BDJH LIMITED
- · Oldest live charge 23.3y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
4 live charges · oldest 23.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 23.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (34 events)Click to expand
- 2025-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-22✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-02-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-09-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-04-01➕HEWITT, Judith appointeddirector
- 2008-11-21🔓Charge satisfied #4
- 2008-11-21🔓Charge satisfied #3
- 2008-11-21🔓Charge satisfied #2
- 2008-11-21🔓Charge satisfied #1
- 2008-11-05🔒Charge registered #4Lender: National Westminster Bank PLC
- 2008-07-04🔒Charge registered #3Lender: National Westminster Bank PLC
- 2004-02-21🔒Charge registered #2Lender: National Westminster Bank PLC
- 2003-03-17🔒Charge registered #1Lender: National Westminster Bank PLC
- 2003-01-23➕HEWITT, Judith appointedsecretary
- 2003-01-23➖HEWITT, Barry David resignedsecretary
- 2002-07-31➖HEWITT, Alan William resigneddirector
- 2001-03-01➖HEWITT, Edgar William resigneddirector
- 1999-06-18➕HEWITT, Edgar William appointeddirector
- 1998-10-05➕HEWITT, Alan William appointeddirector
- 1998-10-03➖HEWITT, Edgar William resigneddirector
- 1998-10-03➖HOPKIN, Janette Elaine resigneddirector
- 1997-05-13➕HOPKIN, Janette Elaine appointeddirector
- 1982-07-08🏢Company incorporatedAs BDJH LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Matchdouble Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Matchdouble Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATMA CONSULTING SERVICES LIMITED→ 15554360 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BAILEY'S HOME LOANS LTD→ 12581788 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BENCHMARK WEALTH MANAGEMENT LIMITED→ 11037719 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BENEFICIAL LTD→ 09903981 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BENTLEY MORTGAGE SERVICES LTD→ 17084890 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BERNARD STEPHEN WILLIAMS GROUP LTD→ 13508454 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BETTS FINANCIAL SERVICES LIMITED→ 16622673 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BFS HANDFORTH LIMITED→ 04949589 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BGCE FINANCE LTD→ 12543874 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BH AUDENSHAW LTD→ 10834118 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BLACKHURST INVESTMENTS LIMITED→ 07921803 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| BLACKSTONE FINANCIAL MANAGEMENT LIMITED→ 09071142 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 05/11/2008 | 21/11/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of securities (UK) | 1 property | 04/07/2008 | 21/11/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of securities (UK) | 1 property | 21/02/2004 | 21/11/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of securities (UK) | 1 property | 17/03/2003 | 21/11/2008 |