INVESTMENT FUNDS DIRECT LIMITED
🌳Matureactive
01610781 · ltd · incorporated 1982-02-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 34.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 34.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
71 officers (4 active, 71 linked, 60 with DOB)
87
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
322 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (158 events)Click to expand
- 2026-03-31➖DENNING, Richard Graham, Mr. resigneddirector
- 2026-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-10📄capital-allotment-sharescapital · SH01
- 2025-09-10📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-12🔓Charge satisfied #3
- 2023-12-11📄capital-allotment-sharescapital · SH01
- 2023-10-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-30➖BOUSFIELD, Clare Jane resigneddirector
- 2023-05-30📄capital-allotment-sharescapital · SH01
- 2023-05-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-30➖OWENS, Jennifer Anne resigneddirector
- 2022-10-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-30➖MACMILLAN, David Roy resigneddirector
- 2022-09-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-12➕TANNEMAAT, Mariken Louise appointeddirector
- 2022-05-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-05-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-07📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-17➖CLUTTERBUCK, Fiona Jane resigneddirector
- 2022-01-17➖COOPER, Paul David resigneddirector
- 2021-10-19📄capital-allotment-sharescapital · SH01
- 2021-07-15📄resolutionresolution · RESOLUTIONS
- 2021-07-15📄memorandum-articlesincorporation · MA
- 2021-05-19➕DENNING, Richard Graham, Mr. appointeddirector
- 2021-04-27➖THOMSON, Roddy, Mr. resigneddirector
- 2021-03-26➕THOMPSON, Clare Eleanor appointeddirector
- 2021-02-26➕BISCHLER, Thomas Frederic, Mr. appointeddirector
- 2020-12-31➖REGAN, Robert Andrew resigneddirector
- 2020-11-25➕CLUTTERBUCK, Fiona Jane appointeddirector
- 2020-09-01➕M&G MANAGEMENT SERVICES LIMITED appointedcorporate-secretary
- 2020-09-01➖ROYAL LONDON MANAGEMENT SERVICES LIMITED resignedcorporate-secretary
- 2020-09-01➕BOUSFIELD, Clare Jane appointeddirector
- 2020-09-01➕COOPER, Paul David appointeddirector
- 2020-09-01➖GRAHAM, Tracey resigneddirector
- 2020-09-01➖LANGTON, Isobel May resigneddirector
- 2020-09-01➕MACMILLAN, David Roy appointeddirector
- 2020-09-01➕OWENS, Jennifer Anne appointeddirector
- 2020-09-01➕THOMSON, Roddy, Mr. appointeddirector
- 2020-09-01➖WILLIAMS, Robert Arthur Daniel resigneddirector
- 2020-07-14➖JOHNSON, Heidi Elizabeth resigneddirector
- 2019-08-01➕WILLIAMS, Robert Arthur Daniel appointeddirector
- 2019-04-01➖MCCOURT, James resigneddirector
- 2018-08-03➖CARTER, Andrew resigneddirector
- 2018-08-01➕JOHNSON, Heidi Elizabeth appointeddirector
- 2018-06-27➕MCCOURT, James appointeddirector
Showing most recent 50 of 158 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️
M&G Group Regulated Entity Holding Company Limited
Corporate parent
🏛️ultimate parent
Investment Funds Direct Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
INVESTMENT FUNDS DIRECT LIMITED
This company · 01610781
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Investment Funds Direct Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
M&G Group Regulated Entity Holding Company Limited Corporate entity | — | — | sig. influencesignificant influence | 01/09/2020 |
1 historic (ceased) PSC
