FREUD LEMOS LIMITED
🌳Matureactive
01639377 · ltd · incorporated 1982-06-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 39.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 39.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 39.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-05-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-30🔒Charge registered #2Lender: Freud Lemos Limited Pension Scheme
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-04📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-04-20📄gazette-notice-compulsorygazette · GAZ1
- 2019-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-30📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2018-04-30📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2017-05-31📄accounts-with-accounts-type-fullaccounts · AA
- 2016-07-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2003-12-05➕FREUD, Naomi appointedsecretary
- 2003-12-05➕FREUD, Naomi appointeddirector
- 2003-12-05➖LEMOS, George James Demetrius resignedsecretary
- 2003-12-05➖LEMOS, George James Demetrius resigneddirector
- 1986-06-19🔒Charge registered #1Lender: International Commercial Bank PLC
- 1982-06-01🏢Company incorporatedAs FREUD LEMOS LIMITED
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FREUD" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Naomi Freud Individual · British · DOB 02/1961 · age 65 | — | — | sig. influencesignificant influence | 01/01/2026 |
Mr David Freud Individual · British · DOB 12/1947 · age 79 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ADELINE ARTS AND SCIENCE LTD→ 13110623 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
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| AETE LIMITED→ 02619861 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| AEVUS PARTNERS LIMITED→ 12851869 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AFS CAP 2 LTD→ 14706647 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AG ASSETS 91 LTD→ 16659251 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AG FINANCIAL CONSULTANCY SERVICES LTD→ 17102390 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1982-06-01
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
198 Shaftesbury Avenue
London
WC2H 8JL
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-16
Last: 2026-05-02
Officers (3 active · 2 resigned)
Active
Active
FREUD, Naomi→
Activedirector · ~65y · appointed 2003-12-05
View their other companies + combined net worth →
LEMOS, George James Demetrius→
Resignedsecretary · resigned 2003-12-05
LEMOS, George James Demetrius→
Resigneddirector · ~71y · resigned 2003-12-05
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Freud Lemos Pension Scheme Freud Lemos Limited Pension Scheme | A registered charge | 1 property | 30/06/2023 | — | |
| outstanding | International Commercial Bank International Commercial Bank PLC | Memorandum of deposit and charge | 1 property | 19/06/1986 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (104 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-06
gazette-filings-brought-up-to-date
gazette · DISS40
2021-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-02