Hampshire
PO7 7AN

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28

Officers (4 active · 3 resigned)

PHILLIPS, Grahame Stuart Arthur→
director · ~72y
View their other companies + combined net worth →
Active
PHILLIPS, Susan→
director · ~69y · appointed 2022-03-24
View their other companies + combined net worth →
Active
PHILLIPS, Thomas Grahame→
director · ~34y · appointed 2025-03-01
View their other companies + combined net worth →
Active
PHILLIPS, William George→
director · ~32y · appointed 2025-03-01
View their other companies + combined net worth →
Active
PHILLIPS, Patricia Emily Stuart→
secretary · resigned 2017-11-30
Resigned
PHILLIPS, Arthur George→
director · ~97y · resigned 1997-02-13
Resigned
PHILLIPS, Patricia Emily Stuart→
director · ~95y · resigned 2017-11-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Single debenture1 property04/09/199317/08/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property16/11/198917/08/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Charge without instrument1 property10/06/198504/04/1992
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Legal charge1 property26/10/198214/03/1988

Recent filings (111 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-03
capital-allotment-shares
capital · SH01
2026-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-03
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-05-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-05-03
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-05-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-08