- Royal London Mutual Insurance Society Limited (The)ceased 01/09/2020· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| 2X IGNITE LIMITED→ 15873885 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| ABL ADJUSTING LIMITED→ 01314814 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| ABRDN EUROPEAN SUSTAINABLE INFRASTRUCTURE GP V LIMITED→ 15767713 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABRDN FUND MANAGERS LIMITED→ 00740118 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| ABRDN GLOBAL SUSTAINABLE INFRASTRUCTURE IV UK LATAM B LIMITED→ 16417272 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABS GRID LTD→ 15390832 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABV TRADE LTD→ 16771181 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABWORLD LTD→ 13134215 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AC (AWRP) HOLDCO 1 LIMITED→ 11521069 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AC (AWRP) HOLDCO 3 LIMITED→ 11520772 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AC OVERSEAS LIMITED→ 15820927 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1982-02-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
10 Fenchurch Avenue
London
United Kingdom
EC3M 5AG
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-18
Last: 2025-07-04
Officers (4 active · 67 resigned)
M&G MANAGEMENT SERVICES LIMITED→
Activecorporate-secretary · appointed 2020-09-01
View their other companies + combined net worth →
BISCHLER, Thomas Frederic, Mr.→
Activedirector · ~41y · appointed 2021-02-26
View their other companies + combined net worth →
TANNEMAAT, Mariken Louise→
Activedirector · ~55y · appointed 2022-09-12
View their other companies + combined net worth →
THOMPSON, Clare Eleanor→
Activedirector · ~72y · appointed 2021-03-26
View their other companies + combined net worth →
BRUCE, Charles→
Resignedsecretary · appointed 2000-11-30 · resigned 2002-03-15
CHAMPION, Mary Ann→
Resignedsecretary · appointed 2016-04-11 · resigned 2016-07-15
FOSTER, Geoffrey William→
Resignedsecretary · resigned 1996-11-28
HASTINGS, Mark Patrick→
Resignedsecretary · appointed 2006-04-07 · resigned 2016-04-11
HORTON, Grace Fiona→
Resignedsecretary · appointed 1999-05-12 · resigned 2000-06-14
LEVY, Richard Alfred→
Resignedsecretary · appointed 2000-06-14 · resigned 2000-11-30
UNWIN, Nigel James→
Resignedsecretary · appointed 2005-09-30 · resigned 2006-04-07
WAKE, Jeremy Philip→
Resignedsecretary · appointed 1996-11-28 · resigned 1999-11-05
WINDRIDGE, Susan Doreen→
Resignedsecretary · appointed 2002-03-15 · resigned 2005-10-04
ROYAL LONDON MANAGEMENT SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2016-07-15 · resigned 2020-09-01
BLACKWELL, Michael→
Resigneddirector · ~89y · resigned 1996-11-28
BOOTHMAN, Clive Nicholas→
Resigneddirector · ~71y · appointed 2005-09-30 · resigned 2014-12-31
BOUSFIELD, Clare Jane→
Resigneddirector · ~58y · appointed 2020-09-01 · resigned 2023-09-30
BRATT, Simon John→
Resigneddirector · ~65y · appointed 2004-11-10 · resigned 2005-06-30
BRET, David Guy→
Resigneddirector · ~86y · resigned 1999-11-05
BRIGGS, Andrew David→
Resigneddirector · ~60y · appointed 2004-03-23 · resigned 2004-04-21
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 26/01/2007 | 12/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 15/06/1995 | 31/03/2000 | |
| satisfied | Meat and Livestock Commission | Rent deposit deed | 1 property | 31/03/1992 | 31/03/2000 |
Recent filings (322 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
capital-allotment-shares
capital · SH01
2025-12-10
accounts-with-accounts-type-full
accounts · AA
2025-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-07
accounts-with-accounts-type-full
accounts · AA
2024-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-12
capital-allotment-shares
capital · SH01
2023-12-11
termination-director-company-with-name-termination-date
officers · TM01
2023-10-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-04
capital-allotment-shares
capital · SH01
2023-05-30
accounts-with-accounts-type-full
accounts · AA
2023-05-30
termination-director-company-with-name-termination-date
officers · TM01
2022-12-02
termination-director-company-with-name-termination-date
officers · TM01
2022-10-03
appoint-person-director-company-with-name-date
officers · AP01
2022-09-